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Machine learning models are increasingly used to automate decisions that affect humans - deciding who should receive a loan, a job interview, or a social service. In such applications, a person should have the ability to change the decision…

Machine Learning · Statistics 2019-11-12 Berk Ustun , Alexander Spangher , Yang Liu

Consumer protection rules require companies that deploy models to automate decisions in high-stakes settings to explain predictions to decision subjects. These rules are motivated, in part, by the belief that explanations can promote…

Machine Learning · Statistics 2025-12-30 Harry Cheon , Anneke Wernerfelt , Sorelle A. Friedler , Berk Ustun

As machine learning models are increasingly deployed in high-stakes domains such as legal and financial decision-making, there has been growing interest in post-hoc methods for generating counterfactual explanations. Such explanations…

Machine Learning · Computer Science 2022-03-22 Alexis Ross , Himabindu Lakkaraju , Osbert Bastani

Many safety failures in machine learning arise when models are used to assign predictions to people (often in settings like lending, hiring, or content moderation) without accounting for how individuals can change their inputs. In this…

Machine Learning · Computer Science 2025-07-04 Seung Hyun Cheon , Meredith Stewart , Bogdan Kulynych , Tsui-Wei Weng , Berk Ustun

Neural networks achieve outstanding accuracy in classification and regression tasks. However, understanding their behavior still remains an open challenge that requires questions to be addressed on the robustness, explainability and…

Machine Learning · Computer Science 2021-05-13 Anna-Kathrin Kopetzki , Stephan Günnemann

Machine learning models can assign fixed predictions that preclude individuals from changing their outcome. Existing approaches to audit fixed predictions do so on a pointwise basis, which requires access to an existing dataset of…

Machine Learning · Computer Science 2025-07-10 Connor Lawless , Tsui-Wei Weng , Berk Ustun , Madeleine Udell

The rise in machine learning-assisted decision-making has led to concerns about the fairness of the decisions and techniques to mitigate problems of discrimination. If a negative decision is made about an individual (denying a loan,…

Machine Learning · Computer Science 2019-09-10 Vivek Gupta , Pegah Nokhiz , Chitradeep Dutta Roy , Suresh Venkatasubramanian

Machine learning is increasingly used to inform decision-making in sensitive situations where decisions have consequential effects on individuals' lives. In these settings, in addition to requiring models to be accurate and robust, socially…

Machine Learning · Computer Science 2021-03-02 Amir-Hossein Karimi , Gilles Barthe , Bernhard Schölkopf , Isabel Valera

As machine learning models are increasingly being employed to make consequential decisions in real-world settings, it becomes critical to ensure that individuals who are adversely impacted (e.g., loan denied) by the predictions of these…

Machine Learning · Computer Science 2023-10-12 Martin Pawelczyk , Teresa Datta , Johannes van-den-Heuvel , Gjergji Kasneci , Himabindu Lakkaraju

Machine learning based decision making systems are increasingly affecting humans. An individual can suffer an undesirable outcome under such decision making systems (e.g. denied credit) irrespective of whether the decision is fair or…

Machine Learning · Computer Science 2019-07-24 Shalmali Joshi , Oluwasanmi Koyejo , Warut Vijitbenjaronk , Been Kim , Joydeep Ghosh

Algorithmic recourse seeks to provide individuals with actionable recommendations that increase their chances of receiving favorable outcomes from automated decision systems (e.g., loan approvals). While prior research has emphasized…

Machine Learning · Computer Science 2026-02-03 Marina Ceccon , Alessandro Fabris , Goran Radanović , Asia J. Biega , Gian Antonio Susto

The goal of algorithmic recourse is to reverse unfavorable decisions (e.g., from loan denial to approval) under automated decision making by suggesting actionable feature changes (e.g., reduce the number of credit cards). To generate…

Machine Learning · Computer Science 2022-11-07 Martin Pawelczyk , Lea Tiyavorabun , Gjergji Kasneci

Different users of machine learning methods require different explanations, depending on their goals. To make machine learning accountable to society, one important goal is to get actionable options for recourse, which allow an affected…

Machine Learning · Statistics 2023-12-21 Hidde Fokkema , Rianne de Heide , Tim van Erven

Should prediction models always deliver a prediction? In the pursuit of maximum predictive performance, critical considerations of reliability and fairness are often overshadowed, particularly when it comes to the role of uncertainty.…

Machine Learning · Computer Science 2024-10-29 Anna Sokol , Nuno Moniz , Nitesh Chawla

Reachability analysis, in general, is a fundamental method that supports formally-correct synthesis, robust model predictive control, set-based observers, fault detection, invariant computation, and conformance checking, to name but a few.…

Systems and Control · Electrical Eng. & Systems 2020-11-17 Niklas Kochdumper , Bastian Schürmann , Matthias Althoff

Machine Learning's proliferation in critical fields such as healthcare, banking, and criminal justice has motivated the creation of tools which ensure trust and transparency in ML models. One such tool is Actionable Recourse (AR) for…

Machine Learning · Computer Science 2023-09-07 Jayanth Yetukuri , Ian Hardy , Yang Liu

The widespread use of machine learning in credit scoring has brought significant advancements in risk assessment and decision-making. However, it has also raised concerns about potential biases, discrimination, and lack of transparency in…

Actionable recourse studies whether individuals can modify feasible features to overturn unfavorable outcomes produced by AI-assisted decision-support systems. However, many such systems operate in competitive settings, such as admission or…

Computer Science and Game Theory · Computer Science 2026-03-19 Ya-Ting Yang , Quanyan Zhu

Banks are important for the development of economies in any financial ecosystem through consumer and business loans. Lending, however, presents risks; thus, banks have to determine the applicant's financial position to reduce the…

Machine Learning · Computer Science 2024-10-14 F M Ahosanul Haque , Md. Mahedi Hassan

Conformal prediction constructs a confidence set for an unobserved response of a feature vector based on previous identically distributed and exchangeable observations of responses and features. It has a coverage guarantee at any nominal…

Machine Learning · Statistics 2022-12-08 Eugene Ndiaye , Ichiro Takeuchi
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