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Mortgage default rates, on the one hand, serve as a measure of economic health to support decision-making by insurance companies, and on the other hand, is a key risk factor in the asset-liability management (ALM) practice, as mortgage…

Methodology · Statistics 2025-11-14 Samuel J. Eschker , Antik Chakraborty , Melanie Gall , Peter Jevtic , Jianxi Su

Wildfires in urbanized regions, particularly within the wildland-urban interface, have significantly intensified in frequency and severity, driven by rapid urban expansion and climate change. This study aims to provide a comprehensive,…

General Economics · Economics 2025-05-06 Zongrong Li , Haiyang Li , Yifan Yang , Siqin Wang , Yingxin Zhu

Importance: Following a century of increase, life expectancy in the United States has stagnated and begun to decline in recent decades. Using satellite images and street view images prior work has demonstrated associations of the built…

Computer Vision and Pattern Recognition · Computer Science 2020-03-20 Joshua J. Levy , Rebecca M. Lebeaux , Anne G. Hoen , Brock C. Christensen , Louis J. Vaickus , Todd A. MacKenzie

Traditionally, the impact of minimum wages on employment has been studied, and it is generally believed to have a negative effect. Yet, some recent studies have shown that the impact of minimum wages on employment can sometimes be positive.…

General Economics · Economics 2025-08-12 Asahi Sato

We study the evacuation dynamics of a crowd evacuating from a complex geometry in the presence of a fire as well as of a slowly spreading smoke curtain. The crowd is composed of two kinds of individuals: those who know the layout of the…

Physics and Society · Physics 2018-06-11 Omar Richardson , Andrei Jalba , Adrian Muntean

This study re-examines the impact of natural disasters on economic growth in the perspective of developed and developing countries. Based on panel data consisting of developing and developed countries over the period 1990-2019 and using…

Physics and Society · Physics 2023-04-25 Sharmistha Chakrabarti , Yuanmeng Yang , Shuman Zhang , Md Shah Naoaj , Xinru Chen

China's structural changes have brought new challenges to its regional employment structures, entailing labour redistribution. By now Chinese research on migration decisions with a forward-looking stand and on bilateral longitudinal…

General Economics · Economics 2022-12-26 Huaxin Wang-Lu , Octasiano Miguel Valerio Mendoza

Although it has been suggested that the shift from on-site work to telework will change the city structure, the mechanism of this change is not clear. This study clarifies how the location of firms changes when the cost of teleworking…

General Economics · Economics 2022-12-05 Kazufumi Tsuboi

As changing climates transform the landscape of wildfire management and suppression, agencies are faced with difficult resource allocation decisions. We analyze trade-offs in temporal resource allocation using a simple but robust Markov…

Physics and Society · Physics 2024-10-07 George Hulsey , David L. Alderson , Jean Carlson

We develop a novel temporal complex network approach to quantify the US county level spread dynamics of COVID-19. The objective is to study the effects of the local spread dynamics, COVID-19 cases and death, and Google search activities on…

Statistical Finance · Quantitative Finance 2020-10-06 Asim Kumer Dey , Toufiqul Haq , Kumer Das , Irina Panovska

Mediterranean ecosystems such as those found in California, Central Chile, Southern Europe, and Southwest Australia host numerous, diverse, fire-adapted micro-ecosystems. These micro-ecosystems are as diverse as mountainous conifer to…

Urban land growth presents a major sustainability challenge, yet its growth patterns and dynamics remain unclear. We quantified urban land evolution by analyzing its statistical distribution in 14 regions and countries over 29 years. The…

The Great Recession highlighted the role of financial and uncertainty shocks as drivers of business cycle fluctuations. However, the fact that uncertainty shocks may affect economic activity by tightening financial conditions makes…

General Economics · Economics 2022-02-23 Olli Palmén

We investigate how crises alter societies by analyzing the timing and channels of change using a longitudinal multi-wave survey of a representative sample of Americans throughout 2020. This methodology allows us to overcome some of the…

General Economics · Economics 2023-02-16 Guglielmo Briscese , Maddalena Grignani , Stephen Stapleton

This paper investigates the assumption of homogeneous effects of federal tax changes across the U.S. states and identifies where and why that assumption may not be valid. More specifically, what determines the transmission mechanism of tax…

General Economics · Economics 2021-07-30 Masud Alam

COVID-19 is not a universal killer. We study the spread of COVID-19 at the county level for the United States up until the 15$^{th}$ of August, 2020. We show that the prevalence of the disease and the death rate are correlated with the…

Populations and Evolution · Quantitative Biology 2021-07-01 Ayan Paul , Philipp Englert , Melinda Varga

As a consequence of global warming and climate change, the risk and extent of wildfires have been increasing in many areas worldwide. Warmer temperatures and drier conditions can cause quickly spreading fires and make them harder to…

Computer Vision and Pattern Recognition · Computer Science 2026-05-06 Ozer Can Devecioglu , Mete Ahishali , Fahad Sohrab , Turker Ince , Moncef Gabbouj

Previous studies show that natural disasters decelerate economic growth, and more so in countries with lower financial development. We confirm these results with more recent data. We are the first to show that fiscal stability reduces the…

General Economics · Economics 2022-11-16 Valeria Terrones , Richard S. J. Tol

Forest fires are the outcome of a complex interaction between environmental factors, topography and socioeconomic factors (Bedia et al, 2014). Therefore, understand causality and early prediction are crucial elements for controlling such…

This paper analyzes the differences in poverty in high wealth communities and low wealth communities. We first discuss methods of measuring poverty and analyze the causes of individual poverty and poverty in the Bay Area. Three cases are…

General Economics · Economics 2020-10-06 Merrick Wang , Robert Johnston
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