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Predicting default is essential for banks to ensure profitability and financial stability. While modern machine learning methods often outperform traditional regression techniques, their lack of transparency limits their use in regulated…

Machine Learning · Computer Science 2025-09-16 Sagi Schwartz , Qinling Wang , Fang Fang

eXplainable artificial intelligence (XAI) methods have emerged to convert the black box of machine learning (ML) models into a more digestible form. These methods help to communicate how the model works with the aim of making ML models more…

Explainable AI (XAI) methods focus on explaining what a neural network has learned - in other words, identifying the features that are the most influential to the prediction. In this paper, we call them "distinguishing features". However,…

Computer Vision and Pattern Recognition · Computer Science 2021-04-19 Kaili Wang , Jose Oramas , Tinne Tuytelaars

Rapid non-verbal communication of task-based stimuli is a challenge in human-machine teaming, particularly in closed-loop interactions such as driving. To achieve this, we must understand the representations of information for both the…

Human-Computer Interaction · Computer Science 2021-02-02 Tiffany Hwu , Mia Levy , Steven Skorheim , David Huber

Despite the high accuracy offered by state-of-the-art deep natural-language models (e.g. LSTM, BERT), their application in real-life settings is still widely limited, as they behave like a black-box to the end-user. Hence, explainability is…

Computation and Language · Computer Science 2021-06-15 Francesco Ventura , Salvatore Greco , Daniele Apiletti , Tania Cerquitelli

Robustness has become one of the most critical problems in machine learning (ML). The science of interpreting ML models to understand their behavior and improve their robustness is referred to as explainable artificial intelligence (XAI).…

Computer Vision and Pattern Recognition · Computer Science 2026-02-26 Patrick Koller , Amil V. Dravid , Guido M. Schuster , Aggelos K. Katsaggelos

This article examines the application of Explainable Artificial Intelligence (XAI) in NLP based fake news detection and compares selected interpretability methods. The work outlines key aspects of disinformation, neural network…

Computation and Language · Computer Science 2026-03-13 Krzysztof Siwek , Daniel Stankowski , Maciej Stodolski

Ensuring transparency and trust in artificial intelligence (AI) models is essential as they are increasingly deployed in safety-critical and high-stakes domains. Explainable AI (XAI) has emerged as a promising approach to address this…

Computer Vision and Pattern Recognition · Computer Science 2025-11-05 Reem Hammoud , Abdul Karim Gizzini , Ali J. Ghandour

There has been a significant surge of interest recently around the concept of explainable artificial intelligence (XAI), where the goal is to produce an interpretation for a decision made by a machine learning algorithm. Of particular…

Machine Learning · Computer Science 2019-10-31 Zhong Qiu Lin , Mohammad Javad Shafiee , Stanislav Bochkarev , Michael St. Jules , Xiao Yu Wang , Alexander Wong

A particular class of Explainable AI (XAI) methods provide saliency maps to highlight part of the image a Convolutional Neural Network (CNN) model looks at to classify the image as a way to explain its working. These methods provide an…

Machine Learning · Computer Science 2021-06-25 Sam Zabdiel Sunder Samuel , Vidhya Kamakshi , Namrata Lodhi , Narayanan C Krishnan

In many AI applications today, the predominance of black-box machine learning models, due to their typically higher accuracy, amplifies the need for Explainable AI (XAI). Existing XAI approaches, such as the widely used SHAP values or…

Artificial Intelligence · Computer Science 2026-05-28 David Martens , James Hinns , Camille Dams , Mark Vergouwen , Theodoros Evgeniou

Artificial intelligence has become pervasive across disciplines and fields, and biomedical image and signal processing is no exception. The growing and widespread interest on the topic has triggered a vast research activity that is…

Machine Learning · Computer Science 2022-07-12 Guang Yang , Arvind Rao , Christine Fernandez-Maloigne , Vince Calhoun , Gloria Menegaz

A main drawback of eXplainable Artificial Intelligence (XAI) approaches is the feature independence assumption, hindering the study of potential variable dependencies. This leads to approximating black box behaviors by analyzing the effects…

Artificial Intelligence · Computer Science 2024-10-16 Martina Cinquini , Riccardo Guidotti

Explainable AI (XAI) methods provide explanations of AI models, but our understanding of how they compare with human explanations remains limited. In image classification, we found that humans adopted more explorative attention strategies…

Human-Computer Interaction · Computer Science 2023-04-11 Ruoxi Qi , Yueyuan Zheng , Yi Yang , Caleb Chen Cao , Janet H. Hsiao

Explainable artificial intelligence (XAI) plays an indispensable role in demystifying the decision-making processes of AI, especially within the healthcare industry. Clinicians rely heavily on detailed reasoning when making a diagnosis,…

Computer Vision and Pattern Recognition · Computer Science 2024-03-26 Anna Stubbin , Thompson Chyrikov , Jim Zhao , Christina Chajo

Deep neural networks (DNNs) have greatly impacted numerous fields over the past decade. Yet despite exhibiting superb performance over many problems, their black-box nature still poses a significant challenge with respect to explainability.…

Computer Vision and Pattern Recognition · Computer Science 2023-08-15 Snir Vitrack Tamam , Raz Lapid , Moshe Sipper

With the widespread use of sophisticated machine learning models in sensitive applications, understanding their decision-making has become an essential task. Models trained on tabular data have witnessed significant progress in explanations…

Machine Learning · Computer Science 2022-06-16 Aditya Lahiri , Kamran Alipour , Ehsan Adeli , Babak Salimi

Explainable Artificial Intelligence (XAI) plays an important role in improving the transparency and reliability of complex machine learning models, especially in critical domains such as cybersecurity. Despite the prevalence of heuristic…

Artificial Intelligence · Computer Science 2025-01-03 Amira Jemaa , Adnan Rashid , Sofiene Tahar

Recent research in explainability has given rise to numerous post-hoc attribution methods aimed at enhancing our comprehension of the outputs of black-box machine learning models. However, evaluating the quality of explanations lacks a…

Machine Learning · Computer Science 2024-07-30 Samuel Sithakoul , Sara Meftah , Clément Feutry

Explainable AI (XAI) has become essential in computer vision to make the decision-making processes of deep learning models transparent. However, current visual explanation (XAI) methods face a critical trade-off between the high fidelity of…

Computer Vision and Pattern Recognition · Computer Science 2026-03-09 Gwanghee Lee , Sungyoon Jeong , Kyoungson Jhang
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