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The report demonstrates the benefits (in terms of improved claims loss modeling) of harnessing the value of Federated Learning (FL) to learn a single model across multiple insurance industry datasets without requiring the datasets…

Machine Learning · Computer Science 2024-02-26 Panyi Dong , Zhiyu Quan , Brandon Edwards , Shih-han Wang , Runhuan Feng , Tianyang Wang , Patrick Foley , Prashant Shah

Central banks are actively exploring retail central bank digital currencies (CBDCs), with the Bank of England currently in the design phase for a potential UK retail CBDC, the digital pound. In a previous paper, we defined and explored the…

Computers and Society · Computer Science 2024-09-16 Lee Braine , Shreepad Shukla , Piyush Agrawal , Shrirang Khedekar , Aishwarya Nair

Software systems are ubiquitous, and their use is ingrained in our everyday lives. They enable us to get in touch with people quickly and easily, support us in gathering information, and help us perform our daily tasks. In return, we…

Software Engineering · Computer Science 2022-10-27 Wasja Brunotte , Alexander Specht , Larissa Chazette , Kurt Schneider

In the fight against tax evaders and other cheats, governments seek to gather more information about their citizens. In this paper we claim that this increased transparency, combined with ineptitude, or corruption, can lead to widespread…

Computers and Society · Computer Science 2017-12-11 Zacharias Tzermias , Panagiotis Papadopoulos , Sotiris Ioannidis , Vassilis Prevelakis

Federated learning suffers from several privacy-related issues that expose the participants to various threats. A number of these issues are aggravated by the centralized architecture of federated learning. In this paper, we discuss…

Cryptography and Security · Computer Science 2020-04-24 Aidmar Wainakh , Alejandro Sanchez Guinea , Tim Grube , Max Mühlhäuser

Wearable devices can offer services to individuals and the public. However, wearable data collected by cloud providers may pose privacy risks. To reduce these risks while maintaining full functionality, healthcare systems require solutions…

Cryptography and Security · Computer Science 2024-03-20 Khlood Jastaniah , Ning Zhang , Mustafa A. Mustafa

A smart city is essential for sustainable urban development. In addition to citizen engagement, a smart city enables connected infrastructure, data-driven decision making and smart mobility. For most of these features, network data plays a…

Social and Information Networks · Computer Science 2025-09-17 Tânia Carvalho , José Barata , Henish Balu , Filipa Moreira , João Bastos , Luís Antunes

National digital identity verification systems have played a critical role in the effective distribution of goods and services, particularly, in developing countries. Due to the cost involved in deploying and maintaining such systems,…

Cryptography and Security · Computer Science 2024-10-01 Deep Inder Mohan , Srinivas Vivek

Although credit and debit card data continue to be a prime target for attackers, organizational adherence to the Payment Card Industry Data Security Standard (PCI DSS) remains surprisingly low. Despite prior work showing that PCI DSS can…

Cryptography and Security · Computer Science 2026-02-11 Soonwon Park , John D. Hastings

With the exponential advancement of business technology in recent years, data-driven decision making has become the core of most industries. With the rise of new privacy regulations such as the General Data Protection Regulation in the…

Computers and Society · Computer Science 2020-04-02 Johannes M. van Hulst , Mattia Zeni , Alexander Kröller , Cassandra Moons , Pierluigi Casale

From the early days of the information economy, personal data has been its most valuable asset. Despite data protection laws and an acknowledged right to privacy, trading personal information has become a business equated with "trading…

Computers and Society · Computer Science 2020-05-14 Sarah Spiekermann , Alexander Novotny

Online users generate tremendous amounts of data. To better serve users, it is required to share the user-related data among researchers, advertisers and application developers. Publishing such data would raise more concerns on user…

Cryptography and Security · Computer Science 2018-06-27 Ghazaleh Beigi

Central Bank Digital Currency (CBDCs) are becoming a new digital financial tool aimed at financial inclusion, increased monetary stability, and improved efficiency of payment systems, as they are issued by central banks. One of the most…

Cryptography and Security · Computer Science 2026-03-06 Santanu Mondal , T. Chithralekha

In the recent years, generation of data have escalated to extensive dimensions and big data has emerged as a propelling force in the development of various machine learning advances and internet-of-things (IoT) devices. In this regard, the…

This paper outlines an approach for IEEE to take leadership for digital privacy to align many existing IEEE Societies and efforts in the areas of computer systems & applications security, organizational & global architectures,…

Cryptography and Security · Computer Science 2021-03-30 Christopher Gorog

Data markets serve as crucial platforms facilitating data discovery, exchange, sharing, and integration among data users and providers. However, the paramount concern of privacy has predominantly centered on protecting privacy of data…

Cryptography and Security · Computer Science 2024-07-16 Minxing Zhang , Jian Pei

The ongoing transition from a linear (produce-use-dispose) to a circular economy poses significant challenges to current state-of-the-art information and communication technologies. In particular, the derivation of integrated, high-level…

Machine Learning · Statistics 2022-11-07 Du Nguyen Duy , David Gabauer , Ramin Nikzad-Langerodi

With the rise of decentralized finance, fiat-to-cryptocurrency exchange platforms have become popular entry points into the cryptocurrency ecosystem. However, these platforms frequently fail to ensure adequate privacy protection, as…

Cryptography and Security · Computer Science 2026-01-26 Shaoyu Li , Hexuan Yu , Md Mohaimin Al Barat , Yang Xiao , Y. Thomas Hou , Wenjing Lou

Our increasing reliance on digital technology for personal, economic, and government affairs has made it essential to secure the communications and devices of private citizens, businesses, and governments. This has led to pervasive use of…

Federated learning (FL) enhances privacy by keeping user data on local devices. However, emerging attacks have demonstrated that the updates shared by users during training can reveal significant information about their data. This has…

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