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Related papers: Decentralizing Custodial Wallets with MFKDF

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Central Bank Digital Currency (CBDC) is a novel form of money that could be issued and regulated by central banks, offering benefits such as programmability, security, and privacy. However, the design of a CBDC system presents numerous…

Computers and Society · Computer Science 2026-03-03 Ryan Bowler , Geoffrey Goodell , Joe Revans , Gabriel Bizama , Chris Speed

Currently, one of the most widely used protocols to secure cryptocurrency assets in centralized exchanges is categorizing wallets into cold and hot. While cold wallets hold user deposits, hot} wallets are responsible for addressing…

Cryptography and Security · Computer Science 2021-10-04 Shahriar Ebrahimi , Parisa Hasanizadeh , Seyed Mohammad Aghamirmohammadali , Amirali Akbari

Asset custody is a core financial service in which the custodian holds in-safekeeping assets on behalf of the client. Although traditional custody service is typically endorsed by centralized authorities, decentralized custody scheme has…

Cryptography and Security · Computer Science 2021-07-14 Zhaohua Chen , Guang Yang

Non-custodial wallets are a type of cryptocurrency wallet wherein the owner has full control over the private keys and is solely responsible for managing and securing the digital assets that it contains. Unlike custodial wallets, which are…

Cryptography and Security · Computer Science 2024-09-25 Tony Seymour , Geoff Goodell

In recent years decentralized currencies developed through Blockchains are increasingly becoming popular because of their transparent nature and absence of a central controlling authority. Though a lot of computation power, disk space, and…

Databases · Computer Science 2023-05-15 Anirudha Paul

While cryptocurrencies have been rapidly gaining adoption, secure wallet interactions are still elusive for many users, which frequently leads to loss of funds. Here we propose an approach to securing interactions with cryptocurrency…

Cryptography and Security · Computer Science 2023-04-17 Gennady Medvinsky , Ben Livshits

Blockchain is a decentralized system that allows transaction transmission and storage according to the roles of the Consensus algorithm and Smart contracts. Non-fungible tokens (NFTs) consolidate the best characteristics of blockchain…

Cryptography and Security · Computer Science 2022-09-07 Subhash Shankar Pandey , Tadasha Dash , Prasanta K. Panigrahi , Ahmed Farouk

Encrypted cloud storage services are steadily increasing in popularity, with many commercial solutions currently available. In such solutions, the cloud storage is trusted for data availability, but not for confidentiality. Additionally,…

Cryptography and Security · Computer Science 2020-10-28 Anders Dalskov , Daniele Lain , Enis Ulqinaku , Kari Kostiainen , Srdjan Capkun

Digital wallet as a software program or a digital device allows users to conduct various transactions. Hot and cold digital wallets are considered as two types of this wallet. Digital wallets need an online connection fall into the first…

Cryptography and Security · Computer Science 2023-03-24 Ehsan Nowroozi , Seyedsadra Seyedshoari , Yassine Mekdad , Erkay Savas , Mauro Conti

We have entered an era where the importance of decentralized solutions has become more obvious. Blockchain technology and its derivatives are distributed ledger technologies that keep the registry of data between peers of a network. This…

Cryptography and Security · Computer Science 2020-12-21 E. Karaarslan , E. Konacaklı

web3 wallets are key to managing user identity on blockchain. The main purpose of a web3 wallet application is to manage the private key for the user and provide an interface to interact with the blockchain. The key management scheme ( KMS…

Computational Engineering, Finance, and Science · Computer Science 2025-06-04 Sumit Vohra

Many proposals for the design and implementation of digital wallets assume that the purpose of the wallet is to enable offline payments via custodial accounts, ignoring the real problems faced by individuals and businesses that engage in…

Computers and Society · Computer Science 2026-03-20 Geoffrey Goodell

Blockchain technology promises to democratize finance and promote social equity through decentralization, but questions remain about whether current implementations advance or hinder these goals. Through a mixed-methods study combining…

Human-Computer Interaction · Computer Science 2025-05-13 Faisal Haque Bappy , EunJeong Cheon , Tariqul Islam

Wallets are access points for the digital economys value creation. Wallets for blockchains store the end-users cryptographic keys for administrating their digital assets and enable access to blockchain Web3 systems. Web3 delivers new…

Cryptography and Security · Computer Science 2025-07-10 Kim Peiter Jørgensen

A cryptocurrency is a decentralized digital currency that is designed for secure and private asset transfer and storage. As a currency, it should be difficult to counterfeit and double-spend. In this paper, we review and analyze the major…

Cryptography and Security · Computer Science 2019-04-26 Ehab Zaghloul , Tongtong Li , Matt Mutka , Jian Ren

Non-fungible tokens (NFTs) are decentralized digital tokens to represent the unique ownership of items. Recently, NFTs have been gaining popularity and at the same time bringing up issues, such as scams, racism, and sexism.…

Computers and Society · Computer Science 2025-08-11 Yunpeng Xiao , Bufan Deng , Siqi Chen , Kyrie Zhixuan Zhou , Ray LC , Luyao Zhang , Xin Tong

Cryptocurrency has been extensively studied as a decentralized financial technology built on blockchain. However, there is a lack of understanding of user experience with cryptocurrency exchanges, the main means for novice users to interact…

Human-Computer Interaction · Computer Science 2022-06-16 Zhixuan Zhou , Bohui Shen

Crypto wallets are a key touch-point for cryptocurrency use. People use crypto wallets to make transactions, manage crypto assets, and interact with decentralized apps (dApps). However, as is often the case with emergent technologies,…

Cryptography and Security · Computer Science 2023-06-13 Zhixuan Zhou , Tanusree Sharma , Luke Emano , Sauvik Das , Yang Wang

The disruptive technology of blockchain can deliver secure solutions without the need for a central authority. In blockchain protocols, assets that belong to a participant are controlled through the private key of an asymmetric key pair…

Cryptography and Security · Computer Science 2020-06-26 Mehmet Aydar , Salih Cemil Cetin , Serkan Ayvaz , Betul Aygun

Central Bank Digital Currency (CBDC) is an emerging trend in digital payments, with the vast majority of central banks around the world researching, piloting, or even operating a digital version of cash. While design choices differ broadly,…

Cryptography and Security · Computer Science 2024-03-19 Lars Hupel , Makan Rafiee
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