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This study explores the integration of a representative large language model, ChatGPT, into lending decision-making with a focus on credit default prediction. Specifically, we use ChatGPT to analyse and interpret loan assessments written by…

Risk Management · Quantitative Finance 2025-03-25 Zongxiao Wu , Yizhe Dong , Yaoyiran Li , Baofeng Shi

ChatGPT is an AI language model developed by OpenAI that can understand and generate human-like text. It can be used for a variety of use cases such as language generation, question answering, text summarization, chatbot development,…

Human-Computer Interaction · Computer Science 2023-10-09 Ishika Joshi , Ritvik Budhiraja , Harshal Dev , Jahnvi Kadia , M. Osama Ataullah , Sayan Mitra , Dhruv Kumar , Harshal D. Akolekar

This paper discusses OpenAIs ChatGPT, a generative pre-trained transformer, which uses natural language processing to fulfill text-based user requests (i.e., a chatbot). The history and principles behind ChatGPT and similar models are…

Computation and Language · Computer Science 2023-04-03 Brady Lund , Ting Wang , Nishith Reddy Mannuru , Bing Nie , Somipam Shimray , Ziang Wang

This study explores linguistic differences between human and LLM-generated dialogues, using 19.5K dialogues generated by ChatGPT-3.5 as a companion to the EmpathicDialogues dataset. The research employs Linguistic Inquiry and Word Count…

Computation and Language · Computer Science 2024-04-29 Morgan Sandler , Hyesun Choung , Arun Ross , Prabu David

This paper presents a comprehensive evaluation of the code generation capabilities of ChatGPT, a prominent large language model, compared to human programmers. A novel dataset of 131 code-generation prompts across 5 categories was curated…

Software Engineering · Computer Science 2023-11-07 Muhammad Fawad Akbar Khan , Max Ramsdell , Erik Falor , Hamid Karimi

The introduction of ChatGPT has garnered widespread attention in both academic and industrial communities. ChatGPT is able to respond effectively to a wide range of human questions, providing fluent and comprehensive answers that…

Computation and Language · Computer Science 2023-01-19 Biyang Guo , Xin Zhang , Ziyuan Wang , Minqi Jiang , Jinran Nie , Yuxuan Ding , Jianwei Yue , Yupeng Wu

General large language models (LLMs) such as ChatGPT have shown remarkable success, but it has also raised concerns among people about the misuse of AI-generated texts. Therefore, an important question is how to detect whether the texts are…

Computation and Language · Computer Science 2023-10-24 Rongsheng Wang , Qi Li , Sihong Xie

ChatGPT is a natural language processing tool that can engage in human-like conversations and generate coherent and contextually relevant responses to various prompts. ChatGPT is capable of understanding natural text that is input by a user…

Human-Computer Interaction · Computer Science 2024-09-02 Sara Amani , Lance White , Trini Balart , Laksha Arora , Kristi J. Shryock , Kelly Brumbelow , Karan L. Watson

Our work addresses the critical issue of distinguishing text generated by Large Language Models (LLMs) from human-produced text, a task essential for numerous applications. Despite ongoing debate about the feasibility of such…

Computation and Language · Computer Science 2023-10-04 Souradip Chakraborty , Amrit Singh Bedi , Sicheng Zhu , Bang An , Dinesh Manocha , Furong Huang

With the advent of fluent generative language models that can produce convincing utterances very similar to those written by humans, distinguishing whether a piece of text is machine-generated or human-written becomes more challenging and…

Computation and Language · Computer Science 2024-02-27 Niloofar Mireshghallah , Justus Mattern , Sicun Gao , Reza Shokri , Taylor Berg-Kirkpatrick

Background: Recently, ChatGPT and similar generative AI models have attracted hundreds of millions of users and become part of the public discourse. Many believe that such models will disrupt society and will result in a significant change…

Computation and Language · Computer Science 2023-04-28 Steffen Herbold , Annette Hautli-Janisz , Ute Heuer , Zlata Kikteva , Alexander Trautsch

The introduction of Artificial Intelligence (AI) generative language models such as GPT (Generative Pre-trained Transformer) and tools such as ChatGPT has triggered a revolution that can transform how text is generated. This has many…

Computation and Language · Computer Science 2025-03-17 Pedro Reviriego , Javier Conde , Elena Merino-Gómez , Gonzalo Martínez , José Alberto Hernández

The study illustrates a first step towards an ongoing work aimed at developing a dataset of dialogues potentially useful for customer service conversation management between humans and AI chatbots. The approach exploits ChatGPT 3.5 to…

Human-Computer Interaction · Computer Science 2025-01-03 Alfredo Cuzzocrea , Giovanni Pilato , Pablo Garcia Bringas

The ubiquitous adoption of Large Language Generation Models (LLMs) in programming has underscored the importance of differentiating between human-written code and code generated by intelligent models. This paper specifically aims to…

Software Engineering · Computer Science 2023-07-06 Li Ke , Hong Sheng , Fu Cai , Zhang Yunhe , Liu Ming

Recent advances in generative pre-trained transformer large language models have emphasised the potential risks of unfair use of artificial intelligence (AI) generated content in an academic environment and intensified efforts in searching…

Large Language Models (LLMs) possess an extraordinary capability to produce text that is not only coherent and contextually relevant but also strikingly similar to human writing. They adapt to various styles and genres, producing content…

Computation and Language · Computer Science 2025-07-08 Chinnappa Guggilla , Budhaditya Roy , Trupti Ramdas Chavan , Abdul Rahman , Edward Bowen

This paper examines how individuals perceive the credibility of content originating from human authors versus content generated by large language models, like the GPT language model family that powers ChatGPT, in different user interface…

Human-Computer Interaction · Computer Science 2023-09-07 Martin Huschens , Martin Briesch , Dominik Sobania , Franz Rothlauf

AI generated content (AIGC) presents considerable challenge to educators around the world. Instructors need to be able to detect such text generated by large language models, either with the naked eye or with the help of some tools. There…

Computation and Language · Computer Science 2023-09-26 Yikang Liu , Ziyin Zhang , Wanyang Zhang , Shisen Yue , Xiaojing Zhao , Xinyuan Cheng , Yiwen Zhang , Hai Hu

The potential misuse of ChatGPT and other Large Language Models (LLMs) has raised concerns regarding the dissemination of false information, plagiarism, academic dishonesty, and fraudulent activities. Consequently, distinguishing between…

Cryptography and Security · Computer Science 2023-11-10 Kavita Kumari , Alessandro Pegoraro , Hossein Fereidooni , Ahmad-Reza Sadeghi