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Deep neural networks provide Reinforcement Learning (RL) powerful function approximators to address large-scale decision-making problems. However, these approximators introduce challenges due to the non-stationary nature of RL training. One…

Machine Learning · Computer Science 2024-12-12 Hongyao Tang , Glen Berseth

This paper takes a deep learning approach to understand consumer credit risk when e-commerce platforms issue unsecured credit to finance customers' purchase. The "NeuCredit" model can capture both serial dependences in multi-dimensional…

Risk Management · Quantitative Finance 2019-06-06 Di Wang , Qi Wu , Wen Zhang

User marketing is a key focus of consumer-based internet companies. Learning algorithms are effective to optimize marketing campaigns which increase user engagement, and facilitates cross-marketing to related products. By attracting users…

Machine Learning · Computer Science 2020-04-24 Will Y. Zou , Shuyang Du , James Lee , Jan Pedersen

This study extends the BG/NBD churn probability model, addressing its limitations in industries where customer behaviour is often influenced by seasonal events and possibly high purchase counts. We propose a modified definition of churn,…

Other Statistics · Statistics 2025-02-19 Dylan Zammit , Christopher Zerafa

User growth is a major strategy for consumer internet companies. To optimize costly marketing campaigns and maximize user engagement, we propose a novel treatment effect optimization methodology to enhance user growth marketing. By…

Machine Learning · Computer Science 2025-07-09 Shuyang Du , Jennifer Zhang , Will Y. Zou

It is of high interest for a company to identify customers expected to bring the largest profit in the upcoming period. Knowing as much as possible about each customer is crucial for such predictions. However, their demographic data,…

Machine Learning · Computer Science 2018-03-30 Jelena Stojanovic , Djordje Gligorijevic , Zoran Obradovic

Machine learning plays an essential role in preventing financial losses in the banking industry. Perhaps the most pertinent prediction task that can result in billions of dollars in losses each year is the assessment of credit risk (i.e.,…

Risk Management · Quantitative Finance 2021-01-01 Jillian M. Clements , Di Xu , Nooshin Yousefi , Dmitry Efimov

Customer retention campaigns increasingly rely on predictive models to detect potential churners in a vast customer base. From the perspective of machine learning, the task of predicting customer churn can be presented as a binary…

Machine Learning · Statistics 2017-12-22 Sebastiaan Höppner , Eugen Stripling , Bart Baesens , Seppe vanden Broucke , Tim Verdonck

Customer churn prediction is a valuable task in many industries. In telecommunications it presents great challenges, given the high dimensionality of the data, and how difficult it is to identify underlying frustration signatures, which may…

Methodology · Statistics 2022-09-07 Rafael A. Moral , Zhi Chen , Shuai Zhang , Sally McClean , Gabriel R. Palma , Brahim Allan , Ian Kegel

Many marketing applications, including credit card incentive programs, offer rewards to customers who exceed specific spending thresholds to encourage increased consumption. Quantifying the causal effect of these thresholds on customers is…

Methodology · Statistics 2026-01-19 Kohsuke Kubota , Shonosuke Sugasawa

User churn is an important issue in online services that threatens the health and profitability of services. Most of the previous works on churn prediction convert the problem into a binary classification task where the users are labeled as…

Machine Learning · Computer Science 2019-09-17 Ali Khodadadi , Seyed Abbas Hosseini , Ehsan Pajouheshgar , Farnam Mansouri , Hamid R. Rabiee

The high increase in the number of companies competing in mature markets makes customer retention an important factor for any company to survive. Thus, many methodologies (e.g., data mining and statistics) have been proposed to analyse and…

Computers and Society · Computer Science 2016-07-27 Mohammed Hassouna , Ali Tarhini , Tariq Elyas , Mohammad Saeed AbouTrab

Classification and patterns extraction from customer data is very important for business support and decision making. Timely identification of newly emerging trends is very important in business process. Large companies are having huge…

Databases · Computer Science 2011-12-13 Dr. Sankar Rajagopal

Deep Learning is a consolidated, state-of-the-art Machine Learning tool to fit a function when provided with large data sets of examples. However, in regression tasks, the straightforward application of Deep Learning models provides a point…

Machine Learning · Computer Science 2018-07-25 Axel Brando , Jose A. Rodríguez-Serrano , Mauricio Ciprian , Roberto Maestre , Jordi Vitrià

Customer churn, the discontinuation of services by existing customers, poses a significant challenge to the telecommunications industry. This paper proposes a novel adaptive ensemble learning framework for highly accurate customer churn…

Machine Learning · Computer Science 2024-08-30 Mohammed Affan Shaikhsurab , Pramod Magadum

Classification is a well-studied machine learning task which concerns the assignment of instances to a set of outcomes. Classification models support the optimization of managerial decision-making across a variety of operational business…

Machine Learning · Computer Science 2025-05-19 Wouter Verbeke , Diego Olaya , Jeroen Berrevoets , Sam Verboven , Sebastián Maldonado

With the fast development of Internet companies throughout the world, customer churn has become a serious concern. To better help the companies retain their customers, it is important to build a customer churn prediction model to identify…

Machine Learning · Computer Science 2018-02-28 Li Wang , Chaochao Chen , Jun Zhou , Xiaolong Li

Accurately predicting customers' purchase intentions is critical to the success of a business strategy. Current researches mainly focus on analyzing the specific types of products that customers are likely to purchase in the future, little…

This paper illustrates the similarities between the problems of customer churn and employee turnover. An example of employee turnover prediction model leveraging classical machine learning techniques is developed. Model outputs are then…

Computers and Society · Computer Science 2017-07-06 Edouard Ribes , Karim Touahri , Benoît Perthame

Of late, in order to have better acceptability among various domain, researchers have argued that machine intelligence algorithms must be able to provide explanations that humans can understand causally. This aspect, also known as…

Machine Learning · Computer Science 2022-08-24 Satyam Kumar , Vadlamani Ravi