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It has been shown several times in the literature that telematics data collected in motor insurance help to better understand an insured's driving risk. Insurers that use this data reap several benefits, such as a better estimate of the…

Applications · Statistics 2021-10-26 Francis Duval , Jean-Philippe Boucher , Mathieu Pigeon

Motor insurance can use telematics data not only to understand the individual driving style, but also to implement innovative coaching strategies that feed back to the drivers, through an app, the aggregated information extracted from the…

Computers and Society · Computer Science 2024-12-31 Alberto Cevolini , Elena Morotti , Elena Esposito , Lorenzo Romanelli , Riccardo Tisseur , Cristiano Misani

The paper introduces an approach to telematics devices data application in automotive insurance. We conduct a comparative analysis of different types of devices that collect information on vehicle utilization and driving style of its…

Applications · Statistics 2019-10-07 Konstantin Korishchenko , Ivan Stankevich , Nikolay Pilnik , Daria Petrova

Telematics data is becoming increasingly available due to the ubiquity of devices that collect data during drives, for different purposes, such as usage based insurance (UBI), fleet management, navigation of connected vehicles, etc.…

Artificial Intelligence · Computer Science 2020-04-06 Sobhan Moosavi , Arnab Nandi , Rajiv Ramnath

In recent years it has become possible to collect GPS data from drivers and to incorporate this data into automobile insurance pricing for the driver. This data is continuously collected and processed nightly into metadata consisting of…

Machine Learning · Computer Science 2022-05-11 Allen R. Williams , Yoolim Jin , Anthony Duer , Tuka Alhanai , Mohammad Ghassemi

Vehicle telematics provides granular data for dynamic driving risk assessment, but current methods often rely on aggregated metrics (e.g., harsh braking counts) and do not fully exploit the rich time-series structure of telematics data. In…

Applications · Statistics 2025-05-28 Ian Weng Chan , Andrei L. Badescu , X. Sheldon Lin

This article describes techniques employed in the production of a synthetic dataset of driver telematics emulated from a similar real insurance dataset. The synthetic dataset generated has 100,000 policies that included observations about…

Machine Learning · Statistics 2021-02-02 Banghee So , Jean-Philippe Boucher , Emiliano A. Valdez

Automotive insurers increasingly have access to telematic information via black-box recorders installed in the insured vehicle, and wish to identify undesirable behaviour which may signify increased risk or uninsured activities. However,…

Machine Learning · Statistics 2024-04-23 Mark McLeod , Bernardo Perez-Orozco , Nika Lee , Davide Zilli

Powered with telematics technology, insurers can now capture a wide range of data, such as distance traveled, how drivers brake, accelerate or make turns, and travel frequency each day of the week, to better decode driver's behavior. Such…

Applications · Statistics 2020-07-08 Banghee So , Jean-Philippe Boucher , Emiliano A. Valdez

Driving risk prediction has been a topic of much research over the past few decades to minimize driving risk and increase safety. The use of demographic information in risk prediction is a traditional solution with applications in insurance…

Machine Learning · Computer Science 2023-05-09 Sobhan Moosavi , Rajiv Ramnath

Despite advancements in vehicle security systems, over the last decade, auto-theft rates have increased, and cyber-security attacks on internet-connected and autonomous vehicles are becoming a new threat. In this paper, a deep learning…

Machine Learning · Computer Science 2019-11-20 Abenezer Girma , Xuyang Yan , Abdollah Homaifar

Driving behavior big data leverages multi-sensor telematics to understand how people drive and powers applications such as risk evaluation, insurance pricing, and targeted intervention. Usage-based insurance (UBI) built on these data has…

Applications · Statistics 2025-09-04 Xinbo Zhang , Montserrat Guillen , Lishuai Li , Xin Li , Youhua Frank Chen

Modern Advanced Driver Assistance Systems (ADAS) are limited in their ability to consider the drivers intention, resulting in unnatural guidance and low customer acceptance. In this research, we focus on a novel data-driven approach to…

Human-Computer Interaction · Computer Science 2022-07-06 Robert van Wijk , Andrea Michelle Rios Lazcano , Xabier Carrera Akutain , Barys Shyrokau

Autonomous driving algorithms rely heavily on learning-based models, which require large datasets for training. However, there is often a large amount of redundant information in these datasets, while collecting and processing these…

Machine Learning · Computer Science 2023-06-27 Jianyu Lai , Zexuan Jia , Boao Li

Understanding the movement behaviours of individuals and the way they react to the external world is a key component of any problem that involves the modelling of human dynamics at a physical level. In particular, it is crucial to capture…

Computer Vision and Pattern Recognition · Computer Science 2025-12-09 Gabriele Galatolo , Mirco Nanni

Over 90% of new vehicles in the United States now collect and transmit telematics data. Similar trends are seen in other developed countries. Transportation planners have previously utilized telematics data in various forms, but its current…

Computers and Society · Computer Science 2025-07-28 Gibran Ali , Neal Feierabend , Prarthana Doshi , Calvin Winkowski , Michael Fontaine

Road accidents have a high societal cost that could be reduced through improved risk predictions using machine learning. This study investigates whether telemetric data collected on long-distance trucks can be used to predict the risk of…

Machine Learning · Computer Science 2022-01-25 Antoine Hébert , Ian Marineau , Gilles Gervais , Tristan Glatard , Brigitte Jaumard

The insurance industry, with its large datasets, is a natural place to use big data solutions. However it must be stressed, that significant number of applications for machine learning in insurance industry, like fraud detection or claim…

Statistical Finance · Quantitative Finance 2022-04-14 Sebastian Baran , Przemysław Rola

Car sharing is one the pillars of a smart transportation infrastructure, as it is expected to reduce traffic congestion, parking demands and pollution in our cities. From the point of view of demand modelling, car sharing is a weak signal…

Computers and Society · Computer Science 2017-08-03 Chiara Boldrini , Raffaele Bruno , Haitam Laarabi

Autonomous driving is a major paradigm shift in transportation, with the potential to enhance safety, optimize traffic congestion, and reduce fuel consumption. Although autonomous vehicles rely on advanced sensors and on-board computing…

Networking and Internet Architecture · Computer Science 2025-04-22 Marcello Bullo , Amir Ashtari Gargari , Paolo Testolina , Michele Zorzi , Marco Giordani
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