Related papers: Secure Mobile Payment Architecture Enabling Multi-…
Mobile crowdsensing has emerged as an efficient sensing paradigm which combines the crowd intelligence and the sensing power of mobile devices, e.g.,~mobile phones and Internet of Things (IoT) gadgets. This article addresses the…
Globally, two billion people and more than half of the poorest adults do not use formal financial services. Consequently, there is increased emphasis on developing financial technology that can facilitate access to financial products for…
In recent years, the unprecedented growth in digital payments fueled consequential changes in fraud and financial crimes. In this new landscape, traditional fraud detection approaches such as rule-based engines have largely become…
The majority of smartphones either run iOS or Android operating systems. This has created two distinct ecosystems largely controlled by Apple and Google - they dictate which applications can run, how they run, and what kind of phone…
The popularity and applicability of mobile crowdsensing applications are continuously increasing due to the widespread of mobile devices and their sensing and processing capabilities. However, we need to offer appropriate incentives to the…
With the latest developments in technology, extra and extra human beings depend on their private gadgets to keep their touchy information. Concurrently, the surroundings in which these gadgets are linked have grown to grow to be greater…
The West African Economic and Monetary Union (WAEMU) states, characterized by widespread smartphone usage, have witnessed banks and financial institutions introducing mobile banking applications (MBAs). These apps empower users to perform…
Modern smartphones contain motion sensors, such as accelerometers and gyroscopes. These sensors have many useful applications; however, they can also be used to uniquely identify a phone by measuring anomalies in the signals, which are a…
Blockchain, as the backbone technology of the current popular Bitcoin digital currency, has become a promising decentralized data management framework. Although blockchain has been widely adopted in many applications, e.g., finance,…
With the proliferation of various online and mobile payment systems, credit card fraud has emerged as a significant threat to financial security. This study focuses on innovative applications of the latest Transformer models for more robust…
Electricity is an essential comfort to support our daily activities. With the competitive increase and energy costs by the industry, new values and opportunities for delivering electricity to customers are produced. One of these new…
Mobile cloud computing is a very strong candidate for the title "Next Generation Network" which empowers mobile users with extended mobility, service continuity and superior performance. Users can expect to execute their jobs faster, with…
Recent studies have shown how motion-based biometrics can be used as a form of user authentication and identification without requiring any human cooperation. This category of behavioural biometrics deals with the features we learn in our…
Financial management has been revolutionized by mobile banking, but increasing usefulness and satisfaction requires a better user experience. This study aims to provide an improved customer experience by offering user-friendly interfaces,…
We present a scalable architecture for electronic retail payments via central bank digital currency and offer a solution to the perceived conflict between robust regulatory oversight and consumer affordances such as privacy and control. Our…
Smartphones have recently gained significant popularity in heavy mobile processing while users are increasing their expectations toward rich computing experience. However, resource limitations and current mobile computing advancements…
User authentication can rely on various factors (e.g., a password, a cryptographic key, biometric data) but should not reveal any secret or private information. This seemingly paradoxical feat can be achieved through zero-knowledge proofs.…
Over the last decades, numerous security and privacy issues in all three active mobile network generations have been revealed that threaten users as well as network providers. In view of the newest generation (5G) currently under…
Near Field Communication (NFC) has enabled mobile phones to emulate contactless smart cards. Similar to contactless smart cards, they are also susceptible to relay attacks. To counter these, a number of methods have been proposed that rely…
The increasingly rapid use of mobile devices for data transaction around the world has consequently led to a new problem, and that is, how to engage in mobile data transactions while maintaining an acceptable level of data privacy and…