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Despite being more secure and strongly promoted, two-factor (2FA) or multi-factor (MFA) schemes either fail to protect against recent phishing threats such as real-time MITM, controls/relay MITM, malicious browser extension-based phishing…

Cryptography and Security · Computer Science 2024-06-14 Sneha Shukla , Gaurav Varshney , Shreya Singh , Swati Goel

With the growth of digital monetary transactions and cashless payments, encouraged by the COVID-19 pandemic, use of e-payment applications is on the rise. It is thus imperative to understand and evaluate the current posture of e-payment…

Human-Computer Interaction · Computer Science 2024-07-09 Urvashi Kishnani , Isabella Cardenas , Jailene Castillo , Rosalyn Conry , Lukas Rodwin , Rika Ruiz , Matthew Walther , Sanchari Das

With the ongoing digitalisation of our everyday tasks, more and more eGovernment services make it possible for citizens to take care of their administrative obligations online. This type of services requires a certain assurance level for…

Computers and Society · Computer Science 2017-07-21 Daniel Träder , Alexander Zeier , Andreas Heinemann

The unprecedented proliferation of smart devices together with novel communication, computing, and control technologies have paved the way for the Advanced Internet of Things~(A-IoT). This development involves new categories of capable…

Networking and Internet Architecture · Computer Science 2024-10-30 Aleksandr Ometov , Vitaly Petrov , Sergey Bezzateev , Sergey Andreev , Yevgeni Koucheryavy , Mario Gerla

Nowadays, mobile banking becomes a popular tool which consumers can conduct financial transactions such as shopping, monitoring accounts balance, transferring funds and other payments. Consumers dependency on mobile needs, make people take…

Cryptography and Security · Computer Science 2018-09-17 Dea Saka Kurnia Putra , Mohamad Ali Sadikin , Susila Windarta

The rapid evolution in mobile devices and communication technology has increased the number of mobile device users dramatically. The mobile device has replaced many other devices and is used to perform many tasks ranging from establishing a…

Cryptography and Security · Computer Science 2018-02-14 Belal Amro

The demand and use of mobile phones, PDAs and smart phones are constantly on the rise as such, manufacturers of these devices are improving the technology and usability of these devices constantly. Due to the handy shape and size these…

Distributed, Parallel, and Cluster Computing · Computer Science 2015-04-29 Olayinka Olafare , Hani Parhizkar , Silas Vem

The rapid adoption of Mobile Money Services (MMS) in Sub-Saharan Africa (SSA) offers a viable path to improve e-Government service accessibility in the face of persistent low internet penetration. However, existing Mobile Money…

Cryptography and Security · Computer Science 2025-09-26 Oluwole Adewusi , Wallace S. Msagusa , Jean Pierre Imanirumva , Okemawo Obadofin , Jema D. Ndibwile

E-commerce in today's conditions has the highest dependence on network infrastructure of banking. However, when the possibility of communicating with the Banking network is not provided, business activities will suffer. This paper proposes…

Computational Engineering, Finance, and Science · Computer Science 2010-11-02 Majid Taghiloo , Mohammad Ali Agheli , Mohammad Reza Rezaeinezhad

This paper discusses the security posture of Android m-banking applications in Qatar. Since technology has developed over the years and more security methods are provided, banking is now heavily reliant on mobile applications for prompt…

Cryptography and Security · Computer Science 2023-04-07 Shaymaa Abdulla Al-Delayel

Recent years have witnessed a rapid development of platform economy, as it effectively addresses the trust dilemma between untrusted online buyers and merchants. However, malicious platforms can misuse users' funds and information, causing…

Cryptography and Security · Computer Science 2025-05-26 Junru Lin , Mingzhe Liu , Songze Li , Xuechao Wang

Mobile-based financial services have made it possible for the traditionally unbanked to access infrastructure that have been routinely unattainable. Researchers have explored how these systems have made for safer environments to send and…

Human-Computer Interaction · Computer Science 2025-08-07 Lindah Kotut

Mobile devices and technologies have become increasingly popular, offering comparable storage and computational capabilities to desktop computers allowing users to store and interact with sensitive and private information. The security and…

Cryptography and Security · Computer Science 2020-05-12 Mohammed Abuhamad , Ahmed Abusnaina , DaeHun Nyang , David Mohaisen

With an exponential increase in number of users switching to mobile banking, various countries are adopting biometric solutions as security measures. The main reason for biometric technologies becoming more common in the everyday lives of…

Distributed, Parallel, and Cluster Computing · Computer Science 2017-05-22 Farhana Javed Zareen , Kashish Ara Shakil , Mansaf Alam , Suraiya Jabin

Smartphones and tablets have become ubiquitous in our daily lives. Smartphones, in particular, have become more than personal assistants. These devices have provided new avenues for consumers to play, work, and socialize whenever and…

Cryptography and Security · Computer Science 2019-11-12 Abdulaziz Alzubaidi , Jugal Kalita

Payment platforms have significantly evolved in recent years to keep pace with the proliferation of online and cashless payments. These platforms are increasingly aligned with online social networks, allowing users to interact with each…

Social and Information Networks · Computer Science 2022-10-21 Laura Arditti , Martino Trevisan , Luca Vassio , Alberto De Lazzari , Alberto Danese

Due to the convergence of various mobile access technologies like UMTS, WLAN, and WiMax the need for a new supporting infrastructure arises. This infrastructure should be able to support more efficient ways to authenticate users and…

Cryptography and Security · Computer Science 2007-05-23 Nicolai Kuntze , Andreas U. Schmidt

As nowadays most web application requests originate from mobile devices, authentication of mobile users is essential in terms of security considerations. To this end, recent approaches rely on machine learning techniques to analyze various…

Cryptography and Security · Computer Science 2024-10-28 David Monschein , Oliver P. Waldhorst

In the past two decades, the number of mobile products being created by companies has grown exponentially. However, although these devices are constantly being upgraded with the newest features, the security measures used to protect these…

Cryptography and Security · Computer Science 2024-09-04 Laura Pryor , Rushit Dave , Naeem Seliya , Evelyn R Sowells Boone

Payment transactions initiated through a mobile device are growing and security concerns must be ad-dressed. People coming from payment card industry often talk passionately about porting ISO 9564 PIN standard based authentication in…

Cryptography and Security · Computer Science 2014-11-12 Amal Saha , Sugata Sanyal