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This paper characterizes the equilibrium in a continuous time financial market populated by heterogeneous agents who differ in their rate of relative risk aversion and face convex portfolio constraints. The model is studied in an…

General Finance · Quantitative Finance 2018-06-19 Tyler Abbot

Individuals use models to guide decisions, but many models are wrong. This paper studies which misspecified models are likely to persist when individuals also entertain alternative models. Consider an agent who uses her model to learn the…

Theoretical Economics · Economics 2023-08-22 Cuimin Ba

Typical risk classification procedure in insurance is consists of a priori risk classification determined by observable risk characteristics, and a posteriori risk classification where the premium is adjusted to reflect the policyholder's…

Applications · Statistics 2020-02-04 Rosy Oh , Youngju Lee , Dan Zhu , Jae Youn Ahn

We study hedging and pricing of unattainable contingent claims in a non-Markovian regime-switching financial model. Our financial market consists of a bank account and a risky asset whose dynamics are driven by a Brownian motion and a…

Pricing of Securities · Quantitative Finance 2013-03-19 Łukasz Delong , Antoon Pelsser

Response times contain information about economically relevant but unobserved variables like willingness to pay, preference intensity, quality, or happiness. We provide a general characterization of the properties of latent variables that…

General Economics · Economics 2026-02-05 Jean-Michel Benkert , Shuo Liu , Nick Netzer

Most work in mechanism design assumes that buyers are risk neutral; some considers risk aversion arising due to a non-linear utility for money. Yet behavioral studies have established that real agents exhibit risk attitudes which cannot be…

Computer Science and Game Theory · Computer Science 2018-03-13 Shuchi Chawla , Kira Goldner , J. Benjamin Miller , Emmanouil Pountourakis

Price-based revenue management is an important problem in operations management with many practical applications. The problem considers a retailer who sells a product (or multiple products) over $T$ consecutive time periods and is subject…

Optimization and Control · Mathematics 2021-01-01 Yining Wang , He Wang

We uncover a close link between outside options and risk attitude: when a decision-maker gains access to an outside option, her behaviour becomes less risk-averse, and conversely, any observed decrease of risk-aversion can be explained by…

Theoretical Economics · Economics 2025-09-19 Gregorio Curello , Ludvig Sinander , Mark Whitmeyer

We present the first calibration of quantum decision theory (QDT) to a dataset of binary risky choice. We quantitatively account for the fraction of choice reversals between two repetitions of the experiment, using a probabilistic choice…

Artificial Intelligence · Computer Science 2023-03-06 T. Kovalenko , S. Vincent , V. I. Yukalov , D. Sornette

Using theory and experiments, this paper shows that the difficulty of making tradeoffs offers a parsimonious explanation for a wide range of behavioral phenomena. We develop a model of imprecise comparisons applicable to multiattribute,…

General Economics · Economics 2026-04-01 Cassidy Shubatt , Jeffrey Yang

We explore the effect of past market movements on the instantaneous correlations between assets within the futures market. Quantifying this effect is of interest to estimate and manage the risk associated to portfolios of futures in a…

Statistical Finance · Quantitative Finance 2020-01-13 Armine Karami , Raphael Benichou , Michael Benzaquen , Jean-Philippe Bouchaud

Consumer protection rules require companies that deploy models to automate decisions in high-stakes settings to explain predictions to decision subjects. These rules are motivated, in part, by the belief that explanations can promote…

Machine Learning · Statistics 2025-12-30 Harry Cheon , Anneke Wernerfelt , Sorelle A. Friedler , Berk Ustun

Determining consumer preferences and utility is a foundational challenge in economics. They are central in determining consumer behaviour through the utility-maximising consumer decision-making process. However, preferences and utilities…

Machine Learning · Computer Science 2025-03-18 Marta Grzeskiewicz

We elicit incomplete preferences over monetary gambles with subjective uncertainty. Subjects rank gambles, and these rankings are used to estimate preferences; payments are based on estimated preferences. About 40\% of subjects express…

General Economics · Economics 2022-10-06 Kirby Nielsen , Luca Rigotti

Modeling user sequential behaviors has recently attracted increasing attention in the recommendation domain. Existing methods mostly assume coherent preference in the same sequence. However, user personalities are volatile and easily…

Information Retrieval · Computer Science 2022-04-01 Weiqi Shao , Xu Chen , Long Xia , Jiashu Zhao , Dawei Yin

In reinforcement learning from human feedback, preference-based reward models play a central role in aligning large language models to human-aligned behavior. However, recent studies show that these models are prone to reward hacking and…

Artificial Intelligence · Computer Science 2025-10-23 Wenqian Ye , Guangtao Zheng , Aidong Zhang

For optimal stopping problems with time-inconsistent preference, we measure the inherent level of time-inconsistency by taking the time needed to turn the naive strategies into the sophisticated ones. In particular, when in a repeated…

General Economics · Economics 2024-08-22 Sang Hu , Zihan Zhou

In this paper, I introduce a random attention span model (RAS) which uses stopping time to identify decision-makers' behavior under limited attention. Unlike many limited attention models, the RAS identifies preferences using time variation…

Theoretical Economics · Economics 2024-05-21 Dazhuo Wei

Many biological, psychological and economic experiments have been designed where an organism or individual must choose between two options that have the same expected reward but differ in the variance of reward received. In this way,…

Quantitative Methods · Quantitative Biology 2018-09-20 Jared M. Field , Michael B. Bonsall

A reciprocal recommendation problem is one where the goal of learning is not just to predict a user's preference towards a passive item (e.g., a book), but to recommend the targeted user on one side another user from the other side such…

Machine Learning · Computer Science 2018-06-05 Fabio Vitale , Nikos Parotsidis , Claudio Gentile