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India's linguistic diversity presents both opportunities and challenges for fintech platforms. While the country has 31 major languages and over 100 minor ones, only 10\% of the population understands English, creating barriers to financial…

Computation and Language · Computer Science 2025-12-02 Bharatdeep Hazarika , Arya Suneesh , Prasanna Devadiga , Pawan Kumar Rajpoot , Anshuman B Suresh , Ahmed Ifthaquar Hussain

This paper introduces Fortune Analytics Language Model (FALM). FALM empowers users with direct access to comprehensive business analysis, including market trends, company performance metrics, and expert insights. Unlike generic LLMs, FALM…

We perform a large scale analysis of a list of fintech terms in (i) news and blogs in English language and (ii) professional descriptions of companies operating in many countries. The occurrence and co-occurrence of fintech terms and…

Physics and Society · Physics 2020-08-26 Fabio Ciulla , Rosario N. Mantegna

Financial models do not merely analyse markets, but actively shape them. This effect, known as performativity, describes how financial theories and the subsequent actions based on them influence market processes, by creating self-fulfilling…

Trading and Market Microstructure · Quantitative Finance 2026-02-19 Charalampos Kleitsikas , Stefanos Leonardos , Carmine Ventre

Investors are interested in predicting future success of startup companies, preferably using publicly available data which can be gathered using free online sources. Using public-only data has been shown to work, but there is still much…

Machine Learning · Computer Science 2023-12-12 Emily Gavrilenko , Foaad Khosmood , Mahdi Rastad , Sadra Amiri Moghaddam

Machine learning and deep learning have become increasingly prevalent in financial prediction and forecasting tasks, offering advantages such as enhanced customer experience, democratising financial services, improving consumer protection,…

General Finance · Quantitative Finance 2023-11-14 Branka Hadji Misheva , Joerg Osterrieder

Financial market predictions utilize historical data to anticipate future stock prices and market trends. Traditionally, these predictions have focused on the statistical analysis of quantitative factors, such as stock prices, trading…

Statistical Finance · Quantitative Finance 2024-02-13 Zihan Dong , Xinyu Fan , Zhiyuan Peng

Benchmarks are crucial to measuring and steering progress in artificial intelligence (AI). However, recent studies raised concerns over the state of AI benchmarking, reporting issues such as benchmark overfitting, benchmark saturation and…

Artificial Intelligence · Computer Science 2022-12-13 Simon Ott , Adriano Barbosa-Silva , Kathrin Blagec , Jan Brauner , Matthias Samwald

Advances in AI-generated content have led to wide adoption of large language models, diffusion-based visual generators, and synthetic audio tools. However, these developments raise critical concerns about misinformation, copyright…

Computation and Language · Computer Science 2025-09-30 Lele Cao

Audio-language models (ALMs) generate linguistic descriptions of sound-producing events and scenes. Advances in dataset creation and computational power have led to significant progress in this domain. This paper surveys 69 datasets used to…

Sound · Computer Science 2025-02-10 Gijs Wijngaard , Elia Formisano , Michele Esposito , Michel Dumontier

Technical analysis in finance, which aims at forecasting price movements in the future by analyzing past market data, relies on the insights that can be gained from the interpretation of stock charts; therefore, non-expert investors could…

Computational Engineering, Finance, and Science · Computer Science 2025-09-29 Le Qiu , Emmanuele Chersoni

Artificial Intelligence (AI)-powered features have rapidly proliferated across mobile apps in various domains, including productivity, education, entertainment, and creativity. However, how users perceive, evaluate, and critique these AI…

Software Engineering · Computer Science 2025-06-13 Vinaik Chhetri , Krishna Upadhyay , A. B. Siddique , Umar Farooq

Recent advances in large language models (LLMs) have opened new possibilities for artificial intelligence applications in finance. In this paper, we provide a practical survey focused on two key aspects of utilizing LLMs for financial…

General Finance · Quantitative Finance 2024-07-10 Yinheng Li , Shaofei Wang , Han Ding , Hang Chen

Large language models are increasingly used for financial analysis and investment research, yet systematic evaluation of their financial reasoning capabilities remains limited. In this work, we introduce the AI Financial Intelligence…

The application of AI in finance is increasingly dependent on the principles of responsible AI. These principles - explainability, fairness, privacy, accountability, transparency and soundness form the basis for trust in future AI systems.…

Machine Learning · Computer Science 2022-06-07 Charl Maree , Jan Erik Modal , Christian W. Omlin

In a world of increasing policy uncertainty, central banks are relying more on soft information sources to complement traditional economic statistics and model-based forecasts. One valuable source of soft information comes from intelligence…

General Economics · Economics 2025-06-24 Nicholas Gray , Finn Lattimore , Kate McLoughlin , Callan Windsor

While it is increasingly evident that the internet is becoming saturated with content created by generated Ai large language models, accurately measuring the scale of this phenomenon has proven challenging. By analyzing the frequency of…

Information Retrieval · Computer Science 2025-04-15 Dirk HR Spennemann

The completeness (in terms of content) of financial documents is a fundamental requirement for investment funds. To ensure completeness, financial regulators have to spend significant time carefully checking every financial document based…

Information Retrieval · Computer Science 2025-03-26 Xiaochen Li , Domenico Bianculli , Lionel C. Briand

Social media platforms contain a great wealth of information which provides opportunities for us to explore hidden patterns or unknown correlations, and understand people's satisfaction with what they are discussing. As one showcase, in…

Information Retrieval · Computer Science 2017-05-24 Zhengkui Wang , Guangdong Bai , Soumyadeb Chowdhury , Quanqing Xu , Zhi Lin Seow

The outlook for the future of artificial intelligence (AI) in the financial sector, especially in financial forecasting, the challenges and implications. The dynamics of AI technology, including deep learning, reinforcement learning, and…

Statistical Finance · Quantitative Finance 2024-11-22 Shuochen Bi , Tingting Deng , Jue Xiao
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