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The bonus-malus system (BMS) is a widely used premium adjustment mechanism based on policyholder's claim history. Most auto insurance BMSs assume that policyholders in the same bonus-malus (BM) level share the same a posteriori risk…

Applications · Statistics 2019-10-24 Rosy Oh , Kyung Suk Lee , Sojung C. Park , Jae Youn Ahn

In this paper, the asymptotic behavior of the entrance probability of discounted aggregate claims of a certain family of rare sets is studied, considering the finite and infinite time horizons. This multivariate risk model, driven by a…

Probability · Mathematics 2026-03-11 Dimitrios G. Konstantinides , Charalampos D. Passalidis , Hui Xu

Microbiome `omics approaches can reveal intriguing relationships between the human microbiome and certain disease states. Along with the identification of specific bacteria taxa associated with diseases, recent scientific advancements…

Applications · Statistics 2019-10-07 Shuang Jiang , Guanghua Xiao , Andrew Y. Koh , Qiwei Li , Xiaowei Zhan

A key problem in computational sustainability is to understand the distribution of species across landscapes over time. This question gives rise to challenging large-scale prediction problems since (i) hundreds of species have to be…

Machine Learning · Computer Science 2020-11-02 Shufeng Kong , Junwen Bai , Jae Hee Lee , Di Chen , Andrew Allyn , Michelle Stuart , Malin Pinsky , Katherine Mills , Carla P. Gomes

Exponentiated models have been widely used in modeling various types of data such as survival data and insurance claims data. However, the exponentiated composite distribution models have not been explored yet. In this paper, we introduce…

Methodology · Statistics 2022-03-09 Bowen Liu , Malwane M. A. Ananda

The problem of overdispersed claim counts and mismeasured covariates is common in insurance. On the one hand, the presence of overdispersion in the count data violates the homogeneity assumption, and on the other hand, measurement errors in…

Methodology · Statistics 2023-10-12 Minkun Kim

Models such as the zero-inflated and zero-altered Poisson and zero-truncated binomial are well-established in modern regression analysis. We propose a super model that jointly and maximally unifies alteration, inflation, truncation and…

Methodology · Statistics 2022-08-30 Thomas W. Yee , Chenchen Ma

Missing observations are common in cluster randomised trials. Approaches taken to handling such missing data include: complete case analysis, single-level multiple imputation that ignores the clustering, multiple imputation with a fixed…

Methodology · Statistics 2014-07-18 Karla Diaz-Ordaz , Michael G. Kenward , Manuel Gomes , Richard Grieve

Zero-inflated count data arise in various fields, including health, biology, economics, and the social sciences. These data are often modelled using probabilistic distributions such as zero-inflated Poisson (ZIP), zero-inflated negative…

Methodology · Statistics 2025-03-31 Zahra AghahosseinaliShirazi , Pedro A. Rangel , Camila P. E. de Souza

Missing data is a significant problem impacting all domains. State-of-the-art framework for minimizing missing data bias is multiple imputation, for which the choice of an imputation model remains nontrivial. We propose a multiple…

Machine Learning · Computer Science 2018-02-20 Lovedeep Gondara , Ke Wang

Index insurance is often proposed to reduce protection gaps, especially for emerging risks. Unlike traditional insurance, it bases compensation on a measurable index, enabling faster payouts and lower claim management costs. This approach…

Risk Management · Quantitative Finance 2026-02-18 Olivier Lopez , Daniel Nkameni

Several applications involving counts present a large proportion of zeros (excess-of-zeros data). A popular model for such data is the Hurdle model, which explicitly models the probability of a zero count, while assuming a sampling…

Methodology · Statistics 2024-08-06 Beatrice Franzolini , Andrea Cremaschi , Willem van den Boom , Maria De Iorio

Missing data arises when certain values are not recorded or observed for variables of interest. However, most of the statistical theory assume complete data availability. To address incomplete databases, one approach is to fill the gaps…

In this paper, we introduce a methodology based on the zero-inflated cure rate model to detect fraudsters in bank loan applications. In fact, our approach enables us to accommodate three different types of loan applicants, i.e., fraudsters,…

Methodology · Statistics 2015-09-22 Francisco Louzada , Mauro R. de Oliveira , Fernando F. Moreira

Missing covariate data commonly occur in epidemiological and clinical research, and are often dealt with using multiple imputation (MI). Imputation of partially observed covariates is complicated if the substantive model is non-linear (e.g.…

Methodology · Statistics 2014-02-17 Jonathan W. Bartlett , Shaun R. Seaman , Ian R. White , James R. Carpenter

In actuarial research, a task of particular interest and importance is to predict the loss cost for individual risks so that informative decisions are made in various insurance operations such as underwriting, ratemaking, and capital…

Applications · Statistics 2019-10-15 Peng Shi , Zifeng Zhao

Researchers are often interested in predicting outcomes, conducting clustering analysis to detect distinct subgroups of their data, or computing causal treatment effects. Pathological data distributions that exhibit skewness and…

Methodology · Statistics 2020-08-24 Arman Oganisian , Nandita Mitra , Jason Roy

We propose to learn latent graphical models when data have mixed variables and missing values. This model could be used for further data analysis, including regression, classification, ranking etc. It also could be used for imputing missing…

Methodology · Statistics 2015-11-17 Xiao Li , Jinzhu Jia , Yuan Yao

We present a new model for analyzing compositional data with structural zeros. Inspired by \cite{butler2008} who suggested a model in the presence of zero values in the data we propose a model that treats the zero values in a different…

Methodology · Statistics 2022-08-30 Michail Tsagris

Wearable devices collect time-varying biobehavioral data, offering opportunities to investigate how behaviors influence health outcomes. However, these data often contain measurement error and excess zeros (due to nonwear, sedentary…

Methodology · Statistics 2026-02-06 Caihong Qin , Lan Xue , Ufuk Beyaztas , Roger S. Zoh , Mark Benden , Jeff Goldsmith , Carmen D. Tekwe
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