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Machine learning improves predictive accuracy in insurance pricing but exacerbates trade-offs between competing fairness criteria across different discrimination measures, challenging regulators and insurers to reconcile profitability with…
Intelligent recommendation systems have clearly increased the revenue of well-known e-commerce firms. Users receive product recommendations from recommendation systems. Cinematic recommendations are made to users by a movie recommendation…
Machine learning is traditionally studied at the model level: researchers measure and improve the accuracy, robustness, bias, efficiency, and other dimensions of specific models. In practice, the societal impact of machine learning is…
Automated document classification is a trending topic in Natural Language Processing (NLP) due to the extensive growth in digital databases. However, a model that fits well for a specific classification task might perform weakly for another…
The increasing global demand for clean and environmentally friendly energy resources has caused increased interest in harnessing solar power through photovoltaic (PV) systems for smart grids and homes. However, the inherent unpredictability…
This research proposes a machine learning-based attack detection model for power systems, specifically targeting smart grids. By utilizing data and logs collected from Phasor Measuring Devices (PMUs), the model aims to learn system…
Landslides are a common natural disaster that can cause casualties, property safety threats and economic losses. Therefore, it is important to understand or predict the probability of landslide occurrence at potentially risky sites. A…
Artificial intelligence and machine learning have significantly advanced malware research by enabling automated threat detection and behavior analysis. However, the availability of exploitable data is limited, due to the absence of large…
Large Language Models (LLMs) have been shown to perform well for many downstream tasks. Transfer learning can enable LLMs to acquire skills that were not targeted during pre-training. In financial contexts, LLMs can sometimes beat…
Fairness in both Machine Learning (ML) predictions and human decision-making is essential, yet both are susceptible to different forms of bias, such as algorithmic and data-driven in ML, and cognitive or subjective in humans. In this study,…
Machine learning algorithms are fundamental components of novel data-informed Artificial Intelligence architecture. In this domain, the imperative role of representative datasets is a cornerstone in shaping the trajectory of artificial…
This study conducts a benchmarking study, comparing 23 different statistical and machine learning methods in a credit scoring application. In order to do so, the models' performance is evaluated over four different data sets in combination…
One of the important factors of profitability is the volume of transactions. An accurate prediction of the future transaction volume becomes a pivotal factor in shaping corporate operations and decision-making processes. E-commerce has…
In this research, a comparative study of four Quantum Machine Learning (QML) models was conducted for fraud detection in finance. We proved that the Quantum Support Vector Classifier model achieved the highest performance, with F1 scores of…
Logs are valuable information for oil and gas fields as they help to determine the lithology of the formations surrounding the borehole and the location and reserves of subsurface oil and gas reservoirs. However, important logs are often…
In this study, machine learning models were tested to predict whether or not a customer of an insurance company would purchase a travel insurance product. For this purpose, secondary data provided by an open-source website that compiles…
Although deep learning models for abnormality classification can perform well in screening mammography, the demographic, imaging, and clinical characteristics associated with increased risk of model failure remain unclear. This…
Algorithms are increasingly common components of high-impact decision-making, and a growing body of literature on adversarial examples in laboratory settings indicates that standard machine learning models are not robust. This suggests that…
Credit ratings are one of the primary keys that reflect the level of riskiness and reliability of corporations to meet their financial obligations. Rating agencies tend to take extended periods of time to provide new ratings and update…
Macroeconomic factors have a critical impact on banking credit risk, which cannot be directly controlled by banks, and therefore, there is a need for an early credit risk warning system based on the macroeconomy. By comparing different…