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Money launderers exploit the weaknesses in detection systems by purposefully placing their ill-gotten money into multiple accounts, at different banks. That money is then layered and moved around among mule accounts to obscure the origin…

Machine Learning · Computer Science 2025-01-03 Haseeb Tariq , Marwan Hassani

This study aims to examine the challenges and applications of machine learning for financial research. Machine learning algorithms have been developed for certain data environments which substantially differ from the one we encounter in…

Statistical Finance · Quantitative Finance 2021-03-29 Kristof Lommers , Ouns El Harzli , Jack Kim

The rise of digital ecosystems has exposed the financial sector to evolving abuse and criminal tactics that share operational knowledge and techniques both within and across different environments (fiat-based, crypto-assets, etc.).…

Machine Learning · Computer Science 2025-09-17 Francesco Zola , Jon Ander Medina , Andrea Venturi , Amaia Gil , Raul Orduna

Since the inception of permissionless blockchains with Bitcoin in 2008, it became apparent that their most well-suited use case is related to making the financial system and its advantages available to everyone seamlessly without depending…

General Finance · Quantitative Finance 2023-06-16 Georgios Palaiokrassas , Sandro Scherrers , Iason Ofeidis , Leandros Tassiulas

The rise of Web3 and Decentralized Finance (DeFi) has enabled borderless access to financial services empowered by smart contracts and blockchain technology. However, the ecosystem's trustless, permissionless, and borderless nature presents…

Cryptography and Security · Computer Science 2025-09-29 Hesam Sarkhosh , Uzma Maroof , Diogo Barradas

Anti-money laundering (AML) regulations play a critical role in safeguarding financial systems, but bear high costs for institutions and drive financial exclusion for those on the socioeconomic and international margins. The advent of…

Social and Information Networks · Computer Science 2019-08-08 Mark Weber , Giacomo Domeniconi , Jie Chen , Daniel Karl I. Weidele , Claudio Bellei , Tom Robinson , Charles E. Leiserson

Facial forgery methods such as deepfakes can be misused for identity manipulation and spreading misinformation. They have evolved alongside advancements in generative AI, leading to new and more sophisticated forgery techniques that diverge…

Computer Vision and Pattern Recognition · Computer Science 2026-03-30 Nadarasar Bahavan , Sachith Seneviratne , Sanjay Saha , Ken Chen , Sanka Rasnayaka , Saman Halgamuge

Machine learning plays an essential role in preventing financial losses in the banking industry. Perhaps the most pertinent prediction task that can result in billions of dollars in losses each year is the assessment of credit risk (i.e.,…

Risk Management · Quantitative Finance 2021-01-01 Jillian M. Clements , Di Xu , Nooshin Yousefi , Dmitry Efimov

Cryptocurrencies have emerged as a new form of digital money that has not escaped the eyes of cyber-attackers. Traditionally, they have been maliciously used as a medium of exchange for proceeds of crime in the cyber dark-market by…

Cryptography and Security · Computer Science 2021-02-23 Aaron Zimba , Mumbi Chishimba , Christabel Ngongola-Reinke , Tozgani Fainess Mbale

Insider threats, as one type of the most challenging threats in cyberspace, usually cause significant loss to organizations. While the problem of insider threat detection has been studied for a long time in both security and data mining…

Cryptography and Security · Computer Science 2020-05-27 Shuhan Yuan , Xintao Wu

Nowadays, financial data analysis is becoming increasingly important in the business market. As companies collect more and more data from daily operations, they expect to extract useful knowledge from existing collected data to help make…

Artificial Intelligence · Computer Science 2016-09-13 Fan Cai , Nhien-An Le-Khac , M-T. Kechadi

Fraud causes substantial costs and losses for companies and clients in the finance and insurance industries. Examples are fraudulent credit card transactions or fraudulent claims. It has been estimated that roughly $10$ percent of the…

Machine Learning · Computer Science 2019-10-09 I. Fursov , A. Zaytsev , R. Khasyanov , M. Spindler , E. Burnaev

The rapid development of sophisticated machine learning methods, together with the increased availability of financial data, has the potential to transform financial research, but also poses a challenge in terms of validation and…

Computational Finance · Quantitative Finance 2025-05-29 Mateusz Wilinski , Anubha Goel , Alexandros Iosifidis , Juho Kanniainen

The number of blockchain users has tremendously grown in recent years. As an unintended consequence, e-crime transactions on blockchains has been on the rise. Consequently, public blockchains have become a hotbed of research for developing…

Cryptography and Security · Computer Science 2020-10-29 Cuneyt G. Akcora , Sudhanva Purusotham , Yulia R. Gel , Mitchell Krawiec-Thayer , Murat Kantarcioglu

Bitcoin is a cryptocurrency that features a distributed, decentralized and trustworthy mechanism, which has made Bitcoin a popular global transaction platform. The transaction efficiency among nations and the privacy benefiting from address…

Cryptography and Security · Computer Science 2019-03-20 Yu-Jing Lin , Po-Wei Wu , Cheng-Han Hsu , I-Ping Tu , Shih-wei Liao

The rise of financial crime that has been observed in recent years has created an increasing concern around the topic and many people, organizations and governments are more and more frequently trying to combat it. Despite the increase of…

Fraud detection and prevention play an important part in ensuring the sustained operation of any e-commerce business. Machine learning (ML) often plays an important role in these anti-fraud operations, but the organizational context in…

Deep neural networks (DNNs) are widely used in real-world applications, yet they remain vulnerable to errors and adversarial attacks. Formal verification offers a systematic approach to identify and mitigate these vulnerabilities, enhancing…

Computer Vision and Pattern Recognition · Computer Science 2024-11-19 Yizhak Y. Elboher , Avraham Raviv , Yael Leibovich Weiss , Omer Cohen , Roy Assa , Guy Katz , Hillel Kugler

Fraud detection problems are usually formulated as a machine learning problem on a graph. Recently, Graph Neural Networks (GNNs) have shown solid performance on fraud detection. The successes of most previous methods heavily rely on rich…

Machine Learning · Computer Science 2021-10-05 Chen Wang , Yingtong Dou , Min Chen , Jia Chen , Zhiwei Liu , Philip S. Yu

Detecting digital face manipulation in images and video has attracted extensive attention due to the potential risk to public trust. To counteract the malicious usage of such techniques, deep learning-based deepfake detection methods have…

Computer Vision and Pattern Recognition · Computer Science 2023-04-14 Yuhang Lu , Touradj Ebrahimi