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The paper investigates a discrete time Binomial risk model with different types of polices and shock events may influence some of the claim sizes. It is shown that this model can be considered as a particular case of the classical compound…

Probability · Mathematics 2022-10-12 Pavlina K. Jordanova , Evelina Veleva

The paper considers very general multivariate modifications of Cramer-Lundberg risk model. The claims can be of different types and can arrive in groups. The groups arrival processes within a type have constant intensities. The counting…

Probability · Mathematics 2018-03-14 Pavlina K. Jordanova , Milan Stehlik

We investigate, focusing on the ruin probability, an adaptation of the Cramer-Lundberg model for the surplus process of an insurance company, in which, conditionally on their intensities, the two mixed Poisson processes governing the…

Mathematical Finance · Quantitative Finance 2017-06-27 Matija Vidmar

Important models in insurance, for example the Carm{\'e}r--Lundberg theory and the Sparre Andersen model, essentially rely on the Poisson process. The process is used to model arrival times of insurance claims. This paper extends the…

Statistics Theory · Mathematics 2019-04-16 Arun Kumar , Nikolai Leonenko , Alois Pichler

This paper studies the properties of the Multiply Iterated Poisson Process (MIPP), a stochastic process constructed by repeatedly time-changing a Poisson process, and its applications in ruin theory. Like standard Poisson processes, MIPPs…

Probability · Mathematics 2025-05-13 Dongdong Hu , Svetlozar T. Rachev , Hasanjan Sayit , Hailiang Yang , Yildiray Yildirim

In this paper, we first define the multivariate tempered space-fractional Poisson process (MTSFPP) by time-changing the multivariate Poisson process with an independent tempered {\alpha}-stable subordinator. Its distributional properties,…

Probability · Mathematics 2024-05-24 Ashok Kumar Pathak , Ritik Soni

This paper studies risk balancing features in an insurance market by evaluating ruin probabilities for single and multiple components of a multivariate compound Poisson risk process. The dependence of the components of the process is…

Probability · Mathematics 2020-02-04 Anita Behme , Claudia Klüppelberg , Gesine Reinert

We study a dynamic model of a non-life insurance portfolio. The foundation of the model is a compound Poisson process that represents the claims side of the insurer. To introduce clusters of claims appearing, e.g. with catastrophic events,…

Risk Management · Quantitative Finance 2026-03-03 Jonathan Klinge , Maren Diane Schmeck

This paper studies proportional risk sharing at claim occurrence time in community-based insurance. Each participant is modeled by an individual Cram\'er-Lundberg surplus process, and, whenever a claim is reported within the pool, its cost…

Probability · Mathematics 2026-04-01 Michel Denuit , José Miguel Flores-Contró , Christian Y. Robert

Generalized linear models, such as logistic regression, are widely used to model the association between a treatment and a binary outcome as a function of baseline covariates. However, the coefficients of a logistic regression model…

Methodology · Statistics 2022-01-04 Jiaqi Yin , Sonia Markes , Thomas S. Richardson , Linbo Wang

In this paper, we introduce a risk process, namely, the mixed fractional risk process (MFRP) in which the number of claims in the associated claim process are modelled using the mixed fractional Poisson process (MFPP). The covariance…

Probability · Mathematics 2021-06-23 K. K. Kataria , M. Khandakar

Consider a surplus process which both of collected premium and payed claim size are two independent compound Poisson processes. This article derives two approximated formulas for the ruin probability of such surplus process, say double…

Probability · Mathematics 2017-01-20 Amir T. Payandeh Najafabadi , Dan Kucerovsky

We consider a competing risks model, in which system failures are due to one out of two mutually exclusive causes, formulated within the framework of shock models driven by bivariate Poisson process. We obtain the failure densities and the…

Probability · Mathematics 2008-09-02 Antonio Di Crescenzo , Maria Longobardi

We consider a bivariate Cramer-Lundberg-type risk reserve process with the special feature that each insurance company agrees to cover the deficit of the other. It is assumed that the capital transfers between the companies are…

Probability · Mathematics 2015-05-05 Jevgenijs Ivanovs , Onno Boxma

In this paper, we consider the problem of experience rating within the classic Markov chain life insurance framework. We begin by establishing a link between mixed Poisson distributions and the problem of pricing group disability insurance…

Statistics Theory · Mathematics 2025-11-14 Christian Furrer , Jacob Juhl Sørensen , Jorge Yslas

As corporates and governments become more digital, they become vulnerable to various forms of cyber attack. Cyber insurance products have been used as risk management tools, yet their pricing does not reflect actual risk, including that of…

Risk Management · Quantitative Finance 2020-07-10 Jiwook Jang , Rosy Oh

We introduce a novel class of bivariate common-shock discrete phase-type (CDPH) distributions to describe dependencies in loss modeling, with an emphasis on those induced by common shocks. By constructing two jointly evolving terminating…

Statistics Theory · Mathematics 2026-01-14 Martin Bladt , Eric C. K. Cheung , Oscar Peralta , Jae-Kyung Woo

We consider continuous time risk processes in which the claim sizes are dependent and non-identically distributed phase-type distributions. The class of distributions we propose is easy to characterize and allows to incorporate the…

Probability · Mathematics 2023-07-28 Oscar Peralta , Matthieu Simon

Generalizing earlier works of Delbaen & Haezendonck [5] as well as of [18] and [16] for given compound mixed renewal process S under a probability measure P, we characterize all those probability measures Q on the domain of P such that Q…

Probability · Mathematics 2020-07-16 Spyridon M. Tzaninis , Nikolaos D. Macheras

In this paper we examine the claims reserving problem using Tweedie's compound Poisson model. We develop the maximum likelihood and Bayesian Markov chain Monte Carlo simulation approaches to fit the model and then compare the estimated…

Risk Management · Quantitative Finance 2009-04-10 Gareth W. Peters , Pavel V. Shevchenko , Mario V. Wüthrich
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