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One of the most significant challenges in statistical signal processing and machine learning is how to obtain a generative model that can produce samples of large-scale data distribution, such as images and speeches. Generative Adversarial…

Computer Vision and Pattern Recognition · Computer Science 2020-05-28 Pegah Salehi , Abdolah Chalechale , Maryam Taghizadeh

Spurious credit card transactions are a significant source of financial losses and urge the development of accurate fraud detection algorithms. In this paper, we use machine learning strategies for such an aim. First, we apply a mixed…

Machine Learning · Computer Science 2021-12-07 Daniel H. M. de Souza , Claudio J. Bordin

Since the 1990s, there have been significant advances in the technology space and the e-Commerce area, leading to an exponential increase in demand for cashless payment solutions. This has led to increased demand for credit cards, bringing…

Risk Management · Quantitative Finance 2021-10-06 K. S. Naik

With the increase of credit card usage, the volume of credit card misuse also has significantly increased. As a result, financial organizations are working hard on developing and deploying credit card fraud detection methods, in order to…

Machine Learning · Computer Science 2019-12-09 Niloofar Yousefi , Marie Alaghband , Ivan Garibay

Machine learning models underpin many modern financial systems for use cases such as fraud detection and churn prediction. Most are based on supervised learning with hand-engineered features, which relies heavily on the availability of…

Machine Learning · Computer Science 2024-01-05 Piotr Skalski , David Sutton , Stuart Burrell , Iker Perez , Jason Wong

Anomaly detection is often considered a challenging field of machine learning due to the difficulty of obtaining anomalous samples for training and the need to obtain a sufficient amount of training data. In recent years, autoencoders have…

Machine Learning · Computer Science 2018-10-15 Yotam Intrator , Gilad Katz , Asaf Shabtai

Generative adversarial networks (GANs) generate data based on minimizing a divergence between two distributions. The choice of that divergence is therefore critical. We argue that the divergence must take into account the hypothesis set and…

Machine Learning · Computer Science 2019-11-07 Ben Adlam , Corinna Cortes , Mehryar Mohri , Ningshan Zhang

Deep learning models suffer from catastrophic forgetting when learning new tasks incrementally. Incremental learning has been proposed to retain the knowledge of old classes while learning to identify new classes. A typical approach is to…

Computer Vision and Pattern Recognition · Computer Science 2022-07-14 Huitong Chen , Yu Wang , Qinghua Hu

For the highly imbalanced credit card fraud detection problem, most existing methods either use data augmentation methods or conventional machine learning models, while neural network-based anomaly detection approaches are lacking.…

Machine Learning · Computer Science 2022-06-30 Tungyu Wu , Youting Wang

This study explores the application of anomaly detection (AD) methods in imbalanced learning tasks, focusing on fraud detection using real online credit card payment data. We assess the performance of several recent AD methods and compare…

Machine Learning · Computer Science 2023-12-22 Hugo Thimonier , Fabrice Popineau , Arpad Rimmel , Bich-Liên Doan , Fabrice Daniel

Card payment fraud is a serious problem, and a roadblock for an optimally functioning digital economy, with cards (Debits and Credit) being the most popular digital payment method across the globe. Despite the occurrence of fraud could be…

Cryptography and Security · Computer Science 2020-12-01 Bemali Wickramanayake , Dakshi Kapugama Geeganage , Chun Ouyang , Yue Xu

Class imbalance is a common and pernicious issue for the training of neural networks. Often, an imbalanced majority class can dominate training to skew classifier performance towards the majority outcome. To address this problem we…

Machine Learning · Computer Science 2026-01-09 Miguel O'Malley

Generative Adversarial Networks (GANs) produce systematically better quality samples when class label information is provided., i.e. in the conditional GAN setup. This is still observed for the recently proposed Wasserstein GAN formulation…

Machine Learning · Statistics 2018-05-18 Guillermo L. Grinblat , Lucas C. Uzal , Pablo M. Granitto

Generative Adversarial Networks (GAN) (Goodfellow et al., 2014) are an effective method for training generative models of complex data such as natural images. However, they are notoriously hard to train and can suffer from the problem of…

This study delves into the application of Generative Adversarial Networks (GANs) within the context of imbalanced datasets. Our primary aim is to enhance the performance and stability of GANs in such datasets. In pursuit of this objective,…

Machine Learning · Computer Science 2023-12-11 Ali Anaissi , Yuanzhe Jia , Ali Braytee , Mohamad Naji , Widad Alyassine

Imbalanced classification on graphs is ubiquitous yet challenging in many real-world applications, such as fraudulent node detection. Recently, graph neural networks (GNNs) have shown promising performance on many network analysis tasks.…

Machine Learning · Computer Science 2021-06-08 Liang Qu , Huaisheng Zhu , Ruiqi Zheng , Yuhui Shi , Hongzhi Yin

This research introduces an innovative method for identifying credit card fraud by combining the SMOTE-KMEANS technique with an ensemble machine learning model. The proposed model was benchmarked against traditional models such as logistic…

Machine Learning · Computer Science 2025-03-28 Yuhan Wang

Addressing class imbalance is a central challenge in credit card fraud detection, as it directly impacts predictive reliability in real-world financial systems. To overcome this, the study proposes an enhanced workflow based on the…

Machine Learning · Computer Science 2026-02-09 Reza E. Fazel , Arash Bakhtiary , Siavash A. Bigdeli

Suicide prediction is the key for prevention, but real data with sufficient positive samples is rare and causes extreme class imbalance. We utilized machine learning (ML) to build the model and deep learning (DL) techniques, like Generative…

Machine Learning · Computer Science 2025-10-21 Vaishnavi Visweswaraiah , Tanvi Banerjee , William Romine

Credit card fraud has been a persistent issue since the last century, causing significant financial losses to the industry. The most effective way to prevent fraud is by contacting customers to verify suspicious transactions. However, while…

Machine Learning · Computer Science 2026-02-09 Menghao Huo , Kuan Lu , Qiang Zhu , Zhenrui Chen
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