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Blockchain technology has spawned a vast ecosystem of digital currencies with Central Bank Digital Currencies (CBDCs) -- digital forms of fiat currency -- being one of them. An important feature of digital currencies is facilitating…

Cryptography and Security · Computer Science 2025-10-01 Panagiotis Michalopoulos , Anthony Mack , Cameron Clark , Linus Chen , Johannes Sedlmeir , Andreas Veneris

Central Bank Digital Currency (CBDC) is a novel form of money that could be issued and regulated by central banks, offering benefits such as programmability, security, and privacy. However, the design of a CBDC system presents numerous…

Computers and Society · Computer Science 2026-03-03 Ryan Bowler , Geoffrey Goodell , Joe Revans , Gabriel Bizama , Chris Speed

This paper introduces a new method of Blockchain formation for reliable storage of personal data of ID-card holders. In particular, the model of the information system is presented, the new structure of smart ID-cards and information on…

Cryptography and Security · Computer Science 2020-06-30 Sergii Kushch , Yurii Baryshev , Yurii Baryshev

Decentralized Finance (DeFi), propelled by Blockchain technology, has revolutionized traditional financial systems, improving transparency, reducing costs, and fostering financial inclusion. However, transaction activities in these systems…

Cryptography and Security · Computer Science 2023-12-22 Hou-Wan Long , Xiongfei Zhao , Yain-Whar Si

Since the inception of blockchain and Bitcoin (Nakamoto (2008)), a decentralized-distributed ledger system and its associated cryptocurrency, respectively, the world has witnessed a slew of newer adaptations and applications. Although the…

Distributed, Parallel, and Cluster Computing · Computer Science 2019-01-15 Jinwook Lee , Paul Moon Sub Choi

Digital signatures are crucial for securing Central Bank Digital Currencies (CBDCs) transactions. Like most forms of digital currencies, CBDC solutions rely on signatures for transaction authenticity and integrity, leading to major issues…

Cryptography and Security · Computer Science 2026-05-06 Mostafa Abdelrahman , Filip Rezabek , Lars Hupel , Kilian Glas , Georg Carle

This thesis provides an in-depth exploration of the Decentralized Co-governance Crowdfunding (DCC) Ecosystem, a novel solution addressing prevailing challenges in conventional crowdfunding methods faced by MSMEs and innovative projects.…

Computers and Society · Computer Science 2023-06-05 Bingyou Chen , Yu Luo , Jieni Li , Yujian Li , Ying Liu , Fan Yang , Junge Bo , Yanan Qiao

The blockchain technology has been changing our daily lives since Bitcoin - i.e., the first decentralized cryptocurrency - was invented and released as open-source software by an unidentified person or a group called Satoshi Nakamoto in…

Networking and Internet Architecture · Computer Science 2019-04-16 Jia Kan , Kyeong Soo Kim

Distributed Ledger Technologies (DLT) and Decentralized File Storages (DFS) are becoming increasingly used to create common, decentralized and trustless infrastructures where participants interact and collaborate in Peer-to-Peer…

Distributed, Parallel, and Cluster Computing · Computer Science 2021-09-13 Mirko Zichichi , Luca Serena , Stefano Ferretti , Gabriele D'Angelo

Modern distributed data management systems face a new challenge: how can autonomous, mutually-distrusting parties cooperate safely and effectively? Addressing this challenge brings up questions familiar from classical distributed systems:…

Distributed, Parallel, and Cluster Computing · Computer Science 2019-10-16 Maurice Herlihy , Barbara Liskov , Liuba Shrira

Nations around the world are conducting research into the design of central bank digital currency (CBDC), a new, digital form of money that would be issued by central banks alongside cash and central bank reserves. Retail CBDC would be used…

Computers and Society · Computer Science 2026-05-12 Geoffrey Goodell , Hazem Danny Al-Nakib , Tomaso Aste

Transaction fees are a crucial revenue source for miners in public and consortium blockchains. However, while public blockchains have additional revenue streams, transaction fees serve as the primary income for miners in consortium…

Computational Engineering, Finance, and Science · Computer Science 2024-02-08 Xiongfei Zhao , Gerui Zhang , Hou-Wan Long , Yain-Whar Si

Sending money in cryptocurrencies is majorly based on public keys or their hashed forms -- "addresses." These long random-looking strings are user unfriendly for transferring by other means than via copy-and-paste or QR codes. Replacing…

Cryptography and Security · Computer Science 2016-12-16 Michal Zima

An important virtue of distributed ledger technologies is their acclaimed higher level of decentralisation compared to traditional financial systems. Empirical literature, however, suggests that many systems tend towards centralisation as…

Cryptography and Security · Computer Science 2023-11-14 Lucas Amherd , Sheng-Nan Li , Claudio J. Tessone

As global governments intensify efforts to operationalize retail central bank digital currencies (CBDCs), the imperative for architectures that preserve user privacy has never been more pronounced. This paper advances an existing retail…

Computers and Society · Computer Science 2024-04-22 William Macpherson , Geoffrey Goodell

The set of distributed ledger architectures known as blockchain is best known for cryptocurrency applications such as Bitcoin and Ethereum. These permissionless block chains are showing the potential to be disruptive to the financial…

Distributed, Parallel, and Cluster Computing · Computer Science 2019-01-31 Sara Rouhani , Luke Butterworth , Adam D. Simmons , Darryl G. Humphery , Ralph Deters

Blockchain uses the idea of storing transaction data in the form of a distributed ledger wherein each node in the network stores a current copy of the sequence of transactions in the form of a hash chain. This requirement of storing the…

Information Theory · Computer Science 2018-01-09 Ravi Kiran Raman , Lav R. Varshney

Distributed consensus mechanisms have been widely researched and made popular with a number of blockchain-based token applications, such as Bitcoin, and Ethereum. Although these general-purpose platforms have matured for scale and security,…

Cryptography and Security · Computer Science 2020-04-28 Steven Platt , Miquel Oliver-Riera

This paper presents an approach to using decentralized distributed digital (DDD) ledgers like blockchain with multi-level verification. In regular DDD ledgers like Blockchain, only a single level of verification is available, which makes it…

Cryptography and Security · Computer Science 2024-09-30 Ayush Thada , Aanchal Kandpal , Dipanwita Sinha Mukharjee

Bitcoin brings a new type of digital currency that does not rely on a central system to maintain transactions. By benefiting from the concept of decentralized ledger, users who do not know or trust each other can still conduct transactions…

Cryptography and Security · Computer Science 2019-09-17 Zhimin Gao , Lei Xu , Keshav Kasichainula , Lin Chen , Bogdan Carbunar , Weidong Shi