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This paper studies an optimal insurance contracting problem in which the preferences of the decision maker given by the sum of the expected loss and a convex, increasing function of a deviation measure. As for the deviation measure, our…

Risk Management · Quantitative Finance 2023-12-05 Tim J. Boonen , Xia Han

In this paper, we study an insurer's reinsurance-investment problem under a mean-variance criterion. We show that excess-loss is the unique equilibrium reinsurance strategy under a spectrally negative L\'{e}vy insurance model when the…

Risk Management · Quantitative Finance 2017-03-22 Danping Li , Dongchen Li , Virginia R. Young

We study the design of an optimal insurance contract in which the insured maximizes her expected utility and the insurer limits the variance of his risk exposure while maintaining the principle of indemnity and charging the premium…

Risk Management · Quantitative Finance 2020-08-18 Yichun Chi , Xun Yu Zhou , Sheng Chao Zhuang

This paper develops numerical methods for finding optimal dividend pay-out and reinsurance policies. A generalized singular control formulation of surplus and discounted payoff function are introduced, where the surplus is modeled by a…

Computational Finance · Quantitative Finance 2011-11-11 Zhuo Jin , George Yin , Chao Zhu

We address a long-standing open problem in risk theory, namely the optimal strategy to pay out dividends from an insurance surplus process, if the dividend rate can never be decreased. The optimality criterion here is to maximize the…

Portfolio Management · Quantitative Finance 2021-06-08 Hansjoerg Albrecher , Pablo Azcue , Nora Muler

We consider a discrete-time version of the popular optimal dividend pay-out problem in risk theory. The novel aspect of our approach is that we allow for a risk averse insurer, i.e., instead of maximising the expected discounted dividends…

Probability · Mathematics 2015-12-02 Nicole Bäuerle , Anna Jaśkiewicz

We analyze the potential of reinsurance for reversing the current trend of decreasing capital guarantees in life insurance products. Providing an insurer with an opportunity to shift part of the financial risk to a reinsurer, we solve the…

Mathematical Finance · Quantitative Finance 2025-05-21 Marcos Escobar-Anel , Yevhen Havrylenko , Michel Kschonnek , Rudi Zagst

We investigate the optimal investment-reinsurance problem for insurance company with partial information on the market price of the risk. Through the use of filtering techniques we convert the original optimization problem involving…

Portfolio Management · Quantitative Finance 2024-08-15 Claudia Ceci , Katia Colaneri

Adopting a probabilistic approach we determine the optimal dividend payout policy of a firm whose surplus process follows a controlled arithmetic Brownian motion and whose cash-flows are discounted at a stochastic dynamic rate. Dividends…

Optimization and Control · Mathematics 2021-06-22 Elena Bandini , Tiziano De Angelis , Giorgio Ferrari , Fausto Gozzi

We propose a peer-to-peer (P2P) insurance scheme comprising a risk-sharing pool and a reinsurer. A plan manager determines how risks are allocated among members and ceded to the reinsurer, while the reinsurer sets the reinsurance loading.…

Computer Science and Game Theory · Computer Science 2026-02-17 Tim J. Boonen , Kenneth Tsz Hin Ng , Tak Wa Ng , Thai Nguyen

This paper is concerned with a long standing optimal dividend payout problem subject to the so-called ratcheting constraint, that is, the dividend payout rate shall be non-decreasing over time and is thus self-path-dependent. The surplus…

Mathematical Finance · Quantitative Finance 2024-07-08 Chonghu Guan , Zuo Quan Xu

In a continuous-time setting where a risk-averse agent controls the drift of an output process driven by a Brownian motion, optimal contracts are linear in the terminal output; this result is well-known in a setting with moral hazard and…

Portfolio Management · Quantitative Finance 2018-07-31 N. Packham

We study a stochastic control problem for continuous multidimensional martingales with fixed quadratic variation. In a radially symmetric environment, we are able to find an explicit solution to the control problem and find an optimal…

Probability · Mathematics 2025-06-10 Alexander M. G. Cox , Benjamin A. Robinson

In this paper, we examine the effect of background risk on portfolio selection and optimal reinsurance design under the criterion of maximizing the probability of reaching a goal. Following the literature, we adopt dependence uncertainty to…

Risk Management · Quantitative Finance 2022-01-06 Yichun Chi , Zuo Quan Xu , Sheng Chao Zhuang

We consider a diffusion approximation to an insurance risk model where an external driver models a stochastic environment. The insurer can buy reinsurance. Moreover, investment in a financial market is possible. The financial market is also…

Mathematical Finance · Quantitative Finance 2019-04-01 Matteo Brachetta , Hanspeter Schmidli

This paper considers an insurer with two collaborating business lines, and the risk exposure of each line follows a diffusion risk model. The manager of the insurer makes three decisions for each line: (i) dividend payout, (ii)…

Optimization and Control · Mathematics 2025-08-12 Tim J. Boonen , Engel John C. Dela Vega , Bin Zou

In this article we study an optimal stopping/optimal control problem which models the decision facing a risk-averse agent over when to sell an asset. The market is incomplete so that the asset exposure cannot be hedged. In addition to the…

Portfolio Management · Quantitative Finance 2008-12-10 Vicky Henderson , David Hobson

The present paper addresses the issue of the stochastic control of the optimal dynamic reinsurance policy and dynamic dividend strategy, which are state-dependent, for an insurance company that operates under multiple insurance lines of…

Optimization and Control · Mathematics 2020-02-11 Khaled Masoumifard , Mohammad Zokaei

In this paper we consider a company whose assets and liabilities evolve according to a correlated bivariate geometric Brownian motion, such as in Gerber and Shiu (2003). We determine what dividend strategy maximises the expected present…

Optimization and Control · Mathematics 2022-10-18 Benjamin Avanzi , Ping Chen , Lars Frederik Brandt Henriksen , Bernard Wong

We consider the optimal reinsurance problem from the point of view of a direct insurer owning several dependent risks, assuming a maximal expected utility criterion and independent negotiation of reinsurance for each risk. Without any…

Probability · Mathematics 2021-06-16 Manuel Guerra , Alexandra B. Moura
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