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In the era of big data, the utilization of credit-scoring models to determine the credit risk of applicants accurately becomes a trend in the future. The conventional machine learning on credit scoring data sets tends to have poor…

Machine Learning · Statistics 2021-02-10 Xiaofan Liua , Zuoquan Zhanga , Di Wanga

Machine Learning-based supervised approaches require highly customized and fine-tuned methodologies to deliver outstanding performance. This paper presents a dataset-driven design and performance evaluation of a machine learning classifier…

Cryptography and Security · Computer Science 2022-05-13 Zeinab Zoghi , Gursel Serpen

Imbalanced datasets are ubiquitous. Classification performance on imbalanced datasets is generally poor for the minority class as the classifier cannot learn decision boundaries well. However, in sensitive applications like fraud detection,…

Machine Learning · Computer Science 2019-10-25 Vishwa Karia , Wenhao Zhang , Arash Naeim , Ramin Ramezani

Class imbalance in machine learning poses a significant challenge, as skewed datasets often hinder performance on minority classes. Traditional oversampling techniques, which are commonly used to alleviate class imbalance, have several…

Machine Learning · Computer Science 2025-09-09 Sukumar Kishanthan , Asela Hevapathige

In a given classification task, the accuracy of the learner is often hampered by finiteness of the training set, high-dimensionality of the feature space and severe overlap between classes. In the context of interpretable learners, with…

Machine Learning · Computer Science 2025-04-03 Marco Canducci , Lida Abdi , Alessandro Prete , Roland J. Veen , Michael Biehl , Wiebke Arlt , Peter Tino

Traditional resampling methods for handling class imbalance typically uses fixed distributions, undersampling the majority or oversampling the minority. These static strategies ignore changes in class-wise learning difficulty, which can…

Machine Learning · Computer Science 2026-02-17 Arjun Basandrai , Shourya Jain , K. Ilanthenral

Imbalanced class distribution is a common problem in a number of fields including medical diagnostics, fraud detection, and others. It causes bias in classification algorithms leading to poor performance on the minority class data. In this…

Machine Learning · Computer Science 2020-09-23 Firuz Kamalov , Dmitry Denisov

Neural networks produced by standard training are known to suffer from poor accuracy on rare subgroups despite achieving high accuracy on average, due to the correlations between certain spurious features and labels. Previous approaches…

Machine Learning · Computer Science 2024-04-10 Gaotang Li , Jiarui Liu , Wei Hu

Ensemble methods for supervised machine learning have become popular due to their ability to accurately predict class labels with groups of simple, lightweight "base learners." While ensembles offer computationally efficient models that…

Machine Learning · Statistics 2011-09-01 Orianna DeMasi , Juan Meza , David H. Bailey

Classification and clustering algorithms have been proved to be successful individually in different contexts. Both of them have their own advantages and limitations. For instance, although classification algorithms are more powerful than…

Machine Learning · Computer Science 2017-08-30 Tanmoy Chakraborty

Anomaly detection or more generally outliers detection is one of the most popular and challenging subject in theoretical and applied machine learning. The main challenge is that in general we have access to very few labeled data or no…

Machine Learning · Computer Science 2023-05-31 Mansour Zoubeirou A Mayaki , Michel Riveill

Sparse autoencoders (SAEs) are used to decompose neural network activations into human-interpretable features. Typically, features learned by a single SAE are used for downstream applications. However, it has recently been shown that SAEs…

Machine Learning · Computer Science 2025-05-23 Soham Gadgil , Chris Lin , Su-In Lee

Active Learning for discriminative models has largely been studied with the focus on individual samples, with less emphasis on how classes are distributed or which classes are hard to deal with. In this work, we show that this is harmful.…

Machine Learning · Computer Science 2020-12-04 Jongwon Choi , Kwang Moo Yi , Jihoon Kim , Jinho Choo , Byoungjip Kim , Jin-Yeop Chang , Youngjune Gwon , Hyung Jin Chang

We consider the linear regression problem under semi-supervised settings wherein the available data typically consists of: (i) a small or moderate sized 'labeled' data, and (ii) a much larger sized 'unlabeled' data. Such data arises…

Methodology · Statistics 2018-07-02 Abhishek Chakrabortty , Tianxi Cai

Traditionally, in supervised machine learning, (a significant) part of the available data (usually 50% to 80%) is used for training and the rest for validation. In many problems, however, the data is highly imbalanced in regard to different…

Machine Learning · Computer Science 2020-04-21 Xiaowei Gu , Plamen P Angelov , Eduardo Almeida Soares

Fairness-aware mining of massive data streams is a growing and challenging concern in the contemporary domain of machine learning. Many stream learning algorithms are used to replace humans at critical decision-making points e.g., hiring…

Machine Learning · Computer Science 2022-11-10 Maryam Badar , Marco Fisichella , Vasileios Iosifidis , Wolfgang Nejdl

In recent years, multi-label classification problem has become a controversial issue. In this kind of classification, each sample is associated with a set of class labels. Ensemble approaches are supervised learning algorithms in which an…

Machine Learning · Computer Science 2018-01-09 Amirreza Mahdavi-Shahri , Mahboobeh Houshmand , Mahdi Yaghoobi , Mehrdad Jalali

Ensembles are a straightforward, remarkably effective method for improving the accuracy,calibration, and robustness of models on classification tasks; yet, the reasons that underlie their success remain an active area of research. We build…

Machine Learning · Statistics 2022-06-22 Neha Gupta , Jamie Smith , Ben Adlam , Zelda Mariet

Multi-modal learning aims to enhance performance by unifying models from various modalities but often faces the "modality imbalance" problem in real data, leading to a bias towards dominant modalities and neglecting others, thereby limiting…

Computer Vision and Pattern Recognition · Computer Science 2024-04-15 Yang Yang , Hongpeng Pan , Qing-Yuan Jiang , Yi Xu , Jinghui Tang

Data imbalance is ubiquitous when applying machine learning to real-world problems, particularly regression problems. If training data are imbalanced, the learning is dominated by the densely covered regions of the target distribution and…

Machine Learning · Computer Science 2024-10-29 Yuchang Jiang , Vivien Sainte Fare Garnot , Konrad Schindler , Jan Dirk Wegner