Related papers: Work in progress: Identifying Two-Factor Authentic…
Nowadays, user authentication is one of the important topics in information security. Strong textbased password schemes could provide with certain degree of security. However, the fact that strong passwords are difficult to memorize often…
Application programming interfaces (APIs) have become a central part of the modern IT environment, allowing developers to enrich the functionality of applications and interact with third parties such as cloud and payment providers. This…
We present the first general construction of a Multi-Factor Key Derivation Function (MFKDF). Our function expands upon password-based key derivation functions (PBKDFs) with support for using other popular authentication factors like TOTP,…
Fake images in selfie banking are increasingly becoming a threat. Previously, it was just Photoshop, but now deep learning technologies enable us to create highly realistic fake identities, which fraudsters exploit to bypass biometric…
Nowadays, there is a plethora of services that are provided and paid for online, like video streaming subscriptions, car or parking sharing, purchasing tickets for events, etc. Online services usually issue tokens directly related to the…
Knowledge of the changing traffic is critical in risk management. Customs offices worldwide have traditionally relied on local resources to accumulate knowledge and detect tax fraud. This naturally poses countries with weak infrastructure…
Choosing authentication schemes for a specific purpose is challenging for service providers, developers, and researchers. Previous ratings of technical and objective aspects showed that available schemes all have strengths and limitations.…
The Second Payment Services Directive (PSD2) of the European Union aims to create a consumer-friendly financial market by mandating secure and standardised data sharing between banking operators and third parties. Consequently, EU countries…
Credit card fraud detection is a very challenging problem because of the specific nature of transaction data and the labeling process. The transaction data is peculiar because they are obtained in a streaming fashion, they are strongly…
Face anti-spoofing (FAS) plays a vital role in preventing face recognition (FR) systems from presentation attacks. Nowadays, FAS systems face the challenge of domain shift, impacting the generalization performance of existing FAS methods.…
There has been an increased need for secondary means of credit evaluation by both traditional banking organizations as well as peer-to-peer lending entities. This is especially important in the present technological era where sticking with…
Space-air-ground integrated networks (SAGINs), which have emerged as an expansion of terrestrial networks, provide flexible access, ubiquitous coverage, high-capacity backhaul, and emergency/disaster recovery for mobile users (MUs). While…
Mobile banking apps, belonging to the most security-critical app category, render massive and dynamic transactions susceptible to security risks. Given huge potential financial loss caused by vulnerabilities, existing research lacks a…
Usable and secure authentication on the web and beyond is mission-critical. While password-based authentication is still widespread, users have trouble dealing with potentially hundreds of online accounts and their passwords. Alternatives…
Globally, two billion people and more than half of the poorest adults do not use formal financial services. Consequently, there is increased emphasis on developing financial technology that can facilitate access to financial products for…
Authentication is the first defence mechanism in many electronic systems, including Internet of Things (IoT) applications, as it is essential for other security services such as intrusion detection. As existing authentication solutions…
The widespread expansion of the IoT based services are changing peoples living habits. With the vast data generation and intelligent decision support system, an IoT is supporting many industries to improve their products and services. The…
Recommendations with personalized explanations have been shown to increase user trust and perceived quality and help users make better decisions. Moreover, such explanations allow users to provide feedback by critiquing them. Several…
Authentication is a process by which an entity,which could be a person or intended computer,establishes its identity to another entity.In private and public computer networks including the Internet,authentication is commonly done through…
Digital financial services can introduce new digital-safety risks for users, particularly survivors of intimate partner financial abuse (IPFA). To offer improved support for such users, a comprehensive understanding of their support needs…