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Machine learning (ML) is increasingly being used in high-stakes applications impacting society. Therefore, it is of critical importance that ML models do not propagate discrimination. Collecting accurate labeled data in societal…

Machine Learning · Computer Science 2021-04-01 Hadis Anahideh , Abolfazl Asudeh , Saravanan Thirumuruganathan

Machine learning (ML) is increasingly being used in high-stakes applications impacting society. Therefore, it is of critical importance that ML models do not propagate discrimination. Collecting accurate labeled data in societal…

Machine Learning · Computer Science 2020-07-03 Hadis Anahideh , Abolfazl Asudeh , Saravanan Thirumuruganathan

In critical machine learning applications, ensuring fairness is essential to avoid perpetuating social inequities. In this work, we address the challenges of reducing bias and improving accuracy in data-scarce environments, where the cost…

Machine Learning · Computer Science 2023-12-15 Romain Camilleri , Andrew Wagenmaker , Jamie Morgenstern , Lalit Jain , Kevin Jamieson

We argue that insurance can act as an analogon for the social situatedness of machine learning systems, hence allowing machine learning scholars to take insights from the rich and interdisciplinary insurance literature. Tracing the…

Machine Learning · Computer Science 2024-01-24 Christian Fröhlich , Robert C. Williamson

The primary challenge of multi-label active learning, differing it from multi-class active learning, lies in assessing the informativeness of an indefinite number of labels while also accounting for the inherited label correlation. Existing…

Machine Learning · Computer Science 2025-09-05 Yuanyuan Qi , Jueqing Lu , Xiaohao Yang , Joanne Enticott , Lan Du

Discrimination can occur when the underlying unbiased labels are overwritten by an agent with potential bias, resulting in biased datasets that unfairly harm specific groups and cause classifiers to inherit these biases. In this paper, we…

Machine Learning · Computer Science 2023-12-27 Yixuan Zhang , Boyu Li , Zenan Ling , Feng Zhou

Machine Learning permeates many industries, which brings new source of benefits for companies. However within the life insurance industry, Machine Learning is not widely used in practice as over the past years statistical models have shown…

Machine Learning · Statistics 2022-09-29 Antoine Chancel , Laura Bradier , Antoine Ly , Razvan Ionescu , Laurene Martin , Marguerite Sauce

The insurance industry, with its large datasets, is a natural place to use big data solutions. However it must be stressed, that significant number of applications for machine learning in insurance industry, like fraud detection or claim…

Statistical Finance · Quantitative Finance 2022-04-14 Sebastian Baran , Przemysław Rola

An increased awareness concerning risks of algorithmic bias has driven a surge of efforts around bias mitigation strategies. A vast majority of the proposed approaches fall under one of two categories: (1) imposing algorithmic fairness…

Machine Learning · Computer Science 2023-07-11 Yunyi Li , Maria De-Arteaga , Maytal Saar-Tsechansky

Since the beginning of their history, insurers have been known to use data to classify and price risks. As such, they were confronted early on with the problem of fairness and discrimination associated with data. This issue is becoming…

General Economics · Economics 2022-05-18 Laurence Barry , Arthur Charpentier

The aim of Active Learning is to select the most informative samples from an unlabelled set of data. This is useful in cases where the amount of data is large and labelling is expensive, such as in machine vision or medical imaging. Two…

Computer Vision and Pattern Recognition · Computer Science 2026-01-13 Julien Combes , Alexandre Derville , Jean-François Coeurjolly

We introduce a new framework for sample-efficient model evaluation that we call active testing. While approaches like active learning reduce the number of labels needed for model training, existing literature largely ignores the cost of…

Machine Learning · Statistics 2021-06-15 Jannik Kossen , Sebastian Farquhar , Yarin Gal , Tom Rainforth

The development of Machine Learning is experiencing growing interest from the general public, and in recent years there have been numerous press articles questioning its objectivity: racism, sexism, \dots Driven by the growing attention of…

Machine Learning · Statistics 2023-07-27 Marguerite Sauce , Antoine Chancel , Antoine Ly

A growing specter in the rise of machine learning is whether the decisions made by machine learning models are fair. While research is already underway to formalize a machine-learning concept of fairness and to design frameworks for…

Machine Learning · Computer Science 2020-09-28 Tao Zhang , Tianqing Zhu , Jing Li , Mengde Han , Wanlei Zhou , Philip S. Yu

Active learning is a practical field of machine learning that automates the process of selecting which data to label. Current methods are effective in reducing the burden of data labeling but are heavily model-reliant. This has led to the…

Machine Learning · Computer Science 2023-03-01 Sai Prathyush Katragadda , Tyler Cody , Peter Beling , Laura Freeman

Classification, a heavily-studied data-driven machine learning task, drives an increasing number of prediction systems involving critical human decisions such as loan approval and criminal risk assessment. However, classifiers often…

Machine Learning · Computer Science 2022-04-12 Maliha Tashfia Islam , Anna Fariha , Alexandra Meliou , Babak Salimi

Datasets often contain biases which unfairly disadvantage certain groups, and classifiers trained on such datasets can inherit these biases. In this paper, we provide a mathematical formulation of how this bias can arise. We do so by…

Machine Learning · Computer Science 2019-01-16 Heinrich Jiang , Ofir Nachum

Despite the rapid development and great success of machine learning models, extensive studies have exposed their disadvantage of inheriting latent discrimination and societal bias from the training data. This phenomenon hinders their…

Machine Learning · Computer Science 2021-12-30 Tianxiang Zhao , Enyan Dai , Kai Shu , Suhang Wang

The problem of algorithmic bias in machine learning has gained a lot of attention in recent years due to its concrete and potentially hazardous implications in society. In much the same manner, biases can also alter modern industrial and…

Machine Learning · Computer Science 2022-10-11 Laurent Risser , Agustin Picard , Lucas Hervier , Jean-Michel Loubes

Machine learning systems are increasingly being used to make impactful decisions such as loan applications and criminal justice risk assessments, and as such, ensuring fairness of these systems is critical. This is often challenging as the…

Machine Learning · Computer Science 2020-12-18 YooJung Choi , Meihua Dang , Guy Van den Broeck
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