Related papers: Debiasing Credit Scoring using Evolutionary Algori…
From massive face-recognition-based surveillance and machine-learning-based decision systems predicting crime recidivism rates, to the move towards automated health diagnostic systems, artificial intelligence (AI) is being used in scenarios…
Credit is an essential component of financial wellbeing in America, and unequal access to it is a large factor in the economic disparities between demographic groups that exist today. Today, machine learning algorithms, sometimes trained on…
Recommender systems rely on user behavior data like ratings and clicks to build personalization model. However, the collected data is observational rather than experimental, causing various biases in the data which significantly affect the…
Traditional approaches to learning fair machine learning models often require rebuilding models from scratch, typically without considering potentially existing models. In a context where models need to be retrained frequently, this can…
Human biases have been shown to influence the performance of models and algorithms in various fields, including Natural Language Processing. While the study of this phenomenon is garnering focus in recent years, the available resources are…
In recent years, machine learning techniques have been increasingly applied in sensitive decision making processes, raising fairness concerns. Past research has shown that machine learning may reproduce and even exacerbate human bias due to…
This paper describes a generalizable model evaluation method that can be adapted to evaluate AI/ML models across multiple criteria including core scientific principles and more practical outcomes. Emerging from prediction competitions in…
The increasing application of machine learning techniques in everyday decision-making processes has brought concerns about the fairness of algorithmic decision-making. This paper concerns the problem of collider bias which produces spurious…
Artificial Intelligence (AI) systems are not intrinsically neutral and biases trickle in any type of technological tool. In particular when dealing with people, the impact of AI algorithms' technical errors originating with mislabeled data…
Model fairness is an essential element for Trustworthy AI. While many techniques for model fairness have been proposed, most of them assume that the training and deployment data distributions are identical, which is often not true in…
Scalable oversight protocols aim to empower evaluators to accurately verify AI models more capable than themselves. However, human evaluators are subject to biases that can lead to systematic errors. We conduct two studies examining the…
Software built on top of machine learning algorithms is becoming increasingly prevalent in a variety of fields, including college admissions, healthcare, insurance, and justice. The effectiveness and efficiency of these systems heavily…
If a prediction model identifies vulnerable individuals or groups, the use of that model may become an ethical issue. But can we know that this is what a model does? Machine learning fairness as a field is focused on the just treatment of…
Deep Neural Networks are well known for efficiently fitting training data, yet experiencing poor generalization capabilities whenever some kind of bias dominates over the actual task labels, resulting in models learning "shortcuts". In…
We investigate the fairness concerns of training a machine learning model using data with missing values. Even though there are a number of fairness intervention methods in the literature, most of them require a complete training set as…
The use of artificial intelligence (AI) in healthcare has become a very active research area in the last few years. While significant progress has been made in image classification tasks, only a few AI methods are actually being deployed in…
Credit assessments activities are essential for financial institutions and allow the global economy to grow. Building robust, solid and accurate models that estimate the probability of a default of a company is mandatory for credit…
While data-driven predictive models are a strictly technological construct, they may operate within a social context in which benign engineering choices entail implicit, indirect and unexpected real-life consequences. Fairness of such…
In this work we build a stack of machine learning models aimed at composing a state-of-the-art credit rating and default prediction system, obtaining excellent out-of-sample performances. Our approach is an excursion through the most recent…
Biased datasets are ubiquitous and present a challenge for machine learning. For a number of categories on a dataset that are equally important but some are sparse and others are common, the learning algorithms will favor the ones with more…