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This paper examines two different yet related questions related to explainable AI (XAI) practices. Machine learning (ML) is increasingly important in financial services, such as pre-approval, credit underwriting, investments, and various…

Machine Learning · Computer Science 2022-09-21 Swati Tyagi

Biased human decisions have consequential impacts across various domains, yielding unfair treatment of individuals and resulting in suboptimal outcomes for organizations and society. In recognition of this fact, organizations regularly…

Machine Learning · Computer Science 2024-12-11 Wanxue Dong , Maria De-Arteaga , Maytal Saar-Tsechansky

Naively trained AI models can be heavily biased. This can be particularly problematic when the biases involve legally or morally protected attributes such as ethnic background, age or gender. Existing solutions to this problem come at the…

Computer Vision and Pattern Recognition · Computer Science 2022-10-11 Nicholas Rosa , Tom Drummond , Mehrtash Harandi

Today, AI is increasingly being used in many high-stakes decision-making applications in which fairness is an important concern. Already, there are many examples of AI being biased and making questionable and unfair decisions. The AI…

Artificial Intelligence · Computer Science 2020-02-06 Yunfeng Zhang , Rachel K. E. Bellamy , Kush R. Varshney

Machine learning software is increasingly being used to make decisions that affect people's lives. But sometimes, the core part of this software (the learned model), behaves in a biased manner that gives undue advantages to a specific group…

Software Engineering · Computer Science 2020-10-07 Joymallya Chakraborty , Suvodeep Majumder , Zhe Yu , Tim Menzies

As Machine Learning models continue to be relied upon for making automated decisions, the issue of model bias becomes more and more prevalent. In this paper, we approach training a text classifica-tion model and optimize on bias…

Computation and Language · Computer Science 2019-08-19 Apik Ashod Zorian , Chandra Shekar Bikkanur

Language data and models demonstrate various types of bias, be it ethnic, religious, gender, or socioeconomic. AI/NLP models, when trained on the racially biased dataset, AI/NLP models instigate poor model explainability, influence user…

Computation and Language · Computer Science 2022-11-28 Kinshuk Sengupta , Praveen Ranjan Srivastava

The effectiveness of machine learning in evaluating the creditworthiness of loan applicants has been demonstrated for a long time. However, there is concern that the use of automated decision-making processes may result in unequal treatment…

Machine Learning · Computer Science 2023-06-23 Darie Moldovan

Bias detection and mitigation is an active area of research in machine learning. This work extends previous research done by the authors to provide a rigorous and more complete analysis of the bias found in AI predictive models. Admissions…

Artificial Intelligence · Computer Science 2024-12-04 Kelly Van Busum , Shiaofen Fang

Machine learning models often learn to make predictions that rely on sensitive social attributes like gender and race, which poses significant fairness risks, especially in societal applications, such as hiring, banking, and criminal…

Machine Learning · Computer Science 2023-08-25 Yi Zhang , Jitao Sang , Junyang Wang , Dongmei Jiang , Yaowei Wang

Teaching unbiased decision-making is crucial for addressing biased decision-making in daily life. Although both raising awareness of personal biases and providing guidance on unbiased decision-making are essential, the latter topics remains…

Human-Computer Interaction · Computer Science 2024-04-09 Mingzhe Yang , Hiromi Arai , Naomi Yamashita , Yukino Baba

Rapid development of advanced modelling techniques gives an opportunity to develop tools that are more and more accurate. However as usually, everything comes with a price and in this case, the price to pay is to loose interpretability of a…

Image classifiers often rely overly on peripheral attributes that have a strong correlation with the target class (i.e., dataset bias) when making predictions. Due to the dataset bias, the model correctly classifies data samples including…

Computer Vision and Pattern Recognition · Computer Science 2023-04-17 Jungsoo Lee , Juyoung Lee , Sanghun Jung , Jaegul Choo

If our models are used in new or unexpected cases, do we know if they will make fair predictions? Previously, researchers developed ways to debias a model for a single problem domain. However, this is often not how models are trained and…

Machine Learning · Computer Science 2019-11-18 Candice Schumann , Xuezhi Wang , Alex Beutel , Jilin Chen , Hai Qian , Ed H. Chi

AI models that predict the future behavior of a system (a.k.a. predictive AI models) are central to intelligent decision-making. However, decision-making using predictive AI models often results in suboptimal performance. This is primarily…

Artificial Intelligence · Computer Science 2025-01-13 Akhil S Anand , Shambhuraj Sawant , Dirk Reinhardt , Sebastien Gros

Multiple lines of evidence suggest that predictive models may benefit from algorithmic triage. Under algorithmic triage, a predictive model does not predict all instances but instead defers some of them to human experts. However, the…

Machine Learning · Statistics 2021-11-19 Nastaran Okati , Abir De , Manuel Gomez-Rodriguez

Artificial Intelligence (AI) models are now being utilized in all facets of our lives such as healthcare, education and employment. Since they are used in numerous sensitive environments and make decisions that can be life altering,…

Artificial Intelligence · Computer Science 2024-03-27 Tahsin Alamgir Kheya , Mohamed Reda Bouadjenek , Sunil Aryal

Bias in training datasets must be managed for various groups in classification tasks to ensure parity or equal treatment. With the recent growth in artificial intelligence models and their expanding role in automated decision-making,…

Machine Learning · Computer Science 2023-11-07 Mehdi Yazdani-Jahromi , AmirArsalan Rajabi , Ali Khodabandeh Yalabadi , Aida Tayebi , Ozlem Ozmen Garibay

It is widely recognized that deep neural networks are sensitive to bias in the data. This means that during training these models are likely to learn spurious correlations between data and labels, resulting in limited generalization…

Machine Learning · Computer Science 2024-12-06 Vito Paolo Pastore , Massimiliano Ciranni , Davide Marinelli , Francesca Odone , Vittorio Murino

We propose a criterion for discrimination against a specified sensitive attribute in supervised learning, where the goal is to predict some target based on available features. Assuming data about the predictor, target, and membership in the…

Machine Learning · Computer Science 2016-10-11 Moritz Hardt , Eric Price , Nathan Srebro