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We use machine learning techniques to investigate whether it is possible to replicate the behavior of bank managers who assess the risk of commercial loans made by a large commercial US bank. Even though a typical bank already relies on an…

Econometrics · Economics 2022-02-10 Matthew Harding , Gabriel F. R. Vasconcelos

Artificial intelligence is already being applied in and impacting many important sectors in society, including healthcare, finance, and policing. These applications will increase as AI capabilities continue to progress, which has the…

Computers and Society · Computer Science 2022-06-23 Jess Whittlestone , Sam Clarke

This article outlines our point of view regarding the applicability, state-of-the-art, and potential of quantum computing for problems in finance. We provide an introduction to quantum computing as well as a survey on problem classes in…

The rapid growth and diversity in service offerings and the ensuing complexity of information technology ecosystems present numerous management challenges (both operational and strategic). Instrumentation and measurement technology is, by…

Software Engineering · Computer Science 2012-06-26 Moises Goldszmidt

In recent years, the employment of deep learning methods has led to several significant breakthroughs in artificial intelligence. Different from traditional machine learning models, deep learning-based approaches are able to extract…

Machine Learning · Computer Science 2023-09-19 Matteo Rizzo , Matteo Marcuzzo , Alessandro Zangari , Andrea Gasparetto , Andrea Albarelli

With economic development, the complexity of infrastructure has increased drastically. Similarly, with the shift from fossil fuels to renewable sources of energy, there is a dire need for such systems that not only predict and forecast with…

Artificial Intelligence · Computer Science 2024-12-04 Hallah Shahid Butt , Benjamin Schäfer

Given the complexity of typical data science projects and the associated demand for human expertise, automation has the potential to transform the data science process. Key insights: * Automation in data science aims to facilitate and…

The widespread adoption of Machine Learning systems, especially in more decision-critical applications such as criminal sentencing and bank loans, has led to increased concerns about fairness implications. Algorithms and metrics have been…

Machine Learning · Computer Science 2023-08-15 Usman Gohar , Lu Cheng

Mathematical reasoning is a fundamental aspect of human intelligence and is applicable in various fields, including science, engineering, finance, and everyday life. The development of artificial intelligence (AI) systems capable of solving…

Artificial Intelligence · Computer Science 2023-06-23 Pan Lu , Liang Qiu , Wenhao Yu , Sean Welleck , Kai-Wei Chang

Synthetic data has made tremendous strides in various commercial settings including finance, healthcare, and virtual reality. We present a broad overview of prototypical applications of synthetic data in the financial sector and in…

Corporate insolvency can have a devastating effect on the economy. With an increasing number of companies making expansion overseas to capitalize on foreign resources, a multinational corporate bankruptcy can disrupt the world's financial…

Statistical Finance · Quantitative Finance 2018-02-16 Jacky C. K. Chow

The purpose of this article is to review the achievements made in the last few years towards the understanding of the reasons behind the success and subtleties of neural network-based machine learning. In the tradition of good old applied…

Machine Learning · Computer Science 2020-12-09 Weinan E , Chao Ma , Stephan Wojtowytsch , Lei Wu

Organisations are rapidly adopting artificial intelligence (AI) tools to perform tasks previously undertaken by people. The potential benefits are enormous. Separately, some organisations deploy personnel security measures to mitigate the…

Cryptography and Security · Computer Science 2025-04-08 Paul Martin , Sarah Mercer

Recent development in AI has enabled the expansion of its application to multiple domains. From medical treatment, gaming, manufacturing to daily business processes. A huge amount of money has been poured into AI research due to its…

Other Computer Science · Computer Science 2021-01-12 Burhan Rashid Hussein , Chongomweru Halimu , Muhammad Tariq Siddique

Machine learning has witnessed remarkable breakthroughs in recent years. As machine learning permeates various aspects of daily life, individuals and organizations increasingly interact with these systems, exhibiting a wide range of social…

Machine Learning · Computer Science 2024-08-06 Han Shao

Big data revolutionizes accounting and auditing, offering deep insights but also introducing challenges like data privacy and security. With data from IoT, social media, and transactions, traditional practices are evolving. Professionals…

General Finance · Quantitative Finance 2024-03-13 Yuxiang Sun , Jingyi Li , Mengdie Lu , Zongying Guo

The advent of cardless artificial intelligence (AI) banking heralds a paradigm shift in the financial landscape, offering users unprecedented security and convenience. This paper outlines a comprehensive framework designed to enhance…

Cryptography and Security · Computer Science 2026-05-22 Md Israfeel

Machine learning has enabled significant benefits in diverse fields, but, with a few exceptions, has had limited impact on computer architecture. Recent work, however, has explored broader applicability for design, optimization, and…

Hardware Architecture · Computer Science 2019-09-30 Drew D. Penney , Lizhong Chen

As Generative Artificial Intelligence is adopted across the financial services industry, a significant barrier to adoption and usage is measuring model performance. Historical machine learning metrics can oftentimes fail to generalize to…

After decades of uninterrupted progress and growth, information technology has so evolved that it can be said we are entering the age of autonomous machines, but there exist many roadblocks in the way of making this a reality. In this…

Robotics · Computer Science 2021-06-29 Shaoshan Liu , Jean-Luc Gaudiot
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