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Entrepreneurial small to medium enterprises face significant cybersecurity challenges when developing valuable intellectual property (IP). This paper addresses the critical gap in research on how E-SMEs can protect their IP assets from…

Cryptography and Security · Computer Science 2026-01-05 Sam Pitruzzello , Atif Ahmad , Sean Maynard

Threats targeting cyberspace are becoming more prominent and intelligent day by day. This inherently leads to a dire demand for continuous security validation and testing. Using this paper, we aim to provide a holistic and precise security…

Cryptography and Security · Computer Science 2021-08-17 Hardik Manocha , Akash Srivastava , Chetan Verma , Ratan Gupta , Bhavya Bansal

While there is a plethora of cybersecurity and risk management frameworks for different target audiences and use cases, micro-businesses (MBs) are often overlooked. As the smallest business entities, MBs represent a special case with regard…

Cryptography and Security · Computer Science 2024-11-25 Etkin Getir

Purpose: The new competitive environment characterized by innovation and constant change is forcing a new organizational behavior. This requires a digital transformation of SMEs based on collective performance determinants. SMEs have…

General Economics · Economics 2024-06-05 Jose M Gonzalez-Varona , Adolfo Lopez-Paredes , David Poza , Fernando Acebes

The adoption of data science brings vast benefits to Small and Medium-sized Enterprises (SMEs) including business productivity, economic growth, innovation and jobs creation. Data Science can support SMEs to optimise production processes,…

Computers and Society · Computer Science 2023-05-26 Abdel-Rahman Tawil , Muhidin Mohamed , Xavier Schmoor , Konstantinos Vlachos , Diana Haidar

Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent. However, few credit risk prediction models for…

Machine Learning · Computer Science 2018-05-03 Anahita Namvar , Mohammad Siami , Fethi Rabhi , Mohsen Naderpour

Emerging economies frequently show a large component of their Gross Domestic Product to be dependant on the economic activity of small and medium enterprises. Nevertheless, e-business solutions are more likely designed for large companies.…

General Finance · Quantitative Finance 2018-04-19 Guillermo Rodriguez-Abitia , Susana Vidrio , Claudia Montiel-Sanchez

Recently, there has been a growing interest in network research, especially in these fields of biology, computer science, and sociology. It is natural to address complex financial issues such as the European sovereign debt crisis from the…

Risk Management · Quantitative Finance 2015-06-15 Hongwei Chuang , Hwai-Chung Ho

Corporate credit ratings issued by third-party rating agencies are quantified assessments of a company's creditworthiness. Credit Ratings highly correlate to the likelihood of a company defaulting on its debt obligations. These ratings play…

Machine Learning · Computer Science 2022-07-12 Han Yue , Steve Xia , Hongfu Liu

Companies do not operate in a vacuum. As companies move towards an increasingly specialized production function and their reach is becoming truly global, their aptitude in managing and shaping their inter-organizational network is a…

Risk Management · Quantitative Finance 2016-02-24 Tore Opsahl , William Newton

Cloud computing enables cost-effective on-demand network access to a shared pool of configurable computing resources. The purpose of this paper is to examine and identifying the use of Cloud computing in the critical infrastructure domain…

Emerging Technologies · Computer Science 2026-03-03 Ruwan Nagahawatta , Sachithra Lokuge , Matthew Warren , Scott Salzman

Risk is part of the fabric of every business; surprisingly, there is little work on establishing best practices for systematic, repeatable risk identification, arguably the first step of any risk management process. In this paper, we…

General Finance · Quantitative Finance 2015-10-29 Jochen L. Leidner

Credit Scores are ubiquitous and instrumental for loan providers and regulators. In this paper we showcase how micro-loan credit system can be developed in real setting. We show what challenges arise and discuss solutions. Particularly, we…

Machine Learning · Computer Science 2019-05-13 Nikolay Dubina , Dasom Kang , Alex Suh

The lack of high-quality public cyber incident data limits empirical research and predictive modeling for cyber risk assessment. This challenge persists due to the reluctance of companies to disclose incidents that could damage their…

Risk Management · Quantitative Finance 2026-03-20 Jiayi Guo , Zhiyu Quan , Linfeng Zhang

Identification of cyber threats is one of the essential tasks for security teams. Currently, cyber threats can be identified using knowledge organized into various formats, enumerations, and knowledge bases. This paper studies the current…

Cryptography and Security · Computer Science 2022-06-30 Lukáš Sadlek , Pavel Čeleda , Daniel Tovarňák

Identifying and mitigating safety risks is paramount in a number of industries. In addition to guidelines and best practices, many industries already have safety management systems (SMSs) designed to monitor and reinforce good safety…

Applications · Statistics 2022-05-03 Ashutosh Tewari , Antonio R. Paiva

Modern industrial systems face a growing threat from sophisticated cyberattacks that can cause significant operational disruptions. This work presents a novel methodology for identification of the most critical cyberattacks that may disrupt…

Systems and Control · Electrical Eng. & Systems 2024-05-31 Bruno Paes Leao , Jagannadh Vempati , Siddharth Bhela , Tobias Ahlgrim , Daniel Arnold

Electronic businesses are witnessing enormous growth as more and more people are switching to online platforms. The widespread use of Internet has opened new channels to operate trade for many businesses. Also electronic marketing has…

Computers and Society · Computer Science 2013-03-13 Muneeb Iqbal , Atif Ali Khan , Oumair Naseer

Risk assessment is a major challenge for supply chain managers, as it potentially affects business factors such as service costs, supplier competition and customer expectations. The increasing interconnectivity between organisations has put…

Machine Learning · Statistics 2019-11-27 Alberto Redondo , Alberto Torres-Barrán , David Ríos Insua , Jordi Domingo

Financial potential is an important part of enterprise activities. The technique of the enterprise's financial potential assessment is offered in the paper. It is presented by particular stages, where each stage is related to a certain…

General Finance · Quantitative Finance 2019-12-13 Dmytro Zherlitsyn , Stanislav Levytskyi , Denys Mykhailyk , Victoriia Ogloblina