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Machine Learning (ML) and Artificial Intelligence (AI) are powering the applications we use, the decisions we make, and the decisions made about us. We have seen numerous examples of non-equitable outcomes, from facial recognition…
Rapid expansion of online business has engulfed the GCC region. Such expansion causes competition among business entities, causing the need to identify the factors that the customers use to choose a suitable mobile business application.…
The aim of this study is to demostrate that mobile phone usage data can be used to make predictions and find the best classification method for credit scoring even if the dataset is small (2,503 customers). We use different classification…
Mobile phones play a very important role in our life. Mobile phone sales have been soaring over the last decade due to the growing acceptance of technological innovations, especially by Generations Y and Z. Understanding the change in…
The usage of mobile devices for mobile learning is becoming increasingly popular. There is a new brand of students in the universities now-a-days who are easily connected to technology and innovative mobile devices. We attempt to do an…
The quality of experience with the mobile web remains poor, partially as a result of complex websites and design choices that worsen performance, particularly for users in suboptimal networks or devices. Prior proposed solutions have seen…
With the increase in an average user's dependence on their mobile devices, the reliance on collecting his browsing history from mobile browsers has also increased. This browsing history is highly utilized in the advertising industry for…
Mobile phone-based sports betting has exploded in popularity in many African countries. Commentators worry that low-ability gamblers will not learn from experience, and may rely on debt to gamble. Using data on financial transactions for…
The paper presents the findings of an empirical study of the views of a selection of mobile data service (MDS) supply chain participants about anticipated MDS customer requirements and expectations, and about the MDS environment. Applying…
Phone sharing is pervasive in many low- and middle-income countries, affecting how millions of people interact with technology and each other. Yet there is very little quantitative evidence available on the extent or nature of phone sharing…
In this paper we predict outgoing mobile phone calls using a machine learning approach. We analyze to which extent the activity of mobile phone users is predictable. The premise is that mobile phone users exhibit temporal regularity in…
With rapid technological advancements, mobile learning (m-Learning) offers incredible opportunities, especially in the area of higher education. However, while interest in this area has been significant and several pilot studies have been…
We report a user study of over four months on the non-voice usage of mobile phones by teens from an underserved urban community in the USA where a community-wide, open-access Wi-Fi network exists. We instrumented the phones to record…
The overconsumption of consumers under today's increasingly scarce natural resources has overwhelmed the textile industry in middle-income countries, such as Romania. It is becoming more and more essential to encourage sustainable clothing…
Financial inclusion is a longstanding concern across underdeveloped communities, particularly for women. However, there are limited data-driven measures to first quantitatively identify such concerns and second to inform policies. In this…
Mobile phones pervade our daily lives and play ever expanding roles in many contexts. Their ubiquitousness makes them pivotal in empowering disabled people. However, if no inclusive approaches are provided, it becomes a strong vehicle of…
The Open Aid Malawi initiative has collected an unprecedented database that identifies as much location-specific information as possible for each of over 2500 individual foreign aid donations to Malawi since 2003. Ensuring efficient use and…
The use of ATMs has become fundamental in the banking industry owing to the values transacted using these systems and their 24/7 usage. Although several researchers have studied the role of biometrics in security applications for financial…
When smartphones, applications (a.k.a, apps), and app stores have been widely adopted by the billions, an interesting debate emerges: whether and to what extent do device models influence the behaviors of their users? The answer to this…
The recent proliferation of Electronic Commerce (E-commerce) has been further escalated by multifaceted emerging payment solutions such as cryptocurrencies, mobile, peer-to-peer (P2P) and social media payment platforms. While these…