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As of 2025, Generative Artificial Intelligence (GenAI) has become a central tool for productivity across industries. Beyond text generation, GenAI now plays a critical role in coding, data analysis, and research workflows. As large language…

Artificial Intelligence · Computer Science 2025-05-23 Dominick Kubica , Dylan T. Gordon , Nanami Emura , Derleen Saini , Charlie Goldenberg

As Generative Artificial Intelligence is adopted across the financial services industry, a significant barrier to adoption and usage is measuring model performance. Historical machine learning metrics can oftentimes fail to generalize to…

Machine learning models are being used extensively in many important areas, but there is no guarantee a model will always perform well or as its developers intended. Understanding the correctness of a model is crucial to prevent potential…

Machine Learning · Computer Science 2021-04-13 Huong Ha , Sunil Gupta , Santu Rana , Svetha Venkatesh

Explainable Artificial Intelligence (XAI) is a rising field in AI. It aims to produce a demonstrative factor of trust, which for human subjects is achieved through communicative means, which Machine Learning (ML) algorithms cannot solely…

Machine Learning · Computer Science 2021-03-09 Jamie Andrew Duell

The realization that AI-driven decision-making is indispensable in today's fast-paced and ultra-competitive marketplace has raised interest in industrial machine learning (ML) applications significantly. The current demand for analytics…

Machine Learning · Computer Science 2025-06-03 Marc Schmitt

AI-driven decision-making systems are becoming instrumental in the public sector, with applications spanning areas like criminal justice, social welfare, financial fraud detection, and public health. While these systems offer great…

Machine Learning · Computer Science 2024-10-15 Unai Fischer-Abaigar , Christoph Kern , Noam Barda , Frauke Kreuter

More and more AI services are provided through APIs on cloud where predictive models are hidden behind APIs. To build trust with users and reduce potential application risk, it is important to interpret how such predictive models hidden…

Machine Learning · Computer Science 2020-04-21 Zicun Cong , Lingyang Chu , Lanjun Wang , Xia Hu , Jian Pei

The field of explainable artificial intelligence (XAI) aims to explain how black-box machine learning models work. Much of the work centers around the holy grail of providing post-hoc feature attributions to any model architecture. While…

Machine Learning · Computer Science 2023-11-15 Brian Barr , Noah Fatsi , Leif Hancox-Li , Peter Richter , Daniel Proano , Caleb Mok

This paper is a note on new directions and methodologies for validation and explanation of Machine Learning (ML) models employed for retail credit scoring in finance. Our proposed framework draws motivation from the field of Artificial…

Machine Learning · Statistics 2020-09-01 Masoud Hashemi , Ali Fathi

Prescriptive AI represents a transformative shift in decision-making, offering causal insights and actionable recommendations. Despite its huge potential, enterprise adoption often faces several challenges. The first challenge is caused by…

Artificial intelligence (AI) systems utilizing deep neural networks (DNNs) and machine learning (ML) algorithms are widely used for solving important problems in bioinformatics, biomedical informatics, and precision medicine. However,…

Quantitative Methods · Quantitative Biology 2023-02-24 Md. Rezaul Karim , Tanhim Islam , Oya Beyan , Christoph Lange , Michael Cochez , Dietrich Rebholz-Schuhmann , Stefan Decker

The collection and availability of big data, combined with advances in pre-trained models (e.g. BERT), have revolutionized the predictive performance of natural language processing tasks. This allows corporations to provide machine learning…

Cryptography and Security · Computer Science 2022-11-01 Xuanli He , Chen Chen , Lingjuan Lyu , Qiongkai Xu

Systems for ML inference are widely deployed today, but they typically optimize ML inference workloads using techniques designed for conventional data serving workloads and miss critical opportunities to leverage the statistical nature of…

Databases · Computer Science 2020-03-06 Peter Kraft , Daniel Kang , Deepak Narayanan , Shoumik Palkar , Peter Bailis , Matei Zaharia

Finding Minimal Unsatisfiable Subsets (MUSes) of binary constraints is a common problem in infeasibility analysis of over-constrained systems. However, because of the exponential search space of the problem, enumerating MUSes is extremely…

Artificial Intelligence · Computer Science 2024-02-27 Panagiotis Lymperopoulos , Liping Liu

In the context of sixth-generation (6G) networks, where diverse network slices coexist, the adoption of AI-driven zero-touch management and orchestration (MANO) becomes crucial. However, ensuring the trustworthiness of AI black-boxes in…

Networking and Internet Architecture · Computer Science 2024-09-20 Swastika Roy , Hatim Chergui , Christos Verikoukis

The digitalization of credit scoring has become essential for financial institutions and commercial banks, especially in the era of digital transformation. Machine learning techniques are commonly used to evaluate customers'…

Machine Learning · Computer Science 2026-03-06 Huyen Giang Thi Thu , Thang Viet Doan , Ha-Bang Ban , Tai Le Quy

AI methods have been proven to yield impressive performance on Android malware detection. However, most AI-based methods make predictions of suspicious samples in a black-box manner without transparency on models' inference. The expectation…

Cryptography and Security · Computer Science 2022-11-21 Zhi Lu , Vrizlynn L. L. Thing

Banks utilize credit scoring as an important indicator of financial strength and eligibility for credit. Scoring models aim to assign statistical odds or probabilities for predicting if there is a risk of nonpayment in relation to many…

Risk Management · Quantitative Finance 2023-03-10 Oguz Koc , Omur Ugur , A. Sevtap Kestel

Despite the significant success of deep learning models in computer vision, they often exhibit systematic failures on specific data subsets, known as error slices. Identifying and mitigating these error slices is crucial to enhancing model…

Computer Vision and Pattern Recognition · Computer Science 2025-03-04 Muxi Chen , Chenchen Zhao , Qiang Xu

Continuous Integration (CI) requires efficient regression testing to ensure software quality without significantly delaying its CI builds. This warrants the need for techniques to reduce regression testing time, such as Test Case…

Software Engineering · Computer Science 2024-10-17 Ahmadreza Saboor Yaraghi , Mojtaba Bagherzadeh , Nafiseh Kahani , Lionel Briand