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The increasing integration of Artificial Intelligence (AI) into everyday life makes it essential to explain AI-based decision-making in a way that is understandable to all users, including those with disabilities. Accessible explanations…

Human-Computer Interaction · Computer Science 2025-12-18 Chukwunonso Henry Nwokoye , Maria J. P. Peixoto , Akriti Pandey , Lauren Pardy , Mahadeo Sukhai , Peter R. Lewis

Machine learning and deep learning have become increasingly prevalent in financial prediction and forecasting tasks, offering advantages such as enhanced customer experience, democratising financial services, improving consumer protection,…

General Finance · Quantitative Finance 2023-11-14 Branka Hadji Misheva , Joerg Osterrieder

Nowadays, deep neural networks are being used in many domains because of their high accuracy results. However, they are considered as "black box", means that they are not explainable for humans. On the other hand, in some tasks such as…

Machine Learning · Computer Science 2022-04-08 Niloofar Ranjbar , Reza Safabakhsh

Post-hoc explainability methods aim to clarify predictions of black-box machine learning models. However, it is still largely unclear how well users comprehend the provided explanations and whether these increase the users ability to…

Machine Learning · Computer Science 2023-09-22 Anahid Jalali , Bernhard Haslhofer , Simone Kriglstein , Andreas Rauber

Machine learning (ML) has rapidly advanced in recent years, revolutionizing fields such as finance, medicine, and cybersecurity. In malware detection, ML-based approaches have demonstrated high accuracy; however, their lack of transparency…

Cryptography and Security · Computer Science 2025-04-09 Harikha Manthena , Shaghayegh Shajarian , Jeffrey Kimmell , Mahmoud Abdelsalam , Sajad Khorsandroo , Maanak Gupta

The surge in black-box AI models has prompted the need to explain the internal mechanism and justify their reliability, especially in high-stakes applications, such as healthcare and autonomous driving. Due to the lack of a rigorous…

Artificial Intelligence · Computer Science 2024-03-18 Yongjie Wang , Tong Zhang , Xu Guo , Zhiqi Shen

Artificial intelligence (AI), particularly machine learning and deep learning models, has significantly impacted bioinformatics research by offering powerful tools for analyzing complex biological data. However, the lack of interpretability…

Artificial Intelligence · Computer Science 2023-12-12 Zhongliang Zhou , Mengxuan Hu , Mariah Salcedo , Nathan Gravel , Wayland Yeung , Aarya Venkat , Dongliang Guo , Jielu Zhang , Natarajan Kannan , Sheng Li

Explainable artificial intelligence (XAI) is an important and rapidly expanding research topic. The goal of XAI is to gain trust in a machine learning (ML) model through clear insights into how the model arrives at its predictions. Genetic…

Neural and Evolutionary Computing · Computer Science 2022-03-28 E. M. C. Sijben , T. Alderliesten , P. A. N. Bosman

Predicting default is essential for banks to ensure profitability and financial stability. While modern machine learning methods often outperform traditional regression techniques, their lack of transparency limits their use in regulated…

Machine Learning · Computer Science 2025-09-16 Sagi Schwartz , Qinling Wang , Fang Fang

The past decade has seen significant progress in artificial intelligence (AI), which has resulted in algorithms being adopted for resolving a variety of problems. However, this success has been met by increasing model complexity and…

Machine Learning · Computer Science 2021-11-15 Waddah Saeed , Christian Omlin

The increasing use of Machine Learning (ML) in sensitive domains such as healthcare, finance, and public policy has raised concerns about the transparency of automated decisions. Explainable AI (XAI) addresses this by clarifying how models…

Artificial Intelligence · Computer Science 2026-02-13 Natalia Abarca , Andrés Carvallo , Claudia López Moncada , Felipe Bravo-Marquez

In today's data-driven era, computational systems generate vast amounts of data that drive the digital transformation of industries, where Artificial Intelligence (AI) plays a key role. Currently, the demand for eXplainable AI (XAI) has…

Artificial Intelligence · Computer Science 2025-03-07 Georgios Makridis , Vasileios Koukos , Georgios Fatouros , Dimosthenis Kyriazis

Ensuring transparency in machine learning decisions is critically important, especially in sensitive sectors such as healthcare, finance, and justice. Despite this, some popular explainable algorithms, such as Local Interpretable…

Machine Learning · Computer Science 2025-03-27 Shakiba Rahimiaghdam , Hande Alemdar

We propose a novel eXplainable AI algorithm to compute faithful, easy-to-understand, and complete global decision rules from local explanations for tabular data by combining XAI methods with closed frequent itemset mining. Our method can be…

Machine Learning · Computer Science 2025-04-02 Sebastian Müller , Vanessa Toborek , Tamás Horváth , Christian Bauckhage

There are concerns about the reliability and safety of artificial intelligence (AI) based on sub-symbolic neural networks because its decisions cannot be explained explicitly. This is the black box problem of modern AI. At the same time,…

Artificial Intelligence · Computer Science 2024-05-21 V. L. Kalmykov , L. V. Kalmykov

The diffusion of artificial intelligence (AI) applications in organizations and society has fueled research on explaining AI decisions. The explainable AI (xAI) field is rapidly expanding with numerous ways of extracting information and…

Human-Computer Interaction · Computer Science 2021-01-27 Julie Gerlings , Arisa Shollo , Ioanna Constantiou

Machine learning software is being used in many applications (finance, hiring, admissions, criminal justice) having a huge social impact. But sometimes the behavior of this software is biased and it shows discrimination based on some…

Software Engineering · Computer Science 2020-08-31 Joymallya Chakraborty , Kewen Peng , Tim Menzies

Machine learning (ML) methods can effectively analyse data, recognize patterns in them, and make high-quality predictions. Good predictions usually come along with "black-box" models that are unable to present the detected patterns in a…

Human-Computer Interaction · Computer Science 2022-08-25 Jacqueline Wastensteiner , Tobias M. Weiss , Felix Haag , Konstantin Hopf

This article examines the application of Explainable Artificial Intelligence (XAI) in NLP based fake news detection and compares selected interpretability methods. The work outlines key aspects of disinformation, neural network…

Computation and Language · Computer Science 2026-03-13 Krzysztof Siwek , Daniel Stankowski , Maciej Stodolski