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Related papers: AI in Finance: Challenges, Techniques and Opportun…

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The adoption of artificial intelligence (AI) offers transformative potential for small and medium-sized enterprises (SMEs), particularly in enhancing financial decision-making processes. However, SMEs often face significant barriers to…

Artificial Intelligence · Computer Science 2025-12-05 Manh Chien Vu , Thang Le Dinh , Manh Chien Vu , Tran Duc Le , Thi Lien Huong Nguyen

Globally, artificial intelligence (AI) implementation is growing, holding the capability to fundamentally alter organisational processes and decision making. Simultaneously, this brings a multitude of emergent risks to organisations,…

Computers and Society · Computer Science 2024-04-10 Finlay McGee

The increased adoption of Artificial Intelligence (AI) presents an opportunity to solve many socio-economic and environmental challenges; however, this cannot happen without securing AI-enabled technologies. In recent years, most AI models…

Cryptography and Security · Computer Science 2021-02-10 Ayodeji Oseni , Nour Moustafa , Helge Janicke , Peng Liu , Zahir Tari , Athanasios Vasilakos

Recent progress in artificial intelligence (AI) marks a pivotal moment in human history. It presents the opportunity for machines to learn, adapt, and perform tasks that have the potential to assist people, from everyday activities to their…

General Economics · Economics 2024-02-02 Guy Ben-Ishai , Jeff Dean , James Manyika , Ruth Porat , Hal Varian , Kent Walker

Recently, financial institutes have been dealing with an increase in financial crimes. In this context, financial services firms started to improve their vigilance and use new technologies and approaches to identify and predict financial…

Machine Learning · Computer Science 2021-05-25 Zeinab Rouhollahi

The rapid expansion of records creates significant challenges in management, including retention and disposition, appraisal, and organization. Our study underscores the benefits of integrating artificial intelligence (AI) within the broad…

Digital Libraries · Computer Science 2024-10-15 Gaurav Shinde , Tiana Kirstein , Souvick Ghosh , Patricia C. Franks

Financial technology (FinTech) has been playing an increasingly critical role in driving modern economies, society, technology, and many other areas. Smart FinTech is the new-generation FinTech, largely inspired and empowered by data…

General Finance · Quantitative Finance 2021-07-21 Longbing Cao , Qiang Yang , Philip S. Yu

Technical debt is a well-known challenge in software development, and its negative impact on software quality, maintainability, and performance is widely recognized. In recent years, artificial intelligence (AI) has proven to be a promising…

Software Engineering · Computer Science 2023-06-21 Srinivas Babu Pandi , Samia A. Binta , Savita Kaushal

The burgeoning integration of Artificial Intelligence (AI) into Environmental, Social, and Governance (ESG) initiatives within the financial sector represents a paradigm shift towards more sus-tainable and equitable financial practices.…

Computers and Society · Computer Science 2024-03-12 Jun Xu

The emergence of agentic artificial intelligence (AI) represents a fundamental transformation in financial markets, characterized by autonomous systems capable of reasoning, planning, and adaptive decision-making with minimal human…

Artificial Intelligence (AI) is rapidly changing many areas of society. While this transformation has tremendous potential, there are several challenges as well. Using the history of computing and the world-wide web as a guide, in this…

Artificial Intelligence · Computer Science 2025-05-27 Risto Miikkulainen , Jerry Smith , Babak Hodjat

In this paper we present an analysis of technological and psychological factors of applying artificial intelligence (AI) at the work place. We do so for a number of twelve application cases in the context of a project where AI is integrated…

Human-Computer Interaction · Computer Science 2025-09-04 Stefan Schiffer , Anna Milena Rothermel , Alexander Ferrein , Astrid Rosenthal-von der Pütten

The integration of Artificial Intelligence into sustainable finance represents a transformative paradigm shift in how Environmental, Social, and Governance factors are analyzed, predicted, and incorporated into investment decisions. This…

Computational Engineering, Finance, and Science · Computer Science 2026-05-26 Eduardo C. Garrido-Merchán , Esther Vaquero Lafuente , Elisa Aracil

AI is transforming industries, raising concerns about job displacement and decision making reliability. AI, as a universal approximation function, excels in data driven tasks but struggles with small datasets, subjective probabilities, and…

Computers and Society · Computer Science 2025-03-31 Isabella Loaiza , Roberto Rigobon

The rapid advancements in artificial intelligence (AI) have presented new opportunities for enhancing efficiency and economic competitiveness across various industries, espcially in banking. Machine learning (ML), as a subset of artificial…

Cryptography and Security · Computer Science 2024-12-09 Ana Kovacevic , Sonja D. Radenkovic , Dragana Nikolic

With the rapid growth of technology, especially the widespread application of artificial intelligence (AI) technology, the risk management level of commercial banks is constantly reaching new heights. In the current wave of digitalization,…

Risk Management · Quantitative Finance 2024-04-30 Shuochen Bi , Wenqing Bao

The rapid adoption of artificial intelligence (AI) poses new and poorly understood threats to financial stability. We use a game-theoretic model to analyse the stability impact of AI, finding that it amplifies existing financial system…

General Economics · Economics 2025-07-08 Jon Danielsson , Andreas Uthemann

Since the education sector is associated with highly dynamic business environments which are controlled and maintained by information systems, recent technological advancements and the increasing pace of adopting artificial intelligence…

Computers and Society · Computer Science 2024-10-08 Mieczysław L. Owoc , Agnieszka Sawicka , Paweł Weichbroth

Computational intelligence in finance has been a very popular topic for both academia and financial industry in the last few decades. Numerous studies have been published resulting in various models. Meanwhile, within the Machine Learning…

Statistical Finance · Quantitative Finance 2020-02-17 Ahmet Murat Ozbayoglu , Mehmet Ugur Gudelek , Omer Berat Sezer

Recent advances in large language models (LLMs) have opened new possibilities for artificial intelligence applications in finance. In this paper, we provide a practical survey focused on two key aspects of utilizing LLMs for financial…

General Finance · Quantitative Finance 2024-07-10 Yinheng Li , Shaofei Wang , Han Ding , Hang Chen