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Predicting potential credit default accounts in advance is challenging. Traditional statistical techniques typically cannot handle large amounts of data and the dynamic nature of fraud and humans. To tackle this problem, recent research has…

Machine Learning · Computer Science 2018-07-04 Sheikh Rabiul Islam , William Eberle , Sheikh Khaled Ghafoor

This paper investigates the prospect of developing human-interpretable, explainable artificial intelligence (AI) systems based on active inference and the free energy principle. We first provide a brief overview of active inference, and in…

This chapter is interested in the epistemology of algorithms. As I intend to approach the topic, this is an issue about epistemic justification. Current approaches to justification emphasize the transparency of algorithms, which entails…

Artificial Intelligence · Computer Science 2025-03-03 Juan Manuel Durán

Practitioners and researchers trying to strike a balance between accuracy and transparency center Explainable Artificial Intelligence (XAI) at the junction of finance. This paper offers a thorough overview of the changing scene of XAI…

General Finance · Quantitative Finance 2025-11-12 Md Talha Mohsin , Nabid Bin Nasim

Safety-critical Autonomous Systems require trustworthy and transparent decision-making process to be deployable in the real world. The advancement of Machine Learning introduces high performance but largely through black-box algorithms. We…

Robotics · Computer Science 2022-12-02 Hongrui Zheng , Zirui Zang , Shuo Yang , Rahul Mangharam

Planning in environments with other agents whose future actions are uncertain often requires compromise between safety and performance. Here our goal is to design efficient planning algorithms with guaranteed bounds on the probability of…

Robotics · Computer Science 2021-06-18 Hung-Jui Huang , Kai-Chi Huang , Michal Čáp , Yibiao Zhao , Ying Nian Wu , Chris L. Baker

Broad Explainable Artificial Intelligence moves away from interpreting individual decisions based on a single datum and aims to provide integrated explanations from multiple machine learning algorithms into a coherent explanation of an…

Artificial Intelligence · Computer Science 2021-08-23 Richard Dazeley , Peter Vamplew , Francisco Cruz

Modern computer systems are highly configurable, with the total variability space sometimes larger than the number of atoms in the universe. Understanding and reasoning about the performance behavior of highly configurable systems, over a…

Machine Learning · Computer Science 2022-03-21 Md Shahriar Iqbal , Rahul Krishna , Mohammad Ali Javidian , Baishakhi Ray , Pooyan Jamshidi

The application of computer vision is gradually increasing across various domains. They employ deep learning models with a black-box nature. Without the ability to explain the behavior of neural networks, especially their decision-making…

Computer Vision and Pattern Recognition · Computer Science 2026-05-04 Maryam Sadat Hosseini Azad , Shahriar Baradaran Shokouhi , Amir Abbas Hamidi Imani , Shahin Atakishiyev , Randy Goebel

With the rapid growth of technology, especially the widespread application of artificial intelligence (AI) technology, the risk management level of commercial banks is constantly reaching new heights. In the current wave of digitalization,…

Risk Management · Quantitative Finance 2024-04-30 Shuochen Bi , Wenqing Bao

This paper reports a case study on how explainability requirements were elicited during the development of an AI system for predicting cerebral palsy (CP) risk in infants. Over 18 months, we followed a development team and hospital…

Software Engineering · Computer Science 2026-01-06 Tor Sporsem , Stine Rasdal Finserås , Lars Adde , Inga Strümke

Calibrating blackbox machine learning models to achieve risk control is crucial to ensure reliable decision-making. A rich line of literature has been studying how to calibrate a model so that its predictions satisfy explicit finite-sample…

Machine Learning · Statistics 2025-06-02 Victor Li , Baiting Chen , Yuzhen Mao , Qi Lei , Zhun Deng

In this document I present an approach to answer validation and reranking for question answering (QA) systems. A cased-based reasoning (CBR) system judges answer candidates for questions from annotated answer candidates for earlier…

Artificial Intelligence · Computer Science 2015-03-11 Karl-Heinz Weis

The lack of interpretability and transparency are preventing economists from using advanced tools like neural networks in their empirical research. In this paper, we propose a class of interpretable neural network models that can achieve…

Econometrics · Economics 2020-12-01 Yucheng Yang , Zhong Zheng , Weinan E

State-of-the-art learning algorithms, such as random forests or neural networks, are often qualified as "black-boxes" because of the high number and complexity of operations involved in their prediction mechanism. This lack of…

Machine Learning · Statistics 2020-12-17 Clément Bénard , Gérard Biau , Sébastien da Veiga , Erwan Scornet

Recently, it has been proposed that fruitful synergies may exist between Deep Learning (DL) and Case Based Reasoning (CBR); that there are insights to be gained by applying CBR ideas to problems in DL (what could be called DeepCBR). In this…

Artificial Intelligence · Computer Science 2021-06-15 Mark T Keane , Eoin M Kenny , Mohammed Temraz , Derek Greene , Barry Smyth

The aim of this project is to develop and test advanced analytical methods to improve the prediction accuracy of Credit Risk Models, preserving at the same time the model interpretability. In particular, the project focuses on applying an…

Machine Learning · Computer Science 2021-08-09 Neus Llop Torrent , Giorgio Visani , Enrico Bagli

The integration of artificial intelligence into business processes has significantly enhanced decision-making capabilities across various industries such as finance, healthcare, and retail. However, explaining the decisions made by these AI…

Artificial Intelligence · Computer Science 2024-10-29 Arne Grobrugge , Nidhi Mishra , Johannes Jakubik , Gerhard Satzger

We consider the problem of explaining the predictions of an arbitrary blackbox model $f$: given query access to $f$ and an instance $x$, output a small set of $x$'s features that in conjunction essentially determines $f(x)$. We design an…

Machine Learning · Computer Science 2021-11-03 Guy Blanc , Jane Lange , Li-Yang Tan

Machine learning solutions for pattern classification problems are nowadays widely deployed in society and industry. However, the lack of transparency and accountability of most accurate models often hinders their safe use. Thus, there is a…

Machine Learning · Computer Science 2021-12-24 Gonzalo Nápoles , Yamisleydi Salgueiro , Isel Grau , Maikel Leon Espinosa