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We analyze the household savings problem in a general setting where returns on assets, non-financial income and impatience are all state dependent and fluctuate over time. All three processes can be serially correlated and mutually…

Theoretical Economics · Economics 2020-08-07 Qingyin Ma , John Stachurski , Alexis Akira Toda

In this paper,we study the individual's optimal retirement time and optimal consumption under habitual persistence. Because the individual feels equally satisfied with a lower habitual level and is more reluctant to change the habitual…

Mathematical Finance · Quantitative Finance 2021-04-01 Lin He , Zongxia Liang , Yilun Song , Qi Ye

In daily life, subjects often face a social dilemma in two stages. In Stage 1, they recognize the social dilemma structure of the decision problem at hand (a tension between personal interest and collective interest); in Stage 2, they have…

Populations and Evolution · Quantitative Biology 2016-03-17 Valerio Capraro , Jotte Kuilder

We propose an approach to estimate how individuals' expectations influence their responses to a counterfactual change. The approach relies on average partial effects, which recover counterfactual impacts under conditions that we specify. We…

Econometrics · Economics 2026-05-21 Stephane Bonhomme , Angela Denis

Surprisingly, there has been little research conducted about the cross-country relationship between oil dependence/abundance and income inequality. At the same time, there is some tentative evidence suggesting that oil rich nations tend to…

General Economics · Economics 2024-01-09 Osiris Jorge Parcero , Elissaios Papyrakis

This paper empirically analyzes how individual characteristics are associated with risk aversion, loss aversion, time discounting, and present bias. To this end, we conduct a large-scale demographically representative survey across eight…

General Economics · Economics 2022-05-12 Thomas Meissner , Xavier Gassmann , Corinne Faure , Joachim Schleich

Justification bias, wherein retirees may report poorer health to rationalize their retirement, poses a major concern to the widely-used measure of self-assessed health in retirement studies. This paper introduces a novel method for testing…

General Economics · Economics 2024-03-12 Jiayi Wen , Zixi Ye , Xuan Zhang

We examine the effects of monetary policy on income inequality in Japan using a novel econometric approach that jointly estimates the Gini coefficient based on micro-level grouped data of households and the dynamics of macroeconomic…

Econometrics · Economics 2022-10-04 Martin Feldkircher , Kazuhiko Kakamu

We estimate the dynamic distributional effects of financial shocks in the Euro Area using survey-based microdata on personal incomes. We find that positive financial shocks increase inequality, with heterogeneity across different income…

General Economics · Economics 2025-10-14 Miloš Ciganović , Elena Scola Gagliardi , Massimiliano Tancioni

The idea of intersectionality has become a frequent topic of discussion both in academic sociology, as well as among popular movements for social justice such as Black Lives Matter, intersectional feminism, and LGBT rights.…

Physics and Society · Physics 2021-10-26 Thomas F. Varley , Patrick Kaminski

Depression has been associated with impaired neural processing of reward and punishment. However, to date, little is known regarding the relationship between depression and intertemporal choice for gain and loss. We compared impulsivity and…

We investigate the effects of wariness (defined as individuals' concern for their minimum utility over time) on poverty traps and equilibrium multiplicity in an overlapping generations (OLG) model. We explore conditions under which (i)…

Computational Finance · Quantitative Finance 2025-10-17 Hai Ha Pham , Ngoc-Sang Pham

Detailed knowledge of individual income dynamics is crucial for investigating the existence of the American dream: Are we able to improve our income status during our working life? This key question simply boils down to observing individual…

General Economics · Economics 2022-12-27 Petar Jolakoski , Arnab Pal , Trifce Sandev , Ljupco Kocarev , Ralf Metzler , Viktor Stojkoski

In the recent times of global Covid pandemic, the Federal Reserve has raised the concerns of upsurges in prices. Given the complexity of interaction between inflation and inequality, we examine whether the impact of inflation on inequality…

General Economics · Economics 2022-02-14 Edmond Berisha , Ram Sewak Dubey , Orkideh Gharehgozli

Based on interactions between individuals and others and references to social norms, this study reveals the impact of heterogeneity in time preference on wealth distribution and inequality. We present a novel approach that connects the…

General Economics · Economics 2024-02-15 Takeshi Kato

We study the welfare effects of overreaction to information in the form of diagnostic expectations in markets with asymmetric information, and the effect of a simple intervention in the form of a tax or a subsidy. A large enough level of…

Theoretical Economics · Economics 2024-03-14 Matteo Bizzarri , Daniele d'Arienzo

In the last decade, a large body of literature has been developed to explain the universal features of inequality in terms of income and wealth. By now, it is established that the distributions of income and wealth in various economies show…

General Finance · Quantitative Finance 2016-11-25 Anindya S. Chakrabarti , Bikas K. Chakrabarti

To make informed decisions in natural environments that change over time, humans must update their beliefs as new observations are gathered. Studies exploring human inference as a dynamical process that unfolds in time have focused on…

Neurons and Cognition · Quantitative Biology 2022-03-03 Arthur Prat-Carrabin , Robert C. Wilson , Jonathan D. Cohen , Rava Azeredo da Silveira

Evolution of cooperation is a widely studied problem in biology, social science, economics, and artificial intelligence. Most of the existing approaches that explain cooperation rely on some notion of direct or indirect reciprocity. These…

Computer Science and Game Theory · Computer Science 2014-02-21 Asrar Ahmed , Kamalakar Karlapalem

Economic hardships significantly affect public perception and voting intentions in general elections. The primary focus of my study is to capture the degree of influence that individual economic hardships have on their voting. I utilize the…

General Economics · Economics 2024-08-13 Muhammad Hassan Bin Afzal