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Related papers: Differential Privacy for Credit Risk Model

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User profiling is crucial in providing personalised services, as it relies on analysing user behaviour and preferences to deliver targeted services. This approach enhances user experience and promotes heightened engagement. Nevertheless,…

Cryptography and Security · Computer Science 2025-07-07 Imdad Ullah , Najm Hassan , Tariq Ahamed Ahangar , Zawar Hussain Shah , Mehregan Mahdavi , Andrew Levula

The prevalence of e-commerce has made detailed customers' personal information readily accessible to retailers, and this information has been widely used in pricing decisions. When involving personalized information, how to protect the…

Cryptography and Security · Computer Science 2021-07-27 Xi Chen , David Simchi-Levi , Yining Wang

Differential privacy (DP) is a privacy-preserving paradigm that protects the training data when training deep learning models. Critically, the performance of models is determined by the training hyperparameters, especially those of the…

Machine Learning · Computer Science 2025-03-04 Zhiqi Bu , Ruixuan Liu

Differential privacy is a rigorous mathematical framework for evaluating and protecting data privacy. In most existing studies, there is a vulnerable assumption that records in a dataset are independent when differential privacy is applied.…

Cryptography and Security · Computer Science 2021-01-12 Tao Zhang , Tianqing Zhu , Renping Liu , Wanlei Zhou

The rise of connected personal devices together with privacy concerns call for machine learning algorithms capable of leveraging the data of a large number of agents to learn personalized models under strong privacy requirements. In this…

Machine Learning · Computer Science 2018-02-20 Aurélien Bellet , Rachid Guerraoui , Mahsa Taziki , Marc Tommasi

Differential Privacy (DP) provides an elegant mathematical framework for defining a provable disclosure risk in the presence of arbitrary adversaries; it guarantees that whether an individual is in a database or not, the results of a DP…

Cryptography and Security · Computer Science 2021-08-19 Aleksandra Slavkovic , Roberto Molinari

Despite recent widespread deployment of differential privacy, relatively little is known about what users think of differential privacy. In this work, we seek to explore users' privacy expectations related to differential privacy.…

Computers and Society · Computer Science 2021-10-14 Rachel Cummings , Gabriel Kaptchuk , Elissa M. Redmiles

Deployment of deep learning in different fields and industries is growing day by day due to its performance, which relies on the availability of data and compute. Data is often crowd-sourced and contains sensitive information about its…

Machine Learning · Computer Science 2020-10-06 Tom Farrand , Fatemehsadat Mireshghallah , Sahib Singh , Andrew Trask

With the fast development of Information Technology, a tremendous amount of data have been generated and collected for research and analysis purposes. As an increasing number of users are growing concerned about their personal information,…

Cryptography and Security · Computer Science 2020-08-11 Mengmeng Yang , Lingjuan Lyu , Jun Zhao , Tianqing Zhu , Kwok-Yan Lam

The rise of online social networks, user-gene-rated content, and third-party apps made data sharing an inevitable trend, driven by both user behavior and the commercial value of personal information. As service providers amass vast amounts…

Cryptography and Security · Computer Science 2025-05-27 Shuaishuai Liu , Gergely Biczók

Differential privacy is a notion of privacy that has become very popular in the database community. Roughly, the idea is that a randomized query mechanism provides sufficient privacy protection if the ratio between the probabilities that…

Cryptography and Security · Computer Science 2014-06-18 Mário S. Alvim , Miguel E. Andrés , Konstantinos Chatzikokolakis , Pierpaolo Degano , Catuscia Palamidessi

In recent years, machine learning techniques utilizing large-scale datasets have achieved remarkable performance. Differential privacy, by means of adding noise, provides strong privacy guarantees for such learning algorithms. The cost of…

Cryptography and Security · Computer Science 2021-07-16 Rakshit Naidu , Harshita Diddee , Ajinkya Mulay , Aleti Vardhan , Krithika Ramesh , Ahmed Zamzam

The purpose of this paper is to develop a mathematical analysis theory to solve differential privacy problems. The heart of our approaches is to use analytic tools to characterize the correlations among the outputs of different datasets,…

Cryptography and Security · Computer Science 2018-01-30 Genqiang Wu , Xianyao Xia , Yeping He

In this paper, we apply machine learning to distributed private data owned by multiple data owners, entities with access to non-overlapping training datasets. We use noisy, differentially-private gradients to minimize the fitness cost of…

Cryptography and Security · Computer Science 2019-07-03 Nan Wu , Farhad Farokhi , David Smith , Mohamed Ali Kaafar

This paper introduces a credit risk rating model for credit risk assessment in quantitative finance, aiming to categorize borrowers based on their behavioral data. The model is trained on data from Experian, a widely recognized credit…

Risk Management · Quantitative Finance 2024-01-19 O. Didkovskyi , N. Jean , G. Le Pera , C. Nordio

The massive collection of personal data by personalization systems has rendered the preservation of privacy of individuals more and more difficult. Most of the proposed approaches to preserve privacy in personalization systems usually…

Cryptography and Security · Computer Science 2015-04-28 Mohammad Alaggan , Sébastien Gambs , Anne-Marie Kermarrec

Auditing mechanisms for differential privacy use probabilistic means to empirically estimate the privacy level of an algorithm. For private machine learning, existing auditing mechanisms are tight: the empirical privacy estimate (nearly)…

Differential privacy is a promising framework for addressing the privacy concerns in sharing sensitive datasets for others to analyze. However differential privacy is a highly technical area and current deployments often require experts to…

Human-Computer Interaction · Computer Science 2018-09-13 Jack Murtagh , Kathryn Taylor , George Kellaris , Salil Vadhan

With the increasing applications of language models, it has become crucial to protect these models from leaking private information. Previous work has attempted to tackle this challenge by training RNN-based language models with…

Computation and Language · Computer Science 2022-07-19 Weiyan Shi , Aiqi Cui , Evan Li , Ruoxi Jia , Zhou Yu

We address the problem of learning a machine learning model from training data that originates at multiple data owners while providing formal privacy guarantees regarding the protection of each owner's data. Existing solutions based on…

Cryptography and Security · Computer Science 2025-03-12 Sikha Pentyala , Davis Railsback , Ricardo Maia , Rafael Dowsley , David Melanson , Anderson Nascimento , Martine De Cock
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