Related papers: Identifying and Supporting Financially Vulnerable …
Identity Prove Limited (IDPL) is a long-founded online identity verification software provider of citizens for Banking services. IDPL applies an information governance based on the ISO/IEC 27001:2022 standard of security and within GDPR to…
A common privacy issue in traditional machine learning is that data needs to be disclosed for the training procedures. In situations with highly sensitive data such as healthcare records, accessing this information is challenging and often…
Credit and debit cards, rather than actual money, have become the universal payment means. With these cards, it has become possible to buy expensive items easily without an additional complex authentication procedure being conducted.…
Digital identity seems like a prerequisite for digital democracy: how can we ensure "one person, one vote" online without identifying voters? But digital identity solutions - ID checking, biometrics, self-sovereign identity, and trust…
Recent trend towards cloud computing paradigm, smart devices and 4G wireless technologies has enabled seamless data sharing among users. Cloud computing environment is distributed and untrusted, hence data owners have to encrypt their data…
Remote user verification in Internet-based applications is becoming increasingly important nowadays. A popular scenario for it consists of submitting a picture of the user's Identity Document (ID) to a service platform, authenticating its…
Decentralized Finance (DeFi) offers a whole new investment experience and has quickly emerged as an enticing alternative to Centralized Finance (CeFi). Rapidly growing market size and active users, however, have also made DeFi a lucrative…
Device fingerprinting is a widely used technique that allows a third party to identify a particular device. Applications of device fingerprinting include authentication, attacker identification, or software license binding. Device…
With the natural evolution of the web, the need for decentralization has rendered the current centralized education system out of date. The student does not "own" their credentials, as the only way their accomplishments are directly linked…
Virtual Reality (VR) is an exciting new consumer technology which offers an immersive audio-visual experience to users through which they can navigate and interact with a digitally represented 3D space (i.e., a virtual world) using a…
Most privacy regulations function as a passive defensive shield that users must wield themselves. Users are incessantly asked to "opt-in" or "opt-out" of data collection, forced to make defensive decisions whose consequences are…
Recommender systems are essential for personalizing digital experiences on e-commerce sites, streaming services, and social media platforms. While these systems are necessary for modern digital interactions, they face fairness, bias,…
Credit card is one of the most extensive methods of instalment for both online and offline mode of payment for electronic transactions in recent times. credit cards invention has provided significant ease in electronic transactions.…
Federated Learning enables a population of clients, working with a trusted server, to collaboratively learn a shared machine learning model while keeping each client's data within its own local systems. This reduces the risk of exposing…
Fake images in selfie banking are increasingly becoming a threat. Previously, it was just Photoshop, but now deep learning technologies enable us to create highly realistic fake identities, which fraudsters exploit to bypass biometric…
This article presents the potential use of the Self-Sovereign Identities (SSI), combining with Distributed Ledger Technologies (DLT), to improve the privacy and control of health data. The paper presents the SSI technology, lists the…
Decentralized Finance (DeFi) is a new paradigm in the creation, distribution, and utilization of financial services via the integration of blockchain technology. Our research conducts a comprehensive introduction and meticulous…
Decentralized Identifiers (DIDs) are increasingly deployed on distributed ledgers, yet systematic cross-platform evidence on their operational behavior remains limited. We present an empirical benchmarking study of three prominent…
Most current self-sovereign identity systems may be categorized as strictly objective, consisting of cryptographically signed statements issued by trusted third party attestors. This failure to provide an input for subjectivity accounts for…
Many software systems, such as online social networks enable users to share information about themselves. While the action of sharing is simple, it requires an elaborate thought process on privacy: what to share, with whom to share, and for…