Related papers: Identifying and Supporting Financially Vulnerable …
With the growth of digital financial systems, robust security and privacy have become a concern for financial institutions. Even though traditional machine learning models have shown to be effective in fraud detections, they often…
In recent years, financial fraud detection systems have become very efficient at detecting fraud, which is a major threat faced by e-commerce platforms. Such systems often include machine learning-based algorithms aimed at detecting and…
In the current global situation-burdened by, among others, a vast number of people without formal identification, digital leap, the need for health passports and contact tracking applications-providing private and secure digital identity…
Several years of academic and industrial research efforts have converged to a common understanding on fundamental security building blocks for the upcoming Vehicular Communication (VC) systems. There is a growing consensus towards deploying…
Identifying user's identity is a key problem in many data mining applications, such as product recommendation, customized content delivery and criminal identification. Given a set of accounts from the same or different social network…
Digital identity is shifting from service- and network-centric approaches toward user-centric ones that promise users increased control over their data. Despite their decentralised design, such approaches often reintroduce centralised…
Financial inclusion ensures that individuals have access to financial products and services that meet their needs. As a key contributing factor to economic growth and investment opportunity, financial inclusion increases consumer spending…
Accessing data collected by federal statistical agencies is essential for public policy research and improving evidence-based decision making, such as evaluating the effectiveness of social programs, understanding demographic shifts, or…
Verifiable credentials are a digital analogue of physical credentials. Their authenticity and integrity are protected by means of cryptographic techniques, and they can be presented to verifiers to reveal attributes or even predicates about…
Decentralized applications (dApps) in Decentralized Finance (DeFi) face a fundamental tension between regulatory compliance requirements like Know Your Customer (KYC) and maintaining decentralization and privacy. Existing permissioned DeFi…
Users increasingly rely on identity providers for accessing online services and resources. However, centralized identity systems often compromise user privacy due to online activity tracking or data breaches. At the same time, many online…
Self Sovereign Identity (SSI) is an emerging identity system that facilitates secure credential issuance and verification without placing trust in any centralised authority. To bypass central trust, most SSI implementations place blockchain…
Identity federations operating in a business or consumer context need to prevent the collection of user data across trust service providers for legal and business case reasons. Legal reasons are given by data protection legislation. Other…
Managing and exchanging sensitive information securely is a paramount concern for the scientific and cybersecurity community. The increasing reliance on computing workflows and digital data transactions requires ensuring that sensitive…
As a mathematically rigorous framework that has amassed a rich theoretical literature, differential privacy is considered by many experts to be the gold standard for privacy-preserving data analysis. Others argue that while differential…
National digital identity verification systems have played a critical role in the effective distribution of goods and services, particularly, in developing countries. Due to the cost involved in deploying and maintaining such systems,…
The popularity of the Internet of Things (IoT) has driven its usage in our homes and industries over the past 10-12 years. However, there have been some major issues related to identity management and ownership transfer involving IoT…
The sharing of data and digital assets in a decentralized settling is associated with various legislative challenges, including, but not limited to, the need to adhere to legal requirements with respect to privacy (e.g. data protection…
Self-Sovereign Digital Identity (SSDI) enables individuals to control their own identity assertions and data, rather than relying on centralized or federated systems prone to large-scale data breaches. By eliminating centralized databases…
With the increase of credit card usage, the volume of credit card misuse also has significantly increased. As a result, financial organizations are working hard on developing and deploying credit card fraud detection methods, in order to…