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Criminals are using every means available to launder the profits from their illegal activities into ostensibly legitimate assets. Meanwhile, most commercial anti-money laundering systems are still rule-based, which cannot adapt to the…

Social and Information Networks · Computer Science 2025-01-17 Xurui Li , Xiang Cao , Xuetao Qiu , Jintao Zhao , Jianbin Zheng

Cybercriminals are rapidly developing new malicious tools that leverage artificial intelligence (AI) to enable new classes of adaptive and stealthy attacks. New defensive methods need to be developed to counter these threats. Some…

Cryptography and Security · Computer Science 2021-04-21 Neil Dhir , Henrique Hoeltgebaum , Niall Adams , Mark Briers , Anthony Burke , Paul Jones

We increasingly live in a world where there is a balance between the rights to privacy and the requirements for consent, and the rights of society to protect itself. Within this world, there is an ever-increasing requirement to protect the…

Computers and Society · Computer Science 2019-07-30 Simon Dyson , William J Buchanan , Liam Bell

For different factors/reasons, ranging from inherent characteristics and features providing decentralization, enhanced privacy, ease of transactions, etc., to implied external hardships in enforcing regulations, contradictions in data…

Cryptography and Security · Computer Science 2025-01-03 Dinesh Srivasthav P , Manoj Apte

Artificial intelligence (AI) is transforming financial planning by expanding access, lowering costs, and enabling dynamic, data-driven advice. Yet without clear safeguards, digital platforms risk reproducing longstanding market…

General Economics · Economics 2025-09-15 Runhuan Feng , Hong Li , Ming Liu

The burgeoning integration of Artificial Intelligence (AI) into Environmental, Social, and Governance (ESG) initiatives within the financial sector represents a paradigm shift towards more sus-tainable and equitable financial practices.…

Computers and Society · Computer Science 2024-03-12 Jun Xu

In many applications of forensic image analysis, state-of-the-art results are nowadays achieved with machine learning methods. However, concerns about their reliability and opaqueness raise the question whether such methods can be used in…

Computer Vision and Pattern Recognition · Computer Science 2022-03-02 Benedikt Lorch , Nicole Scheler , Christian Riess

The number of cyber attacks has increased tremendously in the last few years. This resulted into both human and financial losses at the individual and organization levels. Recently, cyber-criminals are leveraging new skills and capabilities…

Cryptography and Security · Computer Science 2021-04-01 Jean-Paul A. Yaacoub , Hassan N. Noura , Ola Salman , Ali Chehab

Explainable artificial intelligence (xAI) is seen as a solution to making AI systems less of a black box. It is essential to ensure transparency, fairness, and accountability, which are especially paramount in the financial sector. The aim…

Artificial Intelligence · Computer Science 2021-11-08 Ouren Kuiper , Martin van den Berg , Joost van der Burgt , Stefan Leijnen

The use of credit cards has become quite common these days as digital banking has become the norm. With this increase, fraud in credit cards also has a huge problem and loss to the banks and customers alike. Normal fraud detection systems,…

Machine Learning · Computer Science 2022-06-28 Bushra Yousuf , Rejwan Bin Sulaiman , Musarrat Saberin Nipun

Money laundering has become one of the most relevant criminal activities in modern societies, as it causes massive financial losses for governments, banks and other institutions. Detecting such activities is among the top priorities when it…

The rise of Web3 and Decentralized Finance (DeFi) has enabled borderless access to financial services empowered by smart contracts and blockchain technology. However, the ecosystem's trustless, permissionless, and borderless nature presents…

Cryptography and Security · Computer Science 2025-09-29 Hesam Sarkhosh , Uzma Maroof , Diogo Barradas

This chapter explores the convergence of two major developments: the rise of environmental, social, and governance (ESG) investing and the exponential growth of artificial intelligence (AI) technology. The increased demand for diverse ESG…

Artificial Intelligence · Computer Science 2025-05-20 Georgios Pavlidis

In the light of modern technological advances, Artificial Intelligence (AI) is relied upon to enhance performance, increase efficiency, and maximize gains. For Law Enforcement Agencies (LEAs), it can prove valuable in optimizing evidence…

Computers and Society · Computer Science 2023-06-06 Yasmine Ezzeddine , Petra Saskia Bayerl , Helen Gibson

Detecting anomalies has become increasingly critical to the financial service industry. Anomalous events are often indicative of illegal activities such as fraud, identity theft, network intrusion, account takeover, and money laundering.…

Machine Learning · Computer Science 2021-01-06 Hongda Shen , Eren Kursun

The extensive use of the internet is continuously drifting businesses to incorporate their services in the online environment. One of the first spectrums to embrace this evolution was the banking sector. In fact, the first known online…

Machine Learning · Computer Science 2020-09-15 Arianit Mehana , Krenare Pireva Nuci

The development of artificial intelligence has significantly transformed people's lives. However, it has also posed a significant threat to privacy and security, with numerous instances of personal information being exposed online and…

Cryptography and Security · Computer Science 2024-02-28 Le Yang , Miao Tian , Duan Xin , Qishuo Cheng , Jiajian Zheng

The success of OpenAI's ChatGPT in 2023 has spurred financial enterprises into exploring Generative AI applications to reduce costs or drive revenue within different lines of businesses in the Financial Industry. While these applications…

Risk Management · Quantitative Finance 2025-03-21 Anwesha Bhattacharyya , Ye Yu , Hanyu Yang , Rahul Singh , Tarun Joshi , Jie Chen , Kiran Yalavarthy

Detection of a Fraud transaction on credit cards became one of the major problems for financial institutions, organizations and companies. As the global financial system is highly connected to non-cash transactions and online operations…

Machine Learning · Computer Science 2022-05-31 Dinara Rzayeva , Saber Malekzadeh

With the continuous development of artificial intelligence technology, using machine learning technology to predict market trends may no longer be out of reach. In recent years, artificial intelligence has become a research hotspot in the…

Portfolio Management · Quantitative Finance 2024-04-30 Shuochen Bi , Wenqing Bao , Jue Xiao , Jiangshan Wang , Tingting Deng