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Related papers: Enabling Machine Learning Algorithms for Credit Sc…

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Generative AI technologies have demonstrated significant potential across diverse applications. This study provides a comparative analysis of credit score modeling techniques, contrasting traditional approaches with those leveraging…

Machine Learning · Computer Science 2025-06-10 Nicola Lavecchia , Sid Fadanelli , Federico Ricciuti , Gennaro Aloe , Enrico Bagli , Pietro Giuffrida , Daniele Vergari

The field of 'explainable' artificial intelligence (XAI) has produced highly cited methods that seek to make the decisions of complex machine learning (ML) methods 'understandable' to humans, for example by attributing 'importance' scores…

Machine Learning · Computer Science 2023-12-08 Benedict Clark , Rick Wilming , Stefan Haufe

Both humans and machine learning models learn from experience, particularly in safety- and reliability-critical domains. While psychology seeks to understand human cognition, the field of Explainable AI (XAI) develops methods to interpret…

Human-Computer Interaction · Computer Science 2025-11-25 Roussel Rahman , Aashwin Ananda Mishra , Wan-Lin Hu

A longstanding challenge surrounding deep learning algorithms is unpacking and understanding how they make their decisions. Explainable Artificial Intelligence (XAI) offers methods to provide explanations of internal functions of algorithms…

Artificial Intelligence · Computer Science 2022-08-16 Amin Nayebi , Sindhu Tipirneni , Brandon Foreman , Chandan K. Reddy , Vignesh Subbian

Explainable Artificial Intelligence (XAI) is increasingly rec ognized as essential for deploying machine learning systems in safety critical environments. In Automatic Target Recognition (ATR), where models operate on image, video, radar,…

Artificial Intelligence · Computer Science 2026-05-08 Vanessa Buhrmester , David Muench , Dimitri Bulatov , Michael Arens

Indecipherable black boxes are common in machine learning (ML), but applications increasingly require explainable artificial intelligence (XAI). The core of XAI is to establish transparent and interpretable data-driven algorithms. This work…

Optimization and Control · Mathematics 2023-06-13 Howard Heaton , Samy Wu Fung

Explainable AI (XAI) and interpretable machine learning methods help to build trust in model predictions and derived insights, yet also present a perverse incentive for analysts to manipulate XAI metrics to support pre-specified…

Machine Learning · Computer Science 2025-07-16 Rahul Sharma , Sergey Redyuk , Sumantrak Mukherjee , Andrea Šipka , Eyke Hüllermeier , Sebastian Vollmer , David Selby

Predictive modeling in healthcare continues to be an active actuarial research topic as more insurance companies aim to maximize the potential of Machine Learning approaches to increase their productivity and efficiency. In this paper, the…

Machine Learning · Computer Science 2023-11-27 Ugochukwu Orji , Elochukwu Ukwandu

As Artificial Intelligence (AI) becomes increasingly embedded in financial decision-making, the opacity of complex models presents significant challenges for professionals and regulators. While the field of Explainable AI (XAI) attempts to…

Human-Computer Interaction · Computer Science 2026-02-03 Patricia Marcella Evite , Ekaterina Svetlova , Doina Bucur

Machine learning plays an essential role in preventing financial losses in the banking industry. Perhaps the most pertinent prediction task that can result in billions of dollars in losses each year is the assessment of credit risk (i.e.,…

Risk Management · Quantitative Finance 2021-01-01 Jillian M. Clements , Di Xu , Nooshin Yousefi , Dmitry Efimov

The integration of artificial intelligence (AI) into medicine is remarkable, offering advanced diagnostic and therapeutic possibilities. However, the inherent opacity of complex AI models presents significant challenges to their clinical…

Computer Vision and Pattern Recognition · Computer Science 2025-09-23 Binbin Wen , Yihang Wu , Tareef Daqqaq , Ahmad Chaddad

Strategies based on Explainable Artificial Intelligence (XAI) have promoted better human interpretability of the results of black box models. This opens up the possibility of questioning whether explanations created by XAI methods meet…

Machine Learning · Computer Science 2024-07-08 José Ribeiro , Níkolas Carneiro , Ronnie Alves

Explainable Artificial Intelligence (XAI) methods are intended to help human users better understand the decision making of an AI agent. However, many modern XAI approaches are unintuitive to end users, particularly those without prior AI…

Machine Learning · Computer Science 2022-09-09 Faraz Khadivpour , Arghasree Banerjee , Matthew Guzdial

The explainability of black-box machine learning algorithms, commonly known as Explainable Artificial Intelligence (XAI), has become crucial for financial and other regulated industrial applications due to regulatory requirements and the…

Machine Learning · Computer Science 2024-08-14 Gregory Yampolsky , Dhruv Desai , Mingshu Li , Stefano Pasquali , Dhagash Mehta

Strategies based on Explainable Artificial Intelligence - XAI have emerged in computing to promote a better understanding of predictions made by black box models. Most XAI measures used today explain these types of models, generating…

Machine Learning · Computer Science 2021-11-18 José Ribeiro , Raíssa Silva , Lucas Cardoso , Ronnie Alves

Explainable Artificial Intelligence (XAI) has become a widely discussed topic, the related technologies facilitate better understanding of conventional black-box models like Random Forest, Neural Networks and etc. However, domain-specific…

Machine Learning · Computer Science 2024-07-04 Pap M. Corea , Yongxin Liu , Jian Wang , Shuteng Niu , Houbing Song

The success of artificial intelligence (AI), and deep learning models in particular, has led to their widespread adoption across various industries due to their ability to process huge amounts of data and learn complex patterns. However,…

Artificial Intelligence · Computer Science 2023-09-22 Wei Jie Yeo , Wihan van der Heever , Rui Mao , Erik Cambria , Ranjan Satapathy , Gianmarco Mengaldo

Explainable AI (XAI) holds significant promise for enhancing the transparency and trustworthiness of AI-driven threat detection in Security Operations Centers (SOCs). However, identifying the appropriate level and format of explanation,…

Cryptography and Security · Computer Science 2025-07-22 Nidhi Rastogi , Shirid Pant , Devang Dhanuka , Amulya Saxena , Pranjal Mairal

The rising use of Artificial Intelligence (AI) in human detection on Edge camera systems has led to accurate but complex models, challenging to interpret and debug. Our research presents a diagnostic method using Explainable AI (XAI) for…

Computer Vision and Pattern Recognition · Computer Science 2024-01-19 Truong Thanh Hung Nguyen , Vo Thanh Khang Nguyen , Quoc Hung Cao , Van Binh Truong , Quoc Khanh Nguyen , Hung Cao

Tree-based and rule-based machine learning models play pivotal roles in explainable artificial intelligence (XAI) due to their unique ability to provide explanations in the form of tree or rule sets that are easily understandable and…

Artificial Intelligence · Computer Science 2025-02-06 Marija Kopanja , Miloš Savić , Luca Longo
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