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The rise of algorithmic decision-making has spawned much research on fair machine learning (ML). Financial institutions use ML for building risk scorecards that support a range of credit-related decisions. Yet, the literature on fair ML in…

Machine Learning · Statistics 2022-06-20 Nikita Kozodoi , Johannes Jacob , Stefan Lessmann

Numerous Machine Learning (ML) bias-related failures in recent years have led to scrutiny of how companies incorporate aspects of transparency and accountability in their ML lifecycles. Companies have a responsibility to monitor ML…

Computers and Society · Computer Science 2021-02-16 Emily Dodwell , Cheryl Flynn , Balachander Krishnamurthy , Subhabrata Majumdar , Ritwik Mitra

The digitalization of credit scoring has become essential for financial institutions and commercial banks, especially in the era of digital transformation. Machine learning techniques are commonly used to evaluate customers'…

Machine Learning · Computer Science 2026-03-06 Huyen Giang Thi Thu , Thang Viet Doan , Ha-Bang Ban , Tai Le Quy

The potential for machine learning (ML) systems to amplify social inequities and unfairness is receiving increasing popular and academic attention. A surge of recent work has focused on the development of algorithmic tools to assess and…

Human-Computer Interaction · Computer Science 2019-01-09 Kenneth Holstein , Jennifer Wortman Vaughan , Hal Daumé , Miro Dudík , Hanna Wallach

Algorithmic bias mitigation has been one of the most difficult conundrums for the data science community and Machine Learning (ML) experts. Over several years, there have appeared enormous efforts in the field of fairness in ML. Despite the…

Machine learning (ML) algorithms have become integral to decision making in various domains, including healthcare, finance, education, and law enforcement. However, concerns about fairness and bias in these systems pose significant ethical…

Machine Learning · Computer Science 2024-12-18 Ahmed Rashed , Abdelkrim Kallich , Mohamed Eltayeb

Machine learning (ML) algorithms are increasingly deployed to make critical decisions in socioeconomic applications such as finance, criminal justice, and autonomous driving. However, due to their data-driven and pattern-seeking nature, ML…

Software Engineering · Computer Science 2026-01-08 Verya Monjezi , Ashish Kumar , Ashutosh Trivedi , Gang Tan , Saeid Tizpaz-Niari

In a world of daily emerging scientific inquisition and discovery, the prolific launch of machine learning across industries comes to little surprise for those familiar with the potential of ML. Neither so should the congruent expansion of…

Artificial Intelligence · Computer Science 2021-12-13 Brianna Richardson , Juan E. Gilbert

Credit is an essential component of financial wellbeing in America, and unequal access to it is a large factor in the economic disparities between demographic groups that exist today. Today, machine learning algorithms, sometimes trained on…

Machine Learning · Computer Science 2022-10-07 I. Elizabeth Kumar , Keegan E. Hines , John P. Dickerson

As more industries integrate machine learning into socially sensitive decision processes like hiring, loan-approval, and parole-granting, we are at risk of perpetuating historical and contemporary socioeconomic disparities. This is a…

Computers and Society · Computer Science 2017-10-20 Niels Bantilan

Fairness in machine learning (ML) applications is an important practice for developers in research and industry. In ML applications, unfairness is triggered due to bias in the data, curation process, erroneous assumptions, and implicit bias…

Machine Learning · Computer Science 2023-04-10 Anoop Mishra , Deepak Khazanchi

The field of automated machine learning (AutoML) introduces techniques that automate parts of the development of machine learning (ML) systems, accelerating the process and reducing barriers for novices. However, decisions derived from ML…

Machine learning models are becoming pervasive in high-stakes applications. Despite their clear benefits in terms of performance, the models could show discrimination against minority groups and result in fairness issues in a…

Machine Learning · Computer Science 2022-04-12 Mingyang Wan , Daochen Zha , Ninghao Liu , Na Zou

In software engineering, technical debt, signifying the compromise between short-term expediency and long-term maintainability, is being addressed by researchers through various machine learning approaches. This study seeks to provide a…

Software Engineering · Computer Science 2025-11-24 Eric L. Melin , Nasir U. Eisty

Machine learning's widespread adoption in decision-making processes raises concerns about fairness, particularly regarding the treatment of sensitive features and potential discrimination against minorities. The software engineering…

The effectiveness of machine learning in evaluating the creditworthiness of loan applicants has been demonstrated for a long time. However, there is concern that the use of automated decision-making processes may result in unequal treatment…

Machine Learning · Computer Science 2023-06-23 Darie Moldovan

Machine Learning algorithms are ubiquitous in key decision-making contexts such as organizational justice or healthcare, which has spawned a great demand for fairness in these procedures. In this paper we focus on the application of fair ML…

Machine Learning · Statistics 2025-04-01 Arturo Pérez-Peralta , Sandra Benítez-Peña , Rosa E. Lillo

As software systems continue to play a significant role in modern society, ensuring their fairness has become a critical concern in software engineering. Motivated by this scenario, this paper focused on exploring the multifaceted nature of…

Software Engineering · Computer Science 2025-01-10 Ronnie de Souza Santos , Felipe Fronchetti , Savio Freire , Rodrigo Spinola

In consequential real-world applications, machine learning (ML) based systems are expected to provide fair and non-discriminatory decisions on candidates from groups defined by protected attributes such as gender and race. These…

Computers and Society · Computer Science 2017-10-20 Samiulla Shaikh , Harit Vishwakarma , Sameep Mehta , Kush R. Varshney , Karthikeyan Natesan Ramamurthy , Dennis Wei

Machine learning (ML) has become a critical tool in public health, offering the potential to improve population health, diagnosis, treatment selection, and health system efficiency. However, biases in data and model design can result in…

Machine Learning · Computer Science 2023-04-12 Shaina Raza
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