English
Related papers

Related papers: Fairness in Credit Scoring: Assessment, Implementa…

200 papers

There has been an increasing interest in enhancing the fairness of machine learning (ML). Despite the growing number of fairness-improving methods, we lack a systematic understanding of the trade-offs among factors considered in the ML…

Machine Learning · Computer Science 2023-10-04 Zhenlan Ji , Pingchuan Ma , Shuai Wang , Yanhui Li

Employing Large Language Models (LLM) in various downstream applications such as classification is crucial, especially for smaller companies lacking the expertise and resources required for fine-tuning a model. Fairness in LLMs helps ensure…

Computation and Language · Computer Science 2024-02-29 Garima Chhikara , Anurag Sharma , Kripabandhu Ghosh , Abhijnan Chakraborty

Algorithmic fairness is receiving significant attention in the academic and broader literature due to the increasing use of predictive algorithms, including those based on artificial intelligence. One benefit of this trend is that algorithm…

Computers and Society · Computer Science 2020-01-28 Pratyush Garg , John Villasenor , Virginia Foggo

Scoring systems, as a type of predictive model, have significant advantages in interpretability and transparency and facilitate quick decision-making. As such, scoring systems have been extensively used in a wide variety of industries such…

Machine Learning · Computer Science 2022-11-23 Yi Yang , Ying Wu , Mei Li , Xiangyu Chang , Yong Tan

Machine learning algorithms are extensively used to make increasingly more consequential decisions about people, so achieving optimal predictive performance can no longer be the only focus. A particularly important consideration is fairness…

Machine Learning · Computer Science 2020-06-09 Giulio Morina , Viktoriia Oliinyk , Julian Waton , Ines Marusic , Konstantinos Georgatzis

In recent years fairness in machine learning (ML) has emerged as a highly active area of research and development. Most define fairness in simple terms, where fairness means reducing gaps in performance or outcomes between demographic…

Artificial Intelligence · Computer Science 2023-03-14 Brent Mittelstadt , Sandra Wachter , Chris Russell

Machine learning (ML) is increasingly used in high-stakes settings, yet multiplicity - the existence of multiple good models - means that some predictions are essentially arbitrary. ML researchers and philosophers posit that multiplicity…

Computers and Society · Computer Science 2025-01-24 Anna P. Meyer , Yea-Seul Kim , Aws Albarghouthi , Loris D'Antoni

Mitigating algorithmic bias is a critical task in the development and deployment of machine learning models. While several toolkits exist to aid machine learning practitioners in addressing fairness issues, little is known about the…

Human-Computer Interaction · Computer Science 2023-03-02 Zahra Ashktorab , Benjamin Hoover , Mayank Agarwal , Casey Dugan , Werner Geyer , Hao Bang Yang , Mikhail Yurochkin

Machine-learned systems are in widespread use for making decisions about humans, and it is important that they are fair, i.e., not biased against individuals based on sensitive attributes. We present a general framework of runtime…

Machine Learning · Computer Science 2025-07-08 Thomas A. Henzinger , Mahyar Karimi , Konstantin Kueffner , Kaushik Mallik

Machine learning-based (ML) systems are being largely deployed since the last decade in a myriad of scenarios impacting several instances in our daily lives. With this vast sort of applications, aspects of fairness start to rise in the…

Computer Vision and Pattern Recognition · Computer Science 2021-03-31 Tiago de Freitas Pereira , Sébastien Marcel

In this work, we propose an Automated Machine Learning (AutoML) system to search for models not only with good prediction accuracy but also fair. We first investigate the necessity and impact of unfairness mitigation in the AutoML context.…

Machine Learning · Computer Science 2022-11-28 Qingyun Wu , Chi Wang

With the universal adoption of machine learning in healthcare, the potential for the automation of societal biases to further exacerbate health disparities poses a significant risk. We explore algorithmic fairness from the perspective of…

Machine Learning · Computer Science 2024-04-02 Md Rahat Shahriar Zawad , Peter Washington

As machine learning increasingly influences critical domains such as credit underwriting, public policy, and talent acquisition, ensuring compliance with fairness constraints is both a legal and ethical imperative. This paper introduces a…

Machine Learning · Computer Science 2025-04-24 Léandre Eberhard , Nirek Sharma , Filipp Shelobolin , Aalok Ganesh Shanbhag

Recently, there has been a rising awareness that when machine learning (ML) algorithms are used to automate choices, they may treat/affect individuals unfairly, with legal, ethical, or economic consequences. Recommender systems are…

Information Retrieval · Computer Science 2022-04-19 Mohammadmehdi Naghiaei , Hossein A. Rahmani , Yashar Deldjoo

A major requirement for credit scoring models is to provide a maximally accurate risk prediction. Additionally, regulators demand these models to be transparent and auditable. Thus, in credit scoring, very simple predictive models such as…

Machine Learning · Statistics 2020-09-30 Michael Bücker , Gero Szepannek , Alicja Gosiewska , Przemyslaw Biecek

The rapid trend of deploying artificial intelligence (AI) and machine learning (ML) systems in socially consequential domains has raised growing concerns about their trustworthiness, including potential discriminatory behaviours. Research…

Machine Learning · Computer Science 2025-09-22 Yijun Bian , Lei You , Yuya Sasaki , Haruka Maeda , Akira Igarashi

When using machine learning for automated prediction, it is important to account for fairness in the prediction. Fairness in machine learning aims to ensure that biases in the data and model inaccuracies do not lead to discriminatory…

Machine Learning · Computer Science 2024-12-10 Jan Pablo Burgard , João Vitor Pamplona

Machine learning (ML) algorithms play a critical role in decision-making across various domains, such as healthcare, finance, education, and law enforcement. However, concerns about fairness and bias in these systems have raised significant…

Machine Learning · Computer Science 2025-07-25 Ahmed Rashed , Abdelkrim Kallich , Mohamed Eltayeb

Algorithmic decision systems are increasingly used in areas such as hiring, school admission, or loan approval. Typically, these systems rely on labeled data for training a classification model. However, in many scenarios, ground-truth…

Machine Learning · Computer Science 2021-07-19 Jakob Schoeffer , Niklas Kuehl , Isabel Valera

Many technical approaches have been proposed for ensuring that decisions made by machine learning systems are fair, but few of these proposals have been stress-tested in real-world systems. This paper presents an example of one team's…