Related papers: Explainable AI in Credit Risk Management

Given the pressing need for assuring algorithmic transparency, Explainable AI (XAI) has emerged as one of the key areas of AI research. In this paper, we develop a novel Bayesian extension to the LIME framework, one of the most widely used…

In the realm of human activity recognition (HAR), the integration of explainable Artificial Intelligence (XAI) emerges as a critical necessity to elucidate the decision-making processes of complex models, fostering transparency and trust.…

As machine learning models grow more complex and their applications become more high-stakes, tools for explaining model predictions have become increasingly important. This has spurred a flurry of research in model explainability and has…

Explainable Artificial Intelligence (XAI) aims to make machine learning models transparent and trustworthy, yet most current approaches communicate explanations visually or through text. This paper introduces an information theoretic…

The rapid development of artificial intelligence methods contributes to their wide applications for forecasting various financial risks in recent years. This study introduces a novel explainable case-based reasoning (CBR) approach without a…

This article examines the application of Explainable Artificial Intelligence (XAI) in NLP based fake news detection and compares selected interpretability methods. The work outlines key aspects of disinformation, neural network…

Explainable AI (XAI) has revolutionized the field of deep learning by empowering users to have more trust in neural network models. The field of XAI allows users to probe the inner workings of these algorithms to elucidate their…

Artificial intelligence (AI) provides many opportunities to improve private and public life. Discovering patterns and structures in large troves of data in an automated manner is a core component of data science, and currently drives…

Explanation is key to people having confidence in high-stakes AI systems. However, machine-learning-based systems -- which account for almost all current AI -- can't explain because they are usually black boxes. The explainable AI (XAI)…

Established approaches to assuring safety-critical systems and software are difficult to apply to systems employing ML where there is no clear, pre-defined specification against which to assess validity. This problem is exacerbated by the…

We are used to the availability of big data generated in nearly all fields of science as a consequence of technological progress. However, the analysis of such data possess vast challenges. One of these relates to the explainability of…

The intersection of Artificial Intelligence (AI) and neuroscience in Explainable AI (XAI) is pivotal for enhancing transparency and interpretability in complex decision-making processes. This paper explores the evolution of XAI…

Concerns have arisen regarding the unregulated utilization of artificial intelligence (AI) outputs, potentially leading to various societal issues. While humans routinely validate information, manually inspecting the vast volumes of…

As AI-powered systems increasingly mediate consequential decision-making, their explainability is critical for end-users to take informed and accountable actions. Explanations in human-human interactions are socially-situated. AI systems…

Explainable Artificial Intelligence (XAI)has received a great deal of attention recently. Explainability is being presented as a remedy for the distrust of complex and opaque models. Model agnostic methods such as LIME, SHAP, or Break Down…

Explainable Artificial Intelligence (XAI) methods are intended to help human users better understand the decision making of an AI agent. However, many modern XAI approaches are unintuitive to end users, particularly those without prior AI…

As climate change accelerates the frequency and severity of extreme events such as wildfires, the need for accurate, explainable, and actionable forecasting becomes increasingly urgent. While artificial intelligence (AI) models have shown…

Financial forecasting plays an important role in making informed decisions for financial stakeholders, specifically in the stock exchange market. In a traditional setting, investors commonly rely on the equity research department for…

Corporate mergers and acquisitions (M&A) account for billions of dollars of investment globally every year, and offer an interesting and challenging domain for artificial intelligence. However, in these highly sensitive domains, it is…

Explainable AI (XAI) techniques have been widely used to help explain and understand the output of deep learning models in fields such as image classification and Natural Language Processing. Interest in using XAI techniques to explain deep…