Related papers: DNN2LR: Automatic Feature Crossing for Credit Scor…

Click-Through Rate (CTR) prediction is crucial for Recommendation System(RS), aiming to provide personalized recommendation services for users in many aspects such as food delivery, e-commerce and so on. However, traditional RS relies on…

Process anomaly detection is an important application of process mining for identifying deviations from the normal behavior of a process. Neural network-based methods have recently been applied to this task, learning directly from event…

This study proposes a deep learning model based on the combination of convolutional neural network (CNN) and bidirectional long short-term memory network (BiLSTM) for discriminant analysis of financial systemic risk. The model first uses…

The ubiquity of neural networks (NNs) in real-world applications, from healthcare to natural language processing, underscores their immense utility in capturing complex relationships within high-dimensional data. However, NNs come with…

With the ever-growing achievements in Artificial Intelligence (AI) and the recent boosted enthusiasm in Financial Technology (FinTech), applications such as credit scoring have gained substantial academic interest. Credit scoring helps…

Deep neural networks (DNNs) trained with the logistic loss (i.e., the cross entropy loss) have made impressive advancements in various binary classification tasks. However, generalization analysis for binary classification with DNNs and…

For the highly imbalanced credit card fraud detection problem, most existing methods either use data augmentation methods or conventional machine learning models, while neural network-based anomaly detection approaches are lacking.…

Click through rate(CTR) prediction is a core task in advertising systems. The booming e-commerce business in our company, results in a growing number of scenes. Most of them are so-called long-tail scenes, which means that the traffic of a…

Machine learning has recently been widely adopted to address the managerial decision making problems, in which the decision maker needs to be able to interpret the contributions of individual attributes in an explicit form. However, there…

One of the key issues in Deep Neural Networks (DNNs) is the black-box nature of their internal feature extraction process. Targeting vision-related domains, this paper focuses on analysing the feature space of a DNN by proposing a decoder…

A number of recent studies have shown that a Deep Convolutional Neural Network (DCNN) pretrained on a large dataset can be adopted as a universal image description which leads to astounding performance in many visual classification tasks.…

Deep learning models have been criticized for their lack of easy interpretation, which undermines confidence in their use for important applications. Nevertheless, they are consistently utilized in many applications, consequential to…

Accurate prediction of future loan defaults is a critical capability for financial institutions that provide lines of credit. For institutions that issue and manage extensive loan volumes, even a slight improvement in default prediction…

Credit risk modelling is an integral part of the global financial system. While there has been great attention paid to neural network models for credit default prediction, such models often lack the required interpretation mechanisms and…

Nowadays, neural network (NN) and deep learning (DL) techniques are widely adopted in many applications, including recommender systems. Given the sparse and stochastic nature of collaborative filtering (CF) data, recent works have…

State-of-the-art approaches for the semantic labeling of LiDAR point clouds heavily rely on the use of deep Convolutional Neural Networks (CNNs). However, transferring network architectures across different LiDAR sensor types represents a…

Convolutional neural networks (CNNs) are widely used for high-stakes applications like medicine, often surpassing human performance. However, most explanation methods rely on post-hoc attribution, approximating the decision-making process…

Lane detection plays a crucial role in autonomous driving by providing vital data to ensure safe navigation. Modern algorithms rely on anchor-based detectors, which are then followed by a label-assignment process to categorize training…

Deep neural networks (DNNs) demonstrate outstanding performance across most computer vision tasks. Some critical applications, such as autonomous driving or medical imaging, also require investigation into their behavior and the reasons…

We propose a novel deep neural network (DNN) based approximation architecture to learn estimates of measurements. We detail an algorithm that enables training of the DNN. The DNN estimator only uses measurements, if and when they are…