English
Related papers

Related papers: Classification of Imbalanced Credit scoring data s…

200 papers

With rapid technological growth, automatic pronunciation assessment has transitioned toward systems that evaluate pronunciation in various aspects, such as fluency and stress. However, despite the highly imbalanced score labels within each…

Computation and Language · Computer Science 2023-08-30 Heejin Do , Yunsu Kim , Gary Geunbae Lee

In this age of Big Data, machine learning based data mining methods are extensively used to inspect large scale data sets. Deriving applicable predictive modeling from these type of data sets is a challenging obstacle because of their high…

Machine Learning · Computer Science 2015-04-14 Ferhat Özgür Çatak

The complementary information found in different modalities of patient data can aid in more accurate modelling of a patient's disease state and a better understanding of the underlying biological processes of a disease. However, the…

Machine Learning · Computer Science 2025-04-18 Annette Spooner , Mohammad Karimi Moridani , Azadeh Safarchi , Salim Maher , Fatemeh Vafaee , Amany Zekry , Arcot Sowmya

Effective credit risk management is fundamental to financial decision-making, requiring robust models to predict default probabilities and classify financial entities. Traditional machine learning approaches face significant challenges when…

Machine Learning · Computer Science 2026-03-31 Haibo Wang , Jun Huang , Lutfu S. Sua , Figen Balo , Burak Dolar

The credit card has become the most popular payment method for both online and offline transactions. The necessity to create a fraud detection algorithm to precisely identify and stop fraudulent activity arises as a result of both the…

Artificial Intelligence · Computer Science 2023-03-14 AlsharifHasan Mohamad Aburbeian , Huthaifa I. Ashqar

Despite extensive research spanning several decades, class imbalance is still considered a profound difficulty for both machine learning and deep learning models. While data oversampling is the foremost technique to address this issue,…

Machine Learning · Computer Science 2025-02-12 Sukumar Kishanthan , Asela Hevapathige

We investigate the estimation of subgroup treatment effects with observational data. Existing propensity score matching and weighting methods are mostly developed for estimating overall treatment effect. Although the true propensity score…

Methodology · Statistics 2017-07-20 Jing Dong , Junni L Zhang , Fan Li

Accurate prediction of loan defaults is a central challenge in credit risk management, particularly in modern financial datasets characterised by nonlinear relationships, class imbalance, and evolving borrower behaviour. Traditional…

This paper presents the performance of a classifier built using the stackingC algorithm in nine different data sets. Each data set is generated using a sampling technique applied on the original imbalanced data set. Five new sampling…

Machine Learning · Computer Science 2016-01-20 Maureen Lyndel C. Lauron , Jaderick P. Pabico

Classification of imbalanced datasets is a challenging task for standard algorithms. Although many methods exist to address this problem in different ways, generating artificial data for the minority class is a more general approach…

Machine Learning · Computer Science 2017-09-22 Georgios Douzas , Fernando Bacao

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

Machine Learning · Computer Science 2022-08-26 Gayan K. Kulatilleke

While both cost-sensitive learning and online learning have been studied extensively, the effort in simultaneously dealing with these two issues is limited. Aiming at this challenge task, a novel learning framework is proposed in this…

Machine Learning · Computer Science 2013-10-31 Boyu Wang , Joelle Pineau

Class imbalance problems manifest in domains such as financial fraud detection or network intrusion analysis, where the prevalence of one class is much higher than another. Typically, practitioners are more interested in predicting the…

Machine Learning · Statistics 2017-11-16 Peter Xenopoulos

The location fingerprinting method, which typically utilizes supervised learning, has been widely adopted as a viable solution for the indoor positioning problem. Many indoor positioning datasets are imbalanced. Models trained on imbalanced…

Signal Processing · Electrical Eng. & Systems 2021-09-01 Fahad Alhomayani , Mohammad H. Mahoor

This paper presents a review on methods for class-imbalanced learning with the Support Vector Machine (SVM) and its variants. We first explain the structure of SVM and its variants and discuss their inefficiency in learning with…

Machine Learning · Computer Science 2024-07-23 Salim Rezvani , Farhad Pourpanah , Chee Peng Lim , Q. M. Jonathan Wu

A new implementation of an adiabatically-trained ensemble model is derived that shows significant improvements over classical methods. In particular, empirical results of this new algorithm show that it offers not just higher performance,…

Machine Learning · Computer Science 2022-10-17 Salvatore Certo , Andrew Vlasic , Daniel Beaulieu

This study uses stacked generalization, which is a two-step process of combining machine learning methods, called meta or super learners, for improving the performance of algorithms in step one (by minimizing the error rate of each…

Machine Learning · Computer Science 2020-04-07 Kathleen Kerwin , Nathaniel D. Bastian

Class imbalanced problems (CIP) are one of the potential challenges in developing unbiased Machine Learning (ML) models for predictions. CIP occurs when data samples are not equally distributed between the two or multiple classes.…

Machine Learning · Computer Science 2023-05-18 Md Manjurul Ahsan , Shivakumar Raman , Zahed Siddique

In imbalanced multi-class classification problems, the misclassification rate as an error measure may not be a relevant choice. Several methods have been developed where the performance measure retained richer information than the mere…

Machine Learning · Computer Science 2013-11-05 Sokol Koço , Cécile Capponi

The classification of histopathological images is of great value in both cancer diagnosis and pathological studies. However, multiple reasons, such as variations caused by magnification factors and class imbalance, make it a challenging…

Computer Vision and Pattern Recognition · Computer Science 2022-09-01 Yibao Sun , Xingru Huang , Yaqi Wang , Huiyu Zhou , Qianni Zhang