Related papers: Modelling Sovereign Credit Ratings: Evaluating the…
This research delves into Musculoskeletal Disorder (MSD) risk factors, using a blend of Natural Language Processing (NLP) and mode-based ranking. The aim is to refine understanding, classification, and prioritization for focused prevention…
Machine Translation (MT) and automatic MT evaluation have improved dramatically in recent years, enabling numerous novel applications. Automatic evaluation techniques have evolved from producing scalar quality scores to precisely locating…
This study explores the explainability capabilities of large language models (LLMs), when employed to autonomously generate machine learning (ML) solutions. We examine two classification tasks: (i) a binary classification problem focused on…
Although recent Massively Multilingual Language Models (MMLMs) like mBERT and XLMR support around 100 languages, most existing multilingual NLP benchmarks provide evaluation data in only a handful of these languages with little linguistic…
Venezuelan banks have historically made credit card limit adjustment decisions manually through committees. However, since the number of credit card holders in Venezuela is expected to increase in the upcoming months due to economic…
This paper presents a comprehensive study on stock price prediction, leveragingadvanced machine learning (ML) and deep learning (DL) techniques to improve financial forecasting accuracy. The research evaluates the performance of various…
A new algorithm of the analysis of correlation among economy time series is proposed. The algorithm is based on the power law classification scheme (PLCS) followed by the analysis of the network on the percolation threshold (NPT). The…
Credit Scoring is one of the problems banks and financial institutions have to solve on a daily basis. If the state-of-the-art research in Machine and Deep Learning for finance has reached interesting results about Credit Scoring models,…
Machine Learning models are increasingly used for decision making, in particular in high-stakes applications such as credit scoring, medicine or recidivism prediction. However, there are growing concerns about these models with respect to…
Nowadays consumer loan plays an important role in promoting the economic growth, and credit cards are the most popular consumer loan. One of the most essential parts in credit cards is the credit limit management. Traditionally, credit…
Student performance modelling (SPM) is a critical step to assessing and improving students performances in their learning discourse. However, most existing SPM are based on statistical approaches, which on one hand are based on probability,…
Large Language Models (LLMs) show promise for automated grading, but their outputs can be unreliable. Rather than improving grading accuracy directly, we address a complementary problem: \textit{predicting when an LLM grader is likely to be…
The dynamical stability of quadruple-star systems has traditionally been treated as a problem involving two `nested' triples which constitute a quadruple. In this novel study, we employed a machine learning algorithm, the multi-layer…
Multi-Label Recognition (MLR) based on Vision-Language Models (VLMs) aims to leverage their pre-trained knowledge to better adapt complex recognition scenarios, thereby enhancing model robustness. However, for realistic decentralized…
Objective: The purpose of this study is to perform analysis through the low back pain open data set to predict the incidence of non-specific chronic low back pain (NSLBP) to obtain a more accurate and convenient sagittal spinopelvic…
In the dynamic landscape of continuous change, Machine Learning (ML) "nowcasting" models offer a distinct advantage for informed decision-making in both public and private sectors. This study introduces ML-based GDP growth projection models…
Recently, self-supervised metric learning has raised attention for the potential to learn a generic distance function. It overcomes the limitations of conventional supervised one, e.g., scalability and label biases. Despite progress in this…
Using large language models (LLMs) to evaluate text quality has recently gained popularity. Some prior works explore the idea of using LLMs for evaluation, while they differ in some details of the evaluation process. In this paper, we…
In credit markets, screening algorithms aim to discriminate between good-type and bad-type borrowers. However, when doing so, they can also discriminate between individuals sharing a protected attribute (e.g. gender, age, racial origin) and…
Small and Medium-sized Enterprises (SMEs) are known to play a vital role in economic growth, employment, and innovation. However, they tend to face significant challenges in accessing credit due to limited financial histories, collateral…