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Mortgage risk assessment traditionally relies on structured financial data, which is often proprietary, confidential, and costly. In this study, we propose a novel multimodal deep learning framework that uses cost-free, publicly available,…
Conversations abound with uncetainties of various kinds. Treating conversation as inference and decision making under uncertainty, we propose a task independent, multimodal architecture for supporting robust continuous spoken dialog called…
Federated Learning is a privacy-preserving decentralized approach for Machine Learning tasks. In industry deployments characterized by a limited number of entities possessing abundant data, the significance of a participant's role in…
What makes a public talk resonate with large audiences? While prior research has emphasized speaker delivery or topic novelty, we reasoned that a core driver of engagement is linguistic clarity. This aligns with theories of processing…
In decision making a key source of uncertainty is people's perception of information which is influenced by their attitudes toward risk. Both, perception of information and risk attitude, affect the interpretation of information and hence…
Random-feature-based attention (RFA) is an efficient approximation of softmax attention with linear runtime and space complexity. However, the approximation gap between RFA and conventional softmax attention is not well studied. Built upon…
On a periodic basis, publicly traded companies report fundamentals, financial data including revenue, earnings, debt, among others. Quantitative finance research has identified several factors, functions of the reported data that…
Attention mechanisms in biological perception are thought to select subsets of perceptual information for more sophisticated processing which would be prohibitive to perform on all sensory inputs. In computer vision, however, there has been…
There are several web platforms that people use to interact and exchange ideas, such as social networks like Facebook, Twitter, and Google+; Q&A sites like Quora and Yahoo! Answers; and myriad independent fora. However, there is a scarcity…
CLIP is one of the most popular foundation models and is heavily used for many vision-language tasks, yet little is known about its inner workings. As CLIP is increasingly deployed in real-world applications, it is becoming even more…
When searching for new physics effects, collaborations will often wish to publish upper limits and intervals with a lower confidence level than the threshold they would set to claim an excess or a discovery. However, confidence intervals…
It has been shown that financial news leads to the fluctuation of stock prices. However, previous work on news-driven financial market prediction focused only on predicting stock price movement without providing an explanation. In this…
Thinking with Images improves fine-grained VQA for MLLMs by emphasizing visual cues. However, tool-augmented methods depend on the capacity of grounding, which remains unreliable for MLLMs. In parallel, attention-driven methods to crop the…
We propose a method for automatically answering questions about images by bringing together recent advances from natural language processing and computer vision. We combine discrete reasoning with uncertain predictions by a multi-world…
When journalists cover a news story, they can cover the story from multiple angles or perspectives. A news article written about COVID-19 for example, might focus on personal preventative actions such as mask-wearing, while another might…
Large language models are reshaping quantitative investing by turning unstructured financial information into evidence-grounded signals and executable decisions. This survey synthesizes research with a focus on equity return prediction and…
Ensuring trustworthiness in machine learning -- by balancing utility, fairness, and privacy -- remains a critical challenge, particularly in representation learning. In this work, we investigate a family of closely related…
This paper introduces a novel variant of video summarization, namely building a summary that depends on the particular aspect of a video the viewer focuses on. We refer to this as $\textit{viewpoint}$. To infer what the desired…
High-stakes deployment of vision-language models (VLMs) requires selective prediction, where systems abstain when uncertain rather than risk costly errors. We investigate whether confidence-based abstention provides reliable control over…
Large volumes of videos are continuously recorded from cameras deployed for traffic control and surveillance with the goal of answering "after the fact" queries: identify video frames with objects of certain classes (cars, bags) from many…