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Related papers: Deep Learning Methods for Credit Card Fraud Detect…

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Credit card fraud has significant implications at both an individual and societal level, making effective prevention essential. Current methods rely heavily on feature engineering and labeled information, both of which have significant…

Machine Learning · Computer Science 2024-07-18 Kristófer Reynisson , Marco Schreyer , Damian Borth

Correctly dealing with categorical data in a supervised learning context is still a major issue. Furthermore, though some machine learning methods embody builtin methods to deal with categorical features, it is unclear whether they bring…

Machine Learning · Computer Science 2021-12-23 François de la Bourdonnaye , Fabrice Daniel

Currently, the rapid development of computer vision and deep learning has enabled the creation or manipulation of high-fidelity facial images and videos via deep generative approaches. This technology, also known as deepfake, has achieved…

Computer Vision and Pattern Recognition · Computer Science 2024-11-15 Lixia Ma , Puning Yang , Yuting Xu , Ziming Yang , Peipei Li , Huaibo Huang

Using machine learning models to generate synthetic data has become common in many fields. Technology to generate synthetic transactions that can be used to detect fraud is also growing fast. Generally, this synthetic data contains only…

Machine Learning · Computer Science 2023-06-30 Shuo Wang , Terrence Tricco , Xianta Jiang , Charles Robertson , John Hawkin

The credit card has become the most popular payment method for both online and offline transactions. The necessity to create a fraud detection algorithm to precisely identify and stop fraudulent activity arises as a result of both the…

Artificial Intelligence · Computer Science 2023-03-14 AlsharifHasan Mohamad Aburbeian , Huthaifa I. Ashqar

Machine learning plays an essential role in preventing financial losses in the banking industry. Perhaps the most pertinent prediction task that can result in billions of dollars in losses each year is the assessment of credit risk (i.e.,…

Risk Management · Quantitative Finance 2021-01-01 Jillian M. Clements , Di Xu , Nooshin Yousefi , Dmitry Efimov

Deep learning has been successfully applied to solve various complex problems ranging from big data analytics to computer vision and human-level control. Deep learning advances however have also been employed to create software that can…

Computer Vision and Pattern Recognition · Computer Science 2022-08-12 Thanh Thi Nguyen , Quoc Viet Hung Nguyen , Dung Tien Nguyen , Duc Thanh Nguyen , Thien Huynh-The , Saeid Nahavandi , Thanh Tam Nguyen , Quoc-Viet Pham , Cuong M. Nguyen

Credit card has become popular mode of payment for both online and offline purchase, which leads to increasing daily fraud transactions. An Efficient fraud detection methodology is therefore essential to maintain the reliability of the…

Machine Learning · Computer Science 2019-04-25 Xuetong Niu , Li Wang , Xulei Yang

The rise of digital payments has caused consequential changes in the financial crime landscape. As a result, traditional fraud detection approaches such as rule-based systems have largely become ineffective. AI and machine learning…

Cryptography and Security · Computer Science 2021-03-05 E. Kurshan , H. Shen

In recent years, the unprecedented growth in digital payments fueled consequential changes in fraud and financial crimes. In this new landscape, traditional fraud detection approaches such as rule-based engines have largely become…

Machine Learning · Computer Science 2021-03-03 E. Kurshan , H. Shen , H. Yu

Credit card fraud detection (CCFD) is a critical application of Machine Learning (ML) in the financial sector, where accurately identifying fraudulent transactions is essential for mitigating financial losses. ML models have demonstrated…

Cryptography and Security · Computer Science 2025-08-21 Jan Lum Fok , Qingwen Zeng , Shiping Chen , Oscar Fawkes , Huaming Chen

As online fraud becomes more sophisticated and pervasive, traditional fraud detection methods are struggling to keep pace with the evolving tactics employed by fraudsters. This paper explores the transformative role of machine learning in…

Machine Learning · Computer Science 2024-10-29 Md Kamrul Hasan Chy

In the era of the digitally driven economy, where there has been an exponential surge in digital payment systems and other online activities, various forms of fraudulent activities have accompanied the digital growth, out of which credit…

Machine Learning · Computer Science 2025-09-23 Ganesh Khekare , Shivam Sunda , Yash Bothra

Financial forensics has an important role in the field of finance to detect and investigate the occurrence of finance related crimes like money laundering. However, as with other forms of criminal activities, the forensics analysis of such…

Cryptography and Security · Computer Science 2023-03-10 Jonathan Pan

Adversarial attacks pose a significant threat to data-driven systems, and researchers have spent considerable resources studying them. Despite its economic relevance, this trend largely overlooked the issue of credit card fraud detection.…

Machine Learning · Computer Science 2026-03-17 Daniele Lunghi , Yannick Molinghen , Alkis Simitsis , Tom Lenaerts , Gianluca Bontempi

Credit card fraud causes significant financial losses and frequently occurs as fraud attack, defined as short-term sequence of fraudulent transactions associated with high transaction rates and amounts, business areas historically tied to…

Optimization and Control · Mathematics 2025-03-27 Alexander Stotsky

This paper investigates whether hybrid quantum-classical machine learning can deliver practical improvements in financial fraud detection performance for card-based and other payment transactions. Building on a Guided Quantum Compressor…

Quantum Physics · Physics 2026-05-05 Rodrigo Chaves , Kunal Kumar , Bruno Chagas , Rory Linerud , Brannen Sorem , Javier Mancilla , Bryn Bell

Despite the fact that cryptocurrencies themselves have experienced an astonishing rate of adoption over the last decade, cryptocurrency fraud detection is a heavily under-researched problem area. Of all fraudulent activity regarding…

Machine Learning · Computer Science 2022-05-11 Viswanath Chadalapaka , Kyle Chang , Gireesh Mahajan , Anuj Vasil

With the deepening of the digitization degree of financial business, financial fraud presents more complex and hidden characteristics, which poses a severe challenge to the risk prevention and control ability of financial institutions. At…

Computational Engineering, Finance, and Science · Computer Science 2024-05-08 Xinye Sha

Credit card fraud is a major cause of national concern in the Nigerian financial sector, affecting hundreds of transactions per second and impacting international ecommerce negatively. Despite the rapid spread and adoption of online…

Machine Learning · Computer Science 2024-07-15 Jennifer Onyeama