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Money laundering is a financial crime that obscures the origin of illicit funds, necessitating the development and enforcement of anti-money laundering (AML) policies by governments and organizations. The proliferation of mobile payment…

Machine Learning · Computer Science 2025-03-14 Jiani Fan , Lwin Khin Shar , Ruichen Zhang , Ziyao Liu , Wenzhuo Yang , Dusit Niyato , Bomin Mao , Kwok-Yan Lam

The recent decade witnessed a surge of increase in financial crimes across the public and private sectors, with an average cost of scams of $102m to financial institutions in 2022. Developing a mechanism for battling financial crimes is an…

Machine Learning · Computer Science 2023-04-20 Haobo Zhang , Junyuan Hong , Fan Dong , Steve Drew , Liangjie Xue , Jiayu Zhou

E-Commerce offers the banking industry great opportunity, but also creates a set of new risks and vulnerability such as security threats. Information security, therefore, is an essential management and technical requirement for any…

Cryptography and Security · Computer Science 2010-05-25 Raju Barskar , Anjana Jayant Deen , Jyoti Bharti , Gulfishan Firdose Ahmed

With the rapid progress over the past five years, face authentication has become the most pervasive biometric recognition method. Thanks to the high-accuracy recognition performance and user-friendly usage, automatic face recognition (AFR)…

Computer Vision and Pattern Recognition · Computer Science 2022-09-30 Chenqi Kong , Shiqi Wang , Haoliang Li

Financial fraud cases are on the rise even with the current technological advancements. Due to the lack of inter-organization synergy and because of privacy concerns, authentic financial transaction data is rarely available. On the other…

Fraud causes substantial costs and losses for companies and clients in the finance and insurance industries. Examples are fraudulent credit card transactions or fraudulent claims. It has been estimated that roughly $10$ percent of the…

Machine Learning · Computer Science 2019-10-09 I. Fursov , A. Zaytsev , R. Khasyanov , M. Spindler , E. Burnaev

Cryptocurrencies are considered relevant assets and they are currently used as an investment or to carry out transactions. However, specific characteristics commonly associated with the cryptocurrencies such as irreversibility,…

Cryptography and Security · Computer Science 2023-11-30 Hugo Almeida , Pedro Pinto , Ana Fernández Vilas

Digital payment volume has proliferated in recent years with the rapid growth of small businesses and online shops. When processing these digital transactions, recognizing each merchant's real identity (i.e., business type) is vital to…

Machine Learning · Computer Science 2021-09-22 Chin-Chia Michael Yeh , Zhongfang Zhuang , Yan Zheng , Liang Wang , Junpeng Wang , Wei Zhang

Telecom industries lose globally 46.3 Billion USD due to fraud. Data mining and machine learning techniques (apart from rules oriented approach) have been used in past, but efficiency has been low as fraud pattern changes very rapidly. This…

Machine Learning · Computer Science 2023-11-03 Sudarson Roy Pratihar , Subhadip Paul , Pranab Kumar Dash , Amartya Kumar Das

With online payment platforms being ubiquitous and important, fraud transaction detection has become the key for such platforms, to ensure user account safety and platform security. In this work, we present a novel method for detecting…

Machine Learning · Computer Science 2020-03-30 Longfei Li , Ziqi Liu , Chaochao Chen , Ya-Lin Zhang , Jun Zhou , Xiaolong Li

Although credit and debit card data continue to be a prime target for attackers, organizational adherence to the Payment Card Industry Data Security Standard (PCI DSS) remains surprisingly low. Despite prior work showing that PCI DSS can…

Cryptography and Security · Computer Science 2026-02-11 Soonwon Park , John D. Hastings

Phishing is an increasingly sophisticated form of cyberattack that is inflicting huge financial damage to corporations throughout the globe while also jeopardizing individuals' privacy. Attackers are constantly devising new methods of…

Cryptography and Security · Computer Science 2024-03-18 Asif Newaz , Farhan Shahriyar Haq , Nadim Ahmed

Globally, two billion people and more than half of the poorest adults do not use formal financial services. Consequently, there is increased emphasis on developing financial technology that can facilitate access to financial products for…

Social and Information Networks · Computer Science 2020-01-30 María Óskarsdóttir , Cristián Bravo , Carlos Sarraute , Bart Baesens , Jan Vanthienen

In the era of pervasive cyber threats and exponential growth in digital services, the inadequacy of single-factor authentication has become increasingly evident. Multi-Factor Authentication (MFA), which combines knowledge-based factors…

Cryptography and Security · Computer Science 2025-10-08 Abdelilah Ganmati , Karim Afdel , Lahcen Koutti

With challenges and limitations associated with security in the fintech industry, the rise to the need for data protection increases. However, the current existing passwordless and password-based peer to peer transactions in online banking…

Cryptography and Security · Computer Science 2024-08-12 Anisha Ghosh , Aditya Mitra , Sibi Chakkaravarthy Sethuraman , Aswani Kumar Cherukuri

Fraudulent claim detection is one of the greatest challenges the insurance industry faces. Alibaba's return-freight insurance, providing return-shipping postage compensations over product return on the e-commerce platform, receives…

Cryptography and Security · Computer Science 2020-03-02 Chen Liang , Ziqi Liu , Bin Liu , Jun Zhou , Xiaolong Li , Shuang Yang , Yuan Qi

The detection of digital face manipulation in video has attracted extensive attention due to the increased risk to public trust. To counteract the malicious usage of such techniques, deep learning-based deepfake detection methods have been…

Computer Vision and Pattern Recognition · Computer Science 2023-03-31 Yuhang Lu , Touradj Ebrahimi

In recent years, there has been a growing effort to develop effective and efficient algorithms for fake account detection in online social networks. This survey comprehensively reviews existing methods, with a focus on graph-based…

Social and Information Networks · Computer Science 2025-07-10 Ali Safarpoor Dehkordi , Ahad N. Zehmakan

Credit card fraud detection based on machine learning has recently attracted considerable interest from the research community. One of the most important tasks in this area is the ability of classifiers to handle the imbalance in credit…

Neural and Evolutionary Computing · Computer Science 2017-04-13 Van Loi Cao , Nhien-An Le-Khac , Miguel Nicolau , Michael ONeill , James McDermott

Cryptocurrencies are rapidly expanding and becoming vital in digital financial markets. However, the rise in cryptocurrency-related illicit activities has led to significant losses for users. To protect the security of these platforms, it…

Machine Learning · Computer Science 2024-07-19 Zhihao Ding , Jieming Shi , Qing Li , Jiannong Cao