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Pesticides serve as a common tool in agricultural pest control but significantly contribute to the climate crisis. To combat this, Integrated Pest Management (IPM) stands as a climate-smart alternative. Despite its potential, IPM faces low…

We propose a simple framework to measure consumption insurance against income shocks that accounts for higher-order moments of the income distribution. We derive a nonlinear consumption function in which the extent of insurance varies with…

General Economics · Economics 2025-11-13 Anisha Ghosh , Alexandros Theloudis

Insurers underwrite risks: they calculate risks and decide on the insurance price. Insurers seem captivated by two trends enabled by Artificial Intelligence (AI). First, insurers could use AI for analysing more and new types of data to…

Computers and Society · Computer Science 2025-03-19 Marvin S. L. van Bekkum , Frederik Zuiderveen Borgesius , Tom Heskes

Estimation of the covariance matrix of asset returns is crucial to portfolio construction. As suggested by economic theories, the correlation structure among assets differs between emerging markets and developed countries. It is therefore…

Methodology · Statistics 2021-09-28 Xin Chen , Dan Yang , Yan Xu , Yin Xia , Dong Wang , Haipeng Shen

Developing accurate models of crop stress, phenology and productivity is of paramount importance, given the increasing need of food. Earth observation remote sensing data provides a unique source of information to monitor crops in a…

Signal Processing · Electrical Eng. & Systems 2020-12-14 Anna Mateo-Sanchis , Maria Piles , Jordi Muñoz-Marí , Jose E. Adsuara , Adrián Pérez-Suay , Gustau Camps-Valls

Importance: Following a century of increase, life expectancy in the United States has stagnated and begun to decline in recent decades. Using satellite images and street view images prior work has demonstrated associations of the built…

Computer Vision and Pattern Recognition · Computer Science 2020-03-20 Joshua J. Levy , Rebecca M. Lebeaux , Anne G. Hoen , Brock C. Christensen , Louis J. Vaickus , Todd A. MacKenzie

A wide range of approaches have been applied to manage the spread of global pandemic events such as COVID-19, which have met with varying degrees of success. Given the large-scale social and economic impact coupled with the increasing time…

Computers and Society · Computer Science 2020-09-29 Rachit Agarwal , Abhik Banerjee

Maritime surveillance (MS) is crucial for search and rescue operations, fishery monitoring, pollution control, law enforcement, migration monitoring, and national security policies. Since the early days of seafaring, MS has been a critical…

Climate change is expected to increase the likelihood of drought events, with severe implications for food security. Unlike other natural disasters, droughts have a slow onset and depend on various external factors, making drought detection…

Solar irrigation systems are increasingly deployed in rural regions, yet their distributed and remote deployment makes maintenance challenging for farmers. While formal monitoring processes and applications exist, they often fall short in…

Computers and Society · Computer Science 2026-04-13 Arnab Paul Choudhury , Rahul Rathod , Aryan Yadav

The increasing impact of algorithmic decisions on people's lives compels us to scrutinize their fairness and, in particular, the disparate impacts that ostensibly-color-blind algorithms can have on different groups. Examples include credit…

Machine Learning · Statistics 2020-06-17 Nathan Kallus , Xiaojie Mao , Angela Zhou

We propose a model for an insurance loss index and the claims process of a single insurance company holding a fraction of the total number of contracts that captures both ordinary losses and losses due to catastrophes. In this model we…

Pricing of Securities · Quantitative Finance 2018-05-17 Andreas Eichler , Gunther Leobacher , Michaela Szölgyenyi

Prior literature has argued that flood insurance maps may not capture the extent of flood risk. This paper performs a granular assessment of coastal flood risk in the mortgage market by using physical simulations of hurricane storm surge…

General Economics · Economics 2020-06-11 Amine Ouazad

How to ensure accessibility to food and nutrition while food supply chains suffer from demand and supply uncertainties caused by disruptive forces such as the COVID-19 pandemic and natural disasters is an emerging and critical issue.…

General Economics · Economics 2024-06-14 Mengfei Chen , Mohamed Kharbeche , Mohamed Haouari , Weihong "Grace" Guo

Enrollment in the Health Insurance Marketplaces created by the Affordable Care Act reached an all-time high of approximately 25 million Americans in 2025, roughly doubling since enhanced premium tax credit subsidies were made available in…

General Economics · Economics 2025-10-28 Coleman Drake , Mark K. Meiselbach , Daniel Polsky

Research capacity is critical in understanding systemic risk and informing new regulation. Banking regulation has not kept pace with all the complexities of financial innovation. The academic literature on systemic risk is rapidly…

Computational Engineering, Finance, and Science · Computer Science 2013-10-25 Antoaneta Sergueiva

Precise estimation and uncertainty quantification for average crop yields are critical for agricultural monitoring and decision making. Existing data collection methods, such as crop cuts in randomly sampled fields at harvest time, are…

This paper suggests the use of multiple distributed intelligent reflecting surfaces (IRSs) towards a smarter control of the propagation environment. Notably, we also take into account the inevitable correlated Rayleigh fading in…

Information Theory · Computer Science 2024-10-28 Anastasios Papazafeiropoulos , Cunhua Pan , Ahmet Elbir , Pandelis Kourtessis , Symeon Chatzinotas , John M. Senior

The development of Machine Learning is experiencing growing interest from the general public, and in recent years there have been numerous press articles questioning its objectivity: racism, sexism, \dots Driven by the growing attention of…

Machine Learning · Statistics 2023-07-27 Marguerite Sauce , Antoine Chancel , Antoine Ly

Cyberinsurance is a powerful tool to align market incentives toward improving Internet security. We trace the evolution of cyberinsurance from traditional insurance policies to early cyber-risk insurance policies to current comprehensive…

Cryptography and Security · Computer Science 2007-05-23 Ruperto P. Majuca , William Yurcik , Jay P. Kesan
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