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Criminals are using every means available to launder the profits from their illegal activities into ostensibly legitimate assets. Meanwhile, most commercial anti-money laundering systems are still rule-based, which cannot adapt to the…

Social and Information Networks · Computer Science 2025-01-17 Xurui Li , Xiang Cao , Xuetao Qiu , Jintao Zhao , Jianbin Zheng

The dramatic adoption of Bitcoin and other cryptocurrencies in the USA has revolutionized the financial landscape and provided unprecedented investment and transaction efficiency opportunities. The prime objective of this research project…

The complexity and interconnectivity of entities involved in money laundering demand investigative reasoning over graph-structured data. This paper explores the use of large language models (LLMs) as reasoning engines over localized…

Machine Learning · Computer Science 2026-05-12 Erfan Pirmorad

Machine learning and data mining techniques have been used extensively in order to detect credit card frauds. However, most studies consider credit card transactions as isolated events and not as a sequence of transactions. In this…

For different factors/reasons, ranging from inherent characteristics and features providing decentralization, enhanced privacy, ease of transactions, etc., to implied external hardships in enforcing regulations, contradictions in data…

Cryptography and Security · Computer Science 2025-01-03 Dinesh Srivasthav P , Manoj Apte

In the field of financial fraud detection, understanding the underlying patterns and dynamics is important to ensure effective and reliable systems. This research introduces a new technique, "TimeTrail," which employs advanced temporal…

Machine Learning · Computer Science 2023-08-29 Sushrut Ghimire

Money laundering is a financial crime that poses a serious threat to financial integrity and social security. The growing number of transactions makes it necessary to use automatic tools that help law enforcement agencies detect such…

Cryptography and Security · Computer Science 2025-06-10 Marco Di Gennaro , Francesco Panebianco , Marco Pianta , Stefano Zanero , Michele Carminati

Anti-money laundering (AML) transaction monitoring generates large volumes of alerts that must be rapidly triaged by investigators under strict audit and governance constraints. While large language models (LLMs) can summarize heterogeneous…

Artificial Intelligence · Computer Science 2026-04-23 Dorothy Torres , Wei Cheng , Ke Hu

Anti-money laundering (AML) research is constrained by the lack of publicly shareable, regulation-aligned transaction datasets. We present AMLNet, a knowledge-based multi-agent framework with two coordinated units: a regulation-aware…

Artificial Intelligence · Computer Science 2025-09-16 Sabin Huda , Ernest Foo , Zahra Jadidi , MA Hakim Newton , Abdul Sattar

Money laundering is a crime that makes it possible to finance other crimes, for this reason, it is important for criminal organizations and their combat is prioritized by nations around the world. The anti-money laundering process has not…

Multiagent Systems · Computer Science 2018-01-04 Claudio Alexandre , João Balsa

Financial forensics has an important role in the field of finance to detect and investigate the occurrence of finance related crimes like money laundering. However, as with other forms of criminal activities, the forensics analysis of such…

Cryptography and Security · Computer Science 2023-03-10 Jonathan Pan

The lack of accessible transactional data significantly hinders machine learning research for Anti-Money Laundering (AML). Privacy and legal concerns prevent the sharing of real financial data, while existing synthetic generators focus on…

Machine Learning · Computer Science 2026-03-03 Montijn van den Beukel , Jože Martin Rožanec , Ana-Lucia Varbanescu

This paper proposes a method to detect bank frauds using a mixed approach combining a stochastic intensity model with the probability of fraud observed on transactions. It is a dynamic unsupervised approach which is able to predict…

Computational Engineering, Finance, and Science · Computer Science 2020-11-26 Régis Houssou , Stephan Robert-Nicoud

We study the deployment performance of machine learning based enforcement systems used in cryptocurrency anti money laundering (AML). Using forward looking and rolling evaluations on Bitcoin transaction data, we show that strong static…

Machine Learning · Computer Science 2026-04-27 Khem Raj Bhatt , Krishna Sharma

Machine learning and data mining techniques have been used extensively in order to detect credit card frauds. However, most studies consider credit card transactions as isolated events and not as a sequence of transactions. In this article,…

Gaining the trust and confidence of customers is the essence of the growth and success of financial institutions and organizations. Of late, the financial industry is significantly impacted by numerous instances of fraudulent activities.…

Machine Learning · Computer Science 2023-03-10 Yelleti Vivek , Vadlamani Ravi , Abhay Anand Mane , Laveti Ramesh Naidu

Criminals have become increasingly experienced in using cryptocurrencies, such as Bitcoin, for money laundering. The use of cryptocurrencies can hide criminal identities and transfer hundreds of millions of dollars of dirty funds through…

Cryptography and Security · Computer Science 2022-10-11 Wai Weng Lo , Gayan K. Kulatilleke , Mohanad Sarhan , Siamak Layeghy , Marius Portmann

Detecting anomalies in general ledger data is of utmost importance to ensure trustworthiness of financial records. Financial audits increasingly rely on machine learning (ML) algorithms to identify irregular or potentially fraudulent…

Machine Learning · Computer Science 2025-09-30 Alexander Bakumenko , Kateřina Hlaváčková-Schindler , Claudia Plant , Nina C. Hubig

Current anti-money laundering (AML) systems, predominantly rule-based, exhibit notable shortcomings in efficiently and precisely detecting instances of money laundering. As a result, there has been a recent surge toward exploring…

Machine Learning · Computer Science 2023-07-26 Fredrik Johannessen , Martin Jullum

To produce important investment decisions, investors require financial records and economic information. However, most companies manipulate investors and financial institutions by inflating their financial statements. Fraudulent Financial…

Neural and Evolutionary Computing · Computer Science 2022-11-28 Peyman Mohammadzadeh germi , Mohsen Najarbashi