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At the intersection of the cutting-edge technologies and privacy concerns, Federated Learning (FL) with its distributed architecture, stands at the forefront in a bid to facilitate collaborative model training across multiple clients while…

Machine Learning · Computer Science 2025-09-03 Noorain Mukhtiar , Adnan Mahmood , Quan Z. Sheng

Existing methods for estimating uncertainty in deep learning tend to require multiple forward passes, making them unsuitable for applications where computational resources are limited. To solve this, we perform probabilistic reasoning over…

Machine Learning · Statistics 2020-12-08 Javier Antorán , James Urquhart Allingham , José Miguel Hernández-Lobato

The definition and implementation of fairness in automated decisions has been extensively studied by the research community. Yet, there hides fallacious reasoning, misleading assertions, and questionable practices at the foundations of the…

Computers and Society · Computer Science 2023-06-05 Robert Lee Poe , Soumia Zohra El Mestari

With the deepening of the digitization degree of financial business, financial fraud presents more complex and hidden characteristics, which poses a severe challenge to the risk prevention and control ability of financial institutions. At…

Computational Engineering, Finance, and Science · Computer Science 2024-05-08 Xinye Sha

Fairness has become increasingly pivotal in facial recognition. Without bias mitigation, deploying unfair AI would harm the interest of the underprivileged population. In this paper, we observe that though the higher accuracy that features…

Computer Vision and Pattern Recognition · Computer Science 2023-01-10 Ching-Hao Chiu , Hao-Wei Chung , Yu-Jen Chen , Yiyu Shi , Tsung-Yi Ho

Machine learning (ML) is increasingly used in high-stakes settings, yet multiplicity - the existence of multiple good models - means that some predictions are essentially arbitrary. ML researchers and philosophers posit that multiplicity…

Computers and Society · Computer Science 2025-01-24 Anna P. Meyer , Yea-Seul Kim , Aws Albarghouthi , Loris D'Antoni

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

Computational Engineering, Finance, and Science · Computer Science 2024-09-26 Kejian Tong , Zonglin Han , Yanxin Shen , Yujian Long , Yijing Wei

Generative AI models have substantially improved the realism of synthetic media, yet their misuse through sophisticated DeepFakes poses significant risks. Despite recent advances in deepfake detection, fairness remains inadequately…

Machine Learning · Computer Science 2025-07-31 Aryana Hou , Li Lin , Justin Li , Shu Hu

Algorithmic fairness has attracted increasing attention in the machine learning community. Various definitions are proposed in the literature, but the differences and connections among them are not clearly addressed. In this paper, we…

Machine Learning · Computer Science 2023-06-05 Zeyu Tang , Jiji Zhang , Kun Zhang

Clinical trials are indispensable in developing new treatments, but they face obstacles in patient recruitment and retention, hindering the enrollment of necessary participants. To tackle these challenges, deep learning frameworks have been…

Machine Learning · Computer Science 2023-03-27 Chia-Yuan Chang , Jiayi Yuan , Sirui Ding , Qiaoyu Tan , Kai Zhang , Xiaoqian Jiang , Xia Hu , Na Zou

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

Machine Learning · Computer Science 2022-08-26 Gayan K. Kulatilleke

In an era characterized by the pervasive integration of artificial intelligence into decision-making processes across diverse industries, the demand for trust has never been more pronounced. This thesis embarks on a comprehensive…

Machine Learning · Statistics 2024-01-18 Alessandro Castelnovo

Decision making in crucial applications such as lending, hiring, and college admissions has witnessed increasing use of algorithmic models and techniques as a result of a confluence of factors such as ubiquitous connectivity, ability to…

Artificial Intelligence · Computer Science 2020-09-08 G Roshan Lal , Sahin Cem Geyik , Krishnaram Kenthapadi

A major requirement for credit scoring models is to provide a maximally accurate risk prediction. Additionally, regulators demand these models to be transparent and auditable. Thus, in credit scoring, very simple predictive models such as…

Machine Learning · Statistics 2020-09-30 Michael Bücker , Gero Szepannek , Alicja Gosiewska , Przemyslaw Biecek

In recent years, financial fraud detection systems have become very efficient at detecting fraud, which is a major threat faced by e-commerce platforms. Such systems often include machine learning-based algorithms aimed at detecting and…

Cryptography and Security · Computer Science 2023-12-05 Chen Doytshman , Satoru Momiyama , Inderjeet Singh , Yuval Elovici , Asaf Shabtai

Mitigating bias in automated decision-making systems, particularly in deep learning models, is a critical challenge due to nuanced definitions of fairness, dataset-specific biases, and the inherent trade-off between fairness and accuracy.…

Machine Learning · Computer Science 2025-10-22 Charmaine Barker , Daniel Bethell , Dimitar Kazakov

Financial forecasting increasingly uses large neural network models, but their opacity raises challenges for trust and regulatory compliance. We present several approaches to explainable and reliable AI in finance. \emph{First}, we describe…

Machine Learning · Computer Science 2025-10-31 Albi Isufaj , Pablo Mollá , Helmut Prendinger

Fair machine learning (ML) methods help identify and mitigate the risk that algorithms encode or automate social injustices. Algorithmic approaches alone cannot resolve structural inequalities, but they can support socio-technical decision…

Machine Learning · Computer Science 2026-04-24 Michelle Seng Ah Lee , Kirtan Padh , David Watson , Niki Kilbertus , Jatinder Singh

Training models with robust group fairness properties is crucial in ethically sensitive application areas such as medical diagnosis. Despite the growing body of work aiming to minimise demographic bias in AI, this problem remains…

Computer Vision and Pattern Recognition · Computer Science 2024-01-18 Raman Dutt , Ondrej Bohdal , Sotirios A. Tsaftaris , Timothy Hospedales

Effective machine learning models can automatically learn useful information from a large quantity of data and provide decisions in a high accuracy. These models may, however, lead to unfair predictions in certain sense among the population…

Machine Learning · Computer Science 2020-06-19 Mingliang Chen , Min Wu