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Small and Medium Enterprises (SMEs) access to external finance is an issue of significant research interest to academicians. Commercial banks consider many SMEs not to be credit worthy because of their inability to meet some banking…

General Finance · Quantitative Finance 2020-10-26 David Haritone Shikumo , Mwangi Mirie

The efficiency of pension schemes in Kenya invites elevated interest owing to the increasing pension contribution amounts and the expectation that benefits paid out of these schemes would protect members from old age poverty. The study…

Risk Management · Quantitative Finance 2025-11-17 Sylvester Willys Namagwa

One of the major problems confronting financial institutions most especially microfinance institutions is the increasing incidence of loan defaults and consequence loan losses which manifested in their financial performance with huge…

General Finance · Quantitative Finance 2021-06-16 Esther Yusuf Enoch , Usman Abubakar Arabo , Abubakar Mahmud Digil

Microfinance, despite its significant potential for poverty reduction, is facing sustainability hardships due to high default rates. Although many methods in regular finance can estimate credit scores and default probabilities, these…

General Finance · Quantitative Finance 2022-12-13 Christian Kurniawan , Xiyu Deng , Adhiraj Chakraborty , Assane Gueye , Niangjun Chen , Yorie Nakahira

As life expectancy in Kenya increases, so does the need for efficient pension schemes that can secure a dignified retirement and protect members from old age poverty. Limited research, however, has explored the efficiency of these schemes…

Risk Management · Quantitative Finance 2025-11-17 Sylvester Willys Namagwa

In Kenya, interest payments on external debt have been increasing from 2010 to 2015, while GDP growth experienced a slight decline over the same period. Policymakers are concerned that the rapid increase in external debt in developing…

General Economics · Economics 2024-05-28 Sammy Kemboi Chepkilot

This paper examines the relationship between trade and financial openness, as well as the operational efficiency and growth of Turkish banks, from 2010 to 2023. Utilizing CAMELG-DEA and dynamic panel data analysis, the study finds that…

General Economics · Economics 2025-12-08 Haibo Wang , Lutfu Sua , Burak Dolar

This paper evaluates the commercial banks of Bangladesh in terms of profitability dimension of performance and also examines the impact of selected determinants and banking system on this dimension of performance. Evaluation of trend in…

General Finance · Quantitative Finance 2020-05-19 K. M. Golam Muhiuddin , Nusrat Jahan

Financial inclusion and inclusive growth are the buzzwords today. Inclusive growth empowers people belonging to vulnerable sections. This in turn depends upon a variety of factors, the most important being financial inclusion, which plays a…

General Economics · Economics 2021-05-26 Manohar Serrao , Aloysius Sequeira , K. V. M. Varambally

This article conducts a literature review on the topic of monetary policy in developing countries and focuses on the effectiveness of monetary policy in promoting economic growth and the relationship between monetary policy and economic…

General Economics · Economics 2023-03-07 Marouane Daoui

A significant number of the non-financial firms listed at Nairobi Securities Exchange (NSE) have been experiencing declining financial performance which deter investors from investing in such firms. The lenders are also not willing to lend…

General Finance · Quantitative Finance 2020-11-09 David Haritone Shikumo , Oluoch Oluoch , Joshua Matanda Wepukhulu

Macroeconomic factors have a critical impact on banking credit risk, which cannot be directly controlled by banks, and therefore, there is a need for an early credit risk warning system based on the macroeconomy. By comparing different…

Information Retrieval · Computer Science 2024-01-29 Hemlata Sharma , Aparna Andhalkar , Oluwaseun Ajao , Bayode Ogunleye

How does an entrepreneur's social capital improve small informal business productivity? Although studies have investigated this relationship, we still know little about the underlying theoretical mechanisms driving these findings. Using a…

General Economics · Economics 2021-04-27 Christopher Boudreaux , George Clarke , Anand Jha

Financial inclusion is touted one of the principal drivers for economic growth for an economy. The study aims to explore the impact of financial inclusion on economic growth in Bangladesh. In my study, I used the number of loan accounts as…

General Economics · Economics 2024-01-23 Ganapati Kumar Biswas

Over the last couple of decades in the lending industry, financial disintermediation has occurred on a global scale. Traditionally, even for small supply of funds, banks would act as the conduit between the funds and the borrowers. It has…

Econometrics · Economics 2020-06-24 Soumajyoti Sarkar , Hamidreza Alvari

Banks' performance is an important topic for both professionals and researchers. Given the important literature on this subject, this paper aims to bring an up-to-date and organized review of literature on the determinants of banks…

General Finance · Quantitative Finance 2024-03-14 Anas Azzabi , Younes Lahrichi

Shaped by structural forces of change, banking in emerging markets has recently experienced a decline in its traditional activities, leading banks to diversify into new business strategies. This paper examines whether the observed shift…

General Finance · Quantitative Finance 2011-07-04 Saoussen Ben Gamra , Dominique Plihon

Various poverty reduction strategies are being implemented in the pursuit of eliminating extreme poverty. One such strategy is increased access to microcredit in poor areas around the world. Microcredit, typically defined as the supply of…

General Economics · Economics 2020-11-23 Melvyn Weeks , Tobias Gabel Christiansen

Interbank lending and borrowing occur when financial institutions seek to settle and refinance their mutual positions over time and circumstances. This interactive process involves money creation at the aggregate level. Coordination…

General Finance · Quantitative Finance 2021-09-27 Yuri Biondi , Feng Zhou

Access to finance is vital for improving food security, particularly in developing nations where agricultural production is crucial. Despite several financial interventions targeted at increasing agricultural production, smallholder farmers…

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